Paymints.io
Paymints.io is a B2B SaaS payment platform enabling secure digital fund transfers for real estate transactions. Its white-label platform serves title companies, brokerages, law firms, escrow agents, and municipalities, supporting earnest money, cash-to-close, and vendor disbursements.
- Company typePrivate
- Founded2020
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Paymints.io does
Paymints.io is a B2B SaaS payment platform purpose-built for real estate transactions, operating as a subsidiary of CertifID, Inc. The white-label cloud platform enables secure digital fund transfers for earnest money deposits, cash-to-close payments, refinances, earnest money refunds, and vendor disbursements, supporting ACH, Real Time Payments (RTP), Fedwire, and FedNow rails across more than 12,000 banks. The platform integrates natively with leading title production software (SoftPro, RamQuest, Settlor, AIM+) and is embedded within First American Title Insurance Company's PRISM platform, allowing title and real estate agents to trigger funding requests without leaving their existing workflow. Security features include AES-256 encryption, SMS-based passwordless authentication, and SOC 2 Type II certification achieved in November 2022.
The company serves title companies and settlement agents, real estate brokerages and agents, law firms handling real estate transactions, and municipalities (via the MuniPay sub-product for property tax payments). Its primary go-to-market is enterprise field sales with custom-priced, multi-year contracts, supplemented by embedded distribution through title production software integrations and channel partners such as Proliant Settlement Systems and Doma. Revenue is generated via subscription and transaction-based fees on the white-label SaaS platform; pricing is not publicly disclosed.
Paymints.io is a private company, domiciled in Michigan as Paymints.io Corp., with offices in Grand Rapids, MI and Austin, TX. It was co-founded by CEO Jason Doshi and COO Amit Doshi, with Daniel P. Morse serving as CTO. The company has accumulated multiple industry recognitions — HousingWire Tech100 (2021, 2022) and ETA Top 10 Payments ISV (2023) — and a $3.0M funding round in November 2022, while operating under the strategic and financial umbrella of parent CertifID, Inc.
Paymints.io firmographics
Firmographics- Name
- Paymints.io
- Legal name
- Paymints.io Corp.
- Website
- https://paymints.io
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Paymints.io is a B2B SaaS payment platform enabling secure digital fund transfers for real estate transactions. Its white-label platform serves title companies, brokerages, law firms, escrow agents, and municipalities, supporting earnest money, cash-to-close, and vendor disbursements.
- Ownership category
- akta.pro rank
Paymints.io industry classification
Industry- Product category
- Real Estate Payments Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN)
- akta.pro secondary industries
- Contractor / Freelancer Payments (FSAMAKAC), Bill Pay, Invoicing & Payables Platforms (BPAMAFAF), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Digital Payments & Money Movement (ACH/SEPA/FPS, Bill Pay, P2P) (FSAGAAAF)
Keywords
Where Paymints.io is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Paymints.io business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Revenue model
- Platform Subscription / Transaction Fees: White-label SaaS platform fees for title companies, real estate brokerages, and escrow agents to use the payment platform. Pricing is custom/quote-based for enterprise customers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Custom enterprise pricing |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels5 records
Paymints.io product offering
Product offeringCore offering
Paymints.io is a white-label, B2B SaaS payment platform purpose-built for the real estate closing industry. It enables title companies, real estate brokerages, law firms, escrow agents, and municipalities to collect earnest money deposits and disburse cash-to-close funds digitally via real-time payments, replacing wires, checks, and cashiers' checks with a single integrated workflow. The platform is offered as a white-label solution so partner organizations can deliver it under their own brand.
Product overview
Paymints.io is a white-label SaaS platform that provides a comprehensive suite of digital real estate payment solutions. The core platform enables buyers to securely transfer funds for earnest money deposits, cash to close for refinances, and other real estate transactions. The platform includes white-label customization capabilities, allowing enterprise customers to brand the experience with their own logos and colors. Additional products include MuniPay for municipal tax payments, integration with titleLOOK for digital title-to-payment workflows, and a Secure Client Experience feature for branded closing journeys. The platform supports disbursements to clients and vendors within 60 seconds and serves multiple customer segments including Real Estate Brokerages, Title Companies, Vendors, and Municipalities.
Differentiator
Problem solved
Functional benefit
Products and services
- Paymints.io Core Platform White-label SaaS platform that enables title companies, real estate brokerages, law firms, and escrow agents to collect earnest money deposits and disburse cash-to-close funds digitally during real estate closings.
- Digital Earnest Money & Cash to Close Digital workflows within the Paymints.io platform that replace wire transfers, paper checks, and cashiers' checks with real-time digital collection of earnest money deposits and same-day disbursement of cash-to-close funds for real estate transactions.
- MuniPay Municipal and government-facing payment solution built on the Paymints.io rails, enabling cities, counties, and agencies to accept electronic payments for fees, taxes, and other closing-related obligations from constituents.
- White-label Cloud-based Solution Cloud-delivered, white-label version of the Paymints.io platform that partner organizations (title companies, brokerages, law firms) can rebrand and present to their own customers as their own digital payment experience.
Quantifiable outcome
- Disbursements can be initiated within 60 seconds
- +2 more outcomes
Companies that use Paymints.io
Customer profileNamed customers9 records
Segments5 records
Ideal customer profiles3 records
Paymints.io technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Feature6 records
Paymints.io partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core and minor.
- DomacoreDoma added paymints.io to their vendor partnership program to benefit homebuyers as well as title and escrow professionals, reducing wire fraud and paper checks.
- First American Title Insurance CompanycoreIntegration with First American Title's PRISM digital platform enables title agents to request and receive earnest money and cash-to-close funds from home buyers within the same platform, enhancing settlement process efficiency.
- NotarizecoreIntegration with national online notarization platform streamlines digital closing experience for subscribers and their customers, combining electronic notarization with digital fund transfers.
- Proliant Settlement SystemscoreProliant Settlement Systems, a turnkey title company ownership system, deployed paymints.io technology among its title agency franchisees for digital payment capabilities.
- Diversified National Title AgencyminorDiversified National Title Agency chose paymints.io as their secure payment platform for real estate transactions.
- The Fund (title insurance)coreStrategic partnership with The Fund to provide secure real estate transaction payment solutions to their network of title agents.
- TitleTapminorWebsite marketing integration partnership enabling title companies to embed payment capabilities through TitleTap's platform.
- Capital Title of WashingtonminorPartnership with Capital Title of Washington to bring digital payment solutions to their customers.
- SoftProcoreNative integration with SoftPro title production software enables seamless workflow within existing title operations.
- RamQuestcoreNative integration with RamQuest title production software enables seamless workflow within existing title operations.
- SettlorcoreNative integration with Settlor title production software enables seamless workflow within existing title operations.
- AIM+coreNative integration with AIM+ title production software enables seamless workflow within existing title operations.
Scale indicators4 records
Recent moves6 records
Expansion highlights3 records
Paymints.io competitors and assessment
Company assessmentBroad incumbents
- CertifID: Parent company of Paymints.io and a leading wire-fraud verification platform for the title and real estate industry. Directly comparable because it sells into the same title-agent buyer base with complementary identity-verification services, and CertifID's $47.5M Series C provides the broader capital context for Paymints.io.
- Dotloop (Zillow Group): Transaction management platform for real estate agents and brokerages that captures the listing-to-close workflow. Comparable because it sits inside the real-estate transaction stack and has expanded into digital payments and e-closings, overlapping with Paymints.io's brokerage and agent segments.
Direct peers
- Qualia: Cloud-based real estate closing and title production platform that handles digital closings and disbursements for title companies. Highly comparable to Paymints.io as it offers embedded payment and closing workflows aimed at the same title and escrow customer base.
- Snapdocs: Digital mortgage closing platform that orchestrates e-signing, notarization and settlement workflows for lenders and title agents. Comparable because it operates in the digital real-estate closing stack and competes for share of the same digital-funds-and-closing experience that Paymints.io enables.
- SoftPro: One of the largest title production software platforms in the U.S. and a current Paymints.io integration partner. Highly comparable because it is embedded in title-agent daily workflows and is a logical potential competitor or partner in digital disbursements.
- RamQuest: Title and settlement production software platform used by title agents nationwide and a current Paymints.io integration partner. Comparable as a workflow incumbent that could itself internalize payment rails competitive to Paymints.io.
- Doma (now Doma Holdings): Title, escrow and settlement services company with a technology-driven closing platform and a current Paymints.io channel partner. Directly comparable because it offers competing digital closing and disbursement capabilities to the same title-agent and homebuyer base.
Emerging players
- Notarize: National online notarization platform and a current Paymints.io integration partner. Comparable as an adjacent digital-closing technology that, together with Paymints.io, creates the full digital closing + digital payment experience for real estate transactions.
- ClosingCorp: Provider of real estate data, closing cost estimates and settlement services for title, lenders and real estate professionals. Comparable because it operates across the same real estate closing ecosystem where Paymints.io's payment rails are consumed.
Others
- Plaid: Financial data connectivity and payment-rail infrastructure provider used by fintechs to connect to consumer bank accounts. Adjacent peer because Paymints.io's ACH/RTP connectivity through 12,000+ banks performs a similar connectivity function for the real estate vertical, and Plaid represents a potential horizontal competitive entrant.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Paymints.io social profiles
Digital presencePaymints.io compliance and trust
Trust signalCompliance1 record
Paymints.io financial estimates
Financial estimateRevenue estimate
Valuation estimate
Paymints.io leadership team
Management profileNumber of profiles
Profiles4 records
Paymints.io funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Paymints.io M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Paymints.io
What does Paymints.io do?
Paymints.io is a white-label, B2B SaaS payment platform purpose-built for the real estate closing industry. It enables title companies, real estate brokerages, law firms, escrow agents, and municipalities to collect earnest money deposits and disburse cash-to-close funds digitally via real-time payments, replacing wires, checks, and cashiers' checks with a single integrated workflow. The platform is offered as a white-label solution so partner organizations can deliver it under their own brand.
Is Paymints.io a public or private company?
Paymints.io is a private company. It is classified as corporate owned and is currently operating.
When was Paymints.io founded?
Paymints.io was founded in 2020. It employs 11 to 50 people.
Where is Paymints.io based?
Paymints.io is headquartered in New York, United States, in the North America region.
How does Paymints.io make money?
One revenue line is on record: platform Subscription / Transaction Fees.
Who are Paymints.io's main competitors?
Broad incumbents on record are CertifID and Dotloop (Zillow Group). Direct peers are Qualia, Snapdocs, SoftPro, RamQuest and Doma (now Doma Holdings). Emerging players are Notarize and ClosingCorp. Plaid is listed as an others.
Does Paymints.io have an API?
No public API is recorded for Paymints.io.
What industry is Paymints.io in?
Paymints.io's product category is Real Estate Payments Software. Its primary akta.pro industry code is FSAGABAN, Payouts, Disbursements & Mass Payments Infrastructure, with a secondary code of FSAMAKAC, Contractor / Freelancer Payments. Its NAICS code is 52232 and its SIC code is 7372.