Chariot
Chariot Giving is a New York fintech that builds purpose-built infrastructure for the U.S. donor-advised fund market, offering DAFpay for donor checkout, AI-powered Gift Processing for nonprofits, and Disbursements rails for grantmakers, used by 60,000+ nonprofits and major DAF sponsors.
- Company typePrivate
- Founded2023
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Chariot does
Chariot Giving, Inc. is a New York-based fintech building purpose-built infrastructure for the U.S. donor-advised fund (DAF) market, which it sizes at $326B in committed giving with $65B in annual charitable grants (2024). The company operates three integrated products: DAFpay, an embeddable button/component that lets donors initiate real-time DAF grants at nonprofit checkout without leaving the donation form; Gift Processing, an AI-powered back-office platform that unifies offline gifts (EFTs, checks, PayPal, Benevity, DAF) and auto-codes them into CRMs and accounting systems; and Disbursements, a grant-payment rails product for DAF sponsors and foundations to send electronic or check payments to 1.4M+ eligible U.S. nonprofits. Underlying the platform is the Chariot Deposit Account (Demand Deposit Account provided by Column N.A., Member FDIC) and integrations with Footprint (KYC/KYB) and Unit21 (AML/transaction monitoring); the platform is SOC 2 Type II certified. DAFpay Network, Inc., a registered 501(c)(3), is used as a third-party intermediary to facilitate payments to non-user nonprofits.
Chariot monetizes via a 2.9% DAFpay transaction fee on the Free Access tier, an annual Chariot Subscription that waives DAFpay fees in exchange for advanced features, and Disbursements service fees tiered between standard and Enterprise customers. Distribution combines self-serve signup, embedded availability across 70+ fundraising platform partners (Givebutter, Funraise, Bonterra, Blackbaud, DonorPerfect via Givecloud, Neon One, GoFundMe Pro, Salesforce-affiliated stacks), enterprise direct sales for high-volume nonprofits and grantmakers, and a public API used by partners such as TIFIN Give, Founders Pledge and Groundswell. The company is venture-backed (~$15M total, including an $11M Series A led by Maveron in August 2024, with Spark Capital, SV Angel and Y Combinator) and employs 11-50 people. As of 2025-2026, Chariot reports 60,000+ nonprofits on its platform, $200M+ added to nonprofit fundraising, and notable enterprise customers across health, civil rights, environment, education, international relief and community sectors (Mayo Clinic, Memorial Sloan Kettering, ACLU, American Cancer Society, IRC, Wikimedia, Susan G. Komen, No Kid Hungry, charity: water, ADL, Boys and Girls Clubs), alongside DAF sponsor customers including TIFIN Give, Founders Pledge, Dallas Jewish Community Foundation, Daffy, Groundswell and Good Today.
Chariot firmographics
Firmographics- Name
- Chariot
- Legal name
- Chariot Giving, Inc.
- Website
- https://givechariot.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Chariot Giving is a New York fintech that builds purpose-built infrastructure for the U.S. donor-advised fund market, offering DAFpay for donor checkout, AI-powered Gift Processing for nonprofits, and Disbursements rails for grantmakers, used by 60,000+ nonprofits and major DAF sponsors.
- Ownership category
- akta.pro rank
Where Chariot is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Chariot business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- DAFpay Transaction Fees: 2.9% of any donation initiated through DAFpay (rounded to the nearest whole dollar); collected via monthly invoice, deduction through DAFpay Network, charge to Payment Method, or direct debit from Chariot Deposit Account. Can be eliminated by subscribing to a Chariot Subscription plan.
- Chariot Subscription: Recurring subscription plans for advanced features and functionality (e.g., DAFpay volume with no DAFpay Fees); governed by supplemental Order Forms agreed at signup. Enterprise tier offers discounted DAFpay volume, deploy-anywhere, and custom implementation.
- Disbursements Service Fees: Fees associated with grant payment processing for DAF sponsors and grantmakers using the Disbursements rails (electronic transfers + check delivery + verification + exception handling); tiered for Enterprise vs. standard customers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Free Access — self-serve DAFpay through fundraising platform partners |
| Other | Multi-year contract | Enterprise — high-volume nonprofits |
| Subscription | Annual | Chariot Subscription — advanced features + DAFpay fee waiver |
Go-to-market motion6 records
Distribution channels5 records
Marketing channels10 records
Chariot product offering
Product offeringCore offering
Chariot is a financial technology company that builds infrastructure for charitable giving centered on the Donor-Advised Fund (DAF) market. Its platform combines a DAFpay button that lets donors give directly from their DAF at nonprofit checkout, an AI-powered Gift Processing engine that unifies offline gifts (EFTs, checks, PayPal, workplace giving), and a Disbursements rails engine that sends grant payments electronically or by check to verified nonprofits.
Product overview
Chariot operates as a unified financial technology platform for charitable giving, structured around three core products that work together: DAFpay enables donors to give from their Donor Advised Fund directly on a nonprofit's website at checkout; Gift Processing is the AI-powered back-office platform that unifies offline gifts from EFTs, checks, PayPal, and workplace giving partners like Benevity, then auto-codes and syncs them to CRM/accounting systems; and Disbursements is the grant payment service for DAF sponsors and foundations to send funds electronically or by check to 1.4M+ domestic nonprofits. The Chariot Deposit Account (FDIC-insured via Column N.A.) underlies Disbursements and Gift Processing, while the Chariot Digital Mailbox is an add-on module that ingests physical mail and deposits checks into the deposit account. The DAFpay Network, a registered 501(c)(3), supports payments to Non-User Nonprofits that do not have a Chariot Deposit Account. Supporting ecosystem assets include the public DAFpay.com donor-facing site, the DAF Day national giving campaign, and the annual DAF Fundraising Report research product.
Differentiator
Problem solved
Functional benefit
Brands
- DAFpay: Chariot's donor-facing DAF grant request initiation tool embedded on nonprofit or fundraising platform websites to enable seamless DAF donations.
- Gift Processing
- Disbursements
- DAF Day
Products and services
- DAFpay DAFpay is a donor-facing Donor-Advised Fund payment button embedded on nonprofit or fundraising platform websites. It enables donors to initiate real-time grant requests from thousands of DAF providers directly at checkout, displays donor balances to encourage larger gifts, and transmits donor contact details in real time to the nonprofit. Sold to U.S. nonprofits and fundraising platforms.
- Gift Processing Gift Processing is an AI-powered end-to-end gift processing platform for nonprofits. It unifies multiple payment sources (EFTs, checks, PayPal, Benevity), enriches and auto-codes gifts using configurable rules and AI, and syncs coded gifts to CRM and accounting systems via native integrations, custom exports, or APIs. Sold to U.S. nonprofit fundraisers and gift processing teams.
- Disbursements Disbursements is a grant payment service for grantmakers, DAF sponsors, foundations, and community foundations. It sends full grant details and funds to eligible 1.4M+ domestic nonprofits via ACH electronic transfers or mailed checks, with IRS eligibility validation, OFAC/AML screening, bank account/control-person verification, Positive Pay and Stop Payment protections, and exception handling.
- Chariot Digital Mailbox
Quantifiable outcome
- 82% of TIFIN Give grant volume paid electronically within 4 months; $34.1M granted; 5,175 grants processed
- +13 more outcomes
Companies that use Chariot
Customer profileNamed customers35 records
Segments6 records
Ideal customer profiles4 records
Chariot technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration47 records
AI capability7 records
Feature8 records
Chariot partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered critical infrastructure partner, core compliance vendor, critical legal/payments entity, flagship grantmaker partner, core channel partner, major fundraising platform partner, major fundraising platform partner (beta), major fundraising platform partners, broad long-tail partner ecosystem (60+ additional fundraising platform integrations), major workplace giving integration and angel investor (ceo of chariot is an angel investor).
- Column N.A.critical infrastructure partnerFDIC-insured Member bank partner providing the Chariot Deposit Account (Demand Deposit Account) that powers Disbursements and Gift Processing; eligible for FDIC insurance up to $250,000 per depositor.
- Footprintcore compliance vendorKYC/KYB onboarding provider integrated into the Chariot Account creation flow for verifying nonprofit identity and authority.
- Unit21core compliance vendorThird-party compliance monitoring vendor integrated for AML/transaction monitoring on the Chariot Platform.
- DAFpay Network, Inc.critical legal/payments entityRegistered 501(c)(3) used by Chariot as a third-party nonprofit entity to temporarily hold and facilitate grant payments to Non-User Nonprofits that lack a Chariot Deposit Account.
- TIFIN Giveflagship grantmaker partnerPartnership to modernize last-mile grant payments using Chariot Disbursements; TIFIN Give moved 80%+ of grant volume electronic in 4 months; cited as the cornerstone customer story for Disbursements.
- Funraisecore channel partnerFundraising platform that integrated Chariot's DAFpay into its offering, enabling nonprofits using Funraise to capture DAF gifts and donor identities.
- Givebuttermajor fundraising platform partnerFundraising platform offering DAFpay to its nonprofit customers.
- Blackbaud Luminate Online / Teamraisermajor fundraising platform partnerFundraising platform partner offering DAFpay integration.
- GoFundMe Promajor fundraising platform partner (beta)Beta integration partner offering DAFpay access to GoFundMe Pro customers.
- Bonterra (GiveGab / Network for Good)major fundraising platform partnerFundraising platform offering DAFpay to its nonprofit customers.
- DonorPerfect via Givecloudmajor fundraising platform partnerFundraising platform partner offering DAFpay integration.
- Neon Onemajor fundraising platform partnerFundraising platform partner offering DAFpay integration.
- FreeWillmajor fundraising platform partnerFundraising platform offering DAFpay as a DAF product for nonprofits.
- Salesforce-affiliated platforms (Engaging Networks, EveryAction, Gravyty, Soapbox Engage, Springboard)major fundraising platform partnersFundraising platform partners offering DAFpay integration to their nonprofit customers.
- Anthology, Classy, CauseMatch, ChabadOne, Charidy, CharityEngine, CrowdChange, Custom Donations, Donor Dock, DonorDrive, Donor Fuse, Double, Encoura, EvolvArts, FlexFormz, Fundnation, Funraisin, Generously, GiveCampus, GiveCentral, GiveForms, GiveHub, Give Lively, Give Suite, Givergy, The Giving Block, Giving Docs, GoFundMe, Handbid, ibidmobile.net, Kavua, Kind Kiosk, Kindest, LevCharity, Maaser App, MatchNice, Milaap, Oath, OneCause, Our Community, Overflow, PBCS Technology, Pledge, Rayze.It, SensePass, Summa, The Chesed Fund, Tiltify, Ziggbybroad long-tail partner ecosystem (60+ additional fundraising platform integrations)Long-tail fundraising platform partners offering DAFpay to their nonprofit customers via dedicated integration pages on givechariot.com.
- Benevitymajor workplace giving integrationWorkplace giving platform whose data is transformed into Chariot's Gift Processing format so nonprofits can capture individual donor records (referenced across Gift Processing pages and the No Kid Hungry case study).
- Givefrontangel investor (ceo of chariot is an angel investor)TechCrunch reports Chariot's CEO is an angel investor in Givefront (alongside Y Combinator and others); not a commercial product partnership.
Scale indicators16 records
Recent moves6 records
Expansion highlights6 records
Chariot competitors and assessment
Company assessmentDirect peers
- Benevity: Benevity is the leading workplace giving and corporate grantmaking platform, processing charitable disbursements from companies to nonprofits. Chariot's Disbursements rails and Gift Processing directly overlap with Benevity's core capabilities, and the two are already integrated (Benevity data flows into Chariot).
- FreeWill: FreeWill offers planned giving, DAF, and estate-gifting infrastructure for nonprofits — directly competing with Chariot's DAFpay at checkout. Both aim to make DAF giving seamless on nonprofit websites and are already channel partners.
- Bonterra: Bonterra (GiveGab, Network for Good, EveryAction) is a leading fundraising software suite for nonprofits and a Chariot channel partner for DAFpay. Both serve the same nonprofit customer base with overlapping donation form and CRM capabilities.
- Funraise: Funraise is a modern nonprofit fundraising platform that has integrated Chariot's DAFpay. Funraise competes with Chariot's free standalone DAFpay signup on the donation form layer, while also acting as a distribution partner.
- Givebutter: Givebutter is a fast-growing free fundraising platform for nonprofits, and one of Chariot's largest DAFpay distribution partners. The two compete for the same SMB nonprofit donation-form workflow.
- Neon One: Neon One provides CRM, fundraising, and marketing software for small and mid-sized nonprofits. As a Chariot DAFpay channel partner, Neon One overlaps with Chariot on donation-form and back-office workflows for the same SMB nonprofit segment.
- Network for Good: Network for Good (now part of Bonterra) provides donation forms, CRM, and fundraising software for small nonprofits, directly competing with Chariot's free DAFpay-enabled donation flow for the long tail of U.S. 501(c)(3)s.
Broad incumbents
- Blackbaud: Blackbaud is the dominant nonprofit software suite (Raiser's Edge NXT, Luminate Online, Teamraiser, Financial Edge NXT). Chariot integrates with Blackbaud CRM and donation forms but competes with Blackbaud's broader back-office and fundraising ambitions.
- Classy (by GoFundMe Pro): Classy, now part of GoFundMe Pro, is a leading online fundraising platform for nonprofits. Chariot is a beta integration partner on GoFundMe Pro, and Classy/GoFundMe Pro competes broadly with Chariot's donation-form and payment capabilities.
- Stripe: Stripe is the dominant internet payments infrastructure and increasingly builds vertical-specific products. Stripe has the resources to build DAF-aware checkout and grant disbursement flows, which would compete directly with Chariot's DAFpay and Disbursements rails.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat8 records
Key risks6 records
Key highlights7 records
Customer concentration
Chariot social profiles
Digital presenceChariot compliance and trust
Trust signalCompliance2 records
Chariot financial estimates
Financial estimateRevenue estimate
Valuation estimate
Chariot leadership team
Management profileNumber of profiles
Profiles6 records
Chariot subsidiaries and ownership
Company hierarchySubsidiaries1 record
Chariot funding detail
Funding detailFunding overview
Funding rounds2 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Chariot M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Chariot
What does Chariot do?
Chariot is a financial technology company that builds infrastructure for charitable giving centered on the Donor-Advised Fund (DAF) market. Its platform combines a DAFpay button that lets donors give directly from their DAF at nonprofit checkout, an AI-powered Gift Processing engine that unifies offline gifts (EFTs, checks, PayPal, workplace giving), and a Disbursements rails engine that sends grant payments electronically or by check to verified nonprofits.
Is Chariot a public or private company?
Chariot is a private company. It is classified as venture growth investor backed and is currently operating.
When was Chariot founded?
Chariot was founded in 2023. It employs 11 to 50 people.
Where is Chariot based?
Chariot is headquartered in New York, United States, in the North America region.
How does Chariot make money?
Three revenue lines are on record. DAFpay Transaction Fees are the primary driver. The others are chariot Subscription and disbursements Service Fees.
Who are Chariot's main competitors?
Direct peers on record are Benevity, FreeWill, Bonterra, Funraise, Givebutter, Neon One and Network for Good. Broad incumbents are Blackbaud, Classy (by GoFundMe Pro) and Stripe.
Does Chariot have an API?
Yes. Chariot offers a public API for Disbursements and Gift Processing, enabling developers and partners to programmatically submit grants, manage nonprofit verification, build custom integrations with CRMs and accounting platforms, and automate gift processing workflows. The API supports flexible custom exports and integrations with downstream systems. Developer documentation is at docs.givechariot.com/api.