Futurerent
Futurerent is a Sydney-based fintech founded in 2019 that provides Australian residential property investors with upfront access to future rental income via a concurrent lease structure, distributing through 300+ property management agencies nationwide.
- Company typePrivate
- Founded2019
- HeadquartersSydney, Australia
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Futurerent does
Futurerent is a Sydney-based fintech founded in 2019 that provides Australian residential property investors with upfront access to future rental income without taking on traditional debt. Through a concurrent lease structure backed by an ATO product ruling, the company advances up to $100,000 per investment property (capped at $500,000 per client) in exchange for a fixed portion of rental income collected over an approximately three-year term. The structure is legally classified outside the National Consumer Credit Protection Act, which underpins Futurerent's positioning as a loan-free, non-credit-impacting alternative to bank refinancing.
The platform operates as a direct-to-consumer digital product supported by a distribution network of 300+ property management agencies across all Australian states and territories — including major brands such as Ray White, LJ Hooker, Harcourts, McGrath, First National, Raine & Horne, and RE/MAX. Investors apply online via a two-minute application, eligibility is confirmed within one business day using soft credit checks via Equifax, and funds are disbursed within two business days. Property managers collect tenant rent and remit a fixed portion to Futurerent monthly. Since launch Futurerent has financed 300+ deals against approximately $300 million of associated property value and reports having 'unlocked more than 400 years of rent' for Australian investors.
Revenue is generated through a tiered one-time setup fee ($2,900 to $4,500 including GST, scaled by advance amount) plus a fixed rental margin of approximately 10.9% per annum on the advance, deducted automatically from collected rent. Futurerent is a private company (legal entity: Future Rent Management Pty Ltd, ABN 40 625 855 825) headquartered at Level 2/383 George St, Sydney, with a small core team of 7–8 people led by Founder & CEO Godfrey Dinh and CFO Lance Rubin. The company has raised approximately AUD $41 million across three funding rounds (2020, 2022, 2024) from OIF Ventures, Second Century Ventures, Partners for Growth, Mulpha Australia, BridgeLane Capital, and others, with the most recent ~$33.5M round in January 2024 led by Partners for Growth and Second Century Ventures signaling a major scale-up phase.
Futurerent firmographics
Firmographics- Name
- Futurerent
- Legal name
- Future Rent Management Pty Ltd
- Website
- https://futurerent.com.au
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Futurerent is a Sydney-based fintech founded in 2019 that provides Australian residential property investors with upfront access to future rental income via a concurrent lease structure, distributing through 300+ property management agencies nationwide.
- Ownership category
- akta.pro rank
Futurerent industry classification
Industry- Product category
- Real Estate Rental Income Financing
- NAICS
- Sales Financing (52222)
- SIC
- Finance Lessors (6172)
- akta.pro primary industry
- Cash Advance (Online & Storefront) (FSAKAMAC)
Keywords
Where Futurerent is headquartered
LocationHeadquarters
- HQ city
- Sydney
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Futurerent business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Rental Income Prepayment: Futurerent provides property investors with upfront cash advances (up to $100,000 per property) in exchange for a fixed portion of future rental income over typically 3 years. Revenue comes from setup fees and a rental margin deducted from tenant rent payments collected by property managers. The advance plus fixed cost is repaid from rental income without requiring investor out-of-pocket payments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Advances up to $30,000 |
| One time/ perpetual license | Pay-as-you-go | Advances $30,001-$60,000 |
| One time/ perpetual license | Pay-as-you-go | Advances $60,001-$100,000 |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Futurerent product offering
Product offeringCore offering
Futurerent provides Australian residential property investors with an upfront cash advance of up to $100,000 per investment property (maximum $500,000 per client) in exchange for a fixed portion of the property's future rental income over an approximately 3-year term. The advance is repaid automatically by the property manager out of monthly tenant rent, with no out-of-pocket payments from the investor if the property is vacant or the tenant falls behind. The product is structured as a concurrent lease (not a loan), avoiding credit-score impact and the National Consumer Credit Protection Act, with funds delivered within 2 business days of approval.
Product overview
Futurerent operates as a single, unified core product offering — a rental prepayment service for Australian property investors. The product allows investors to access their future rental income upfront (up to $100,000 per property, max $500,000 per client) without taking on debt or affecting their credit score. The advance is repaid automatically from a fixed portion of the tenant's rent over a 3-year term via the property manager. There are no separate modules, add-ons, or sub-products — it is one consolidated service with transparent fixed costs disclosed through an online calculator. The product targets residential investment property owners seeking to unlock equity for deposits, renovations, debt consolidation, or other investments.
Differentiator
Problem solved
Functional benefit
Products and services
- Futurerent Rental Prepayment Service A loan-free financing solution that enables Australian residential property investors to access up to $100,000 per investment property (maximum $500,000 per client) in advance from future rental income. The advance is repaid over an approximately 3-year term via a fixed portion of tenant rent collected by the investor's property manager. Targets investors who want to fund deposits on additional properties, renovate to lift rental yield, consolidate debt, or fund business or personal expenses — without credit-score impact or adding to existing mortgage debt.
Companies that use Futurerent
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles4 records
Futurerent technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Futurerent partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- Ray WhitecoreMajor Australian real estate agency brand with extensive property management network. Refer clients to Futurerent and integrate rental collection processes.
- LJ HookercoreMajor Australian real estate agency with significant property management portfolio. Partnership enables referral pipeline and operational integration.
- HarcourtscoreAustralian real estate franchise network providing property management services. Refers clients and facilitates monthly rent collection for Futurerent.
- McGrathcoreAustralian real estate agency with property management division. Partnership enables client referrals and system integration.
- First National Real EstatecoreAustralian real estate network with property management services. Refers investors and integrates with Futurerent's rental collection process.
- Raine & HornecoreAustralian real estate brand with property management operations. Provides referral channel and operational integration.
- RE/MAX AustraliacoreInternational real estate franchise operating in Australia with property management services. Partnership for referrals and rent collection.
- LongViewcoreProperty management company partnering with Futurerent to provide integrated rental collection services.
- Exceed Real EstatecoreProperty management agency integrated with Futurerent's rental collection and client referral network.
- Proptech Association AustraliaminorIndustry association for property technology companies in Australia. Futurerent is a member, indicating industry recognition and networking within the proptech ecosystem.
- InvestorKitminorProperty investment research firm that co-hosted webinar 'Higher Interest Rates & The Two-Speed Market' with Futurerent CEO. Joint content creation for investor education.
Scale indicators5 records
Recent moves6 records
Expansion highlights4 records
Futurerent competitors and assessment
Company assessmentBroad incumbents
- Athena Home Loans: Australian digital mortgage lender offering refinancing and cash-out to property investors and owner-occupiers. A larger incumbent competing in adjacent cash-out/equity-access space for Australian property investors.
- Funding.com.au: Australian mortgage broker connecting property investors and home buyers with lenders. Competes indirectly by offering cash-out refinancing and equity access products through its panel of lenders.
Direct peers
- Joust: Australian fintech providing tailored finance products to property investors, including quick loan comparison and capital solutions. Directly competes with Futurerent for the same SMB property investor customer base in Australia.
- Hometap: US-based home equity investment company that provides homeowners cash in exchange for a share of their home's future value. Closely comparable in business model (cash-out without monthly debt service, property-based approval) to Futurerent's concurrent lease.
- Point (Point Digital Finance): US home equity investment company providing lump-sum cash in exchange for a share of home appreciation. Same structural model - cash advance against future property value, no monthly payments, property-based underwriting.
- Unlock Technologies: US home equity agreement provider offering lump-sum cash in exchange for a share of future home value. Operates a comparable non-loan cash-out structure to Futurerent and targets similar investor/homeowner use cases.
Regional players
- Proportunity: UK-based fintech offering deposit and refurbishment finance to property investors, including first-time buyers. Same customer (residential property investors), same use case (access capital without traditional mortgage), but UK-focused.
Emerging players
- Knock: US home trade-in platform that lets homeowners buy their next home before selling the current one, providing certainty and cash-out solutions. Comparable adjacency in unlocking equity for property transactions.
Others
- Lendela: Australian personal loan comparison and matching platform that has expanded into property and asset-secured lending. Operates in adjacent property-finance fintech space in Australia.
- BrickX: Australian platform for fractional investment in residential property. Targets the same retail investor base as Futurerent but offers a different solution (fractional ownership rather than cash-out against future rent).
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Futurerent social profiles
Digital presenceFuturerent financial estimates
Financial estimateRevenue estimate
Valuation estimate
Futurerent leadership team
Management profileNumber of profiles
Profiles8 records
Futurerent funding detail
Funding detailFunding overview
Funding rounds3 records
Investors9 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Futurerent M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Futurerent
What does Futurerent do?
Futurerent provides Australian residential property investors with an upfront cash advance of up to $100,000 per investment property (maximum $500,000 per client) in exchange for a fixed portion of the property's future rental income over an approximately 3-year term. The advance is repaid automatically by the property manager out of monthly tenant rent, with no out-of-pocket payments from the investor if the property is vacant or the tenant falls behind. The product is structured as a concurrent lease (not a loan), avoiding credit-score impact and the National Consumer Credit Protection Act, with funds delivered within 2 business days of approval.
Is Futurerent a public or private company?
Futurerent is a private company. It is classified as venture growth investor backed and is currently operating.
When was Futurerent founded?
Futurerent was founded in 2019. It employs 1 to 10 people.
Where is Futurerent based?
Futurerent is headquartered in Sydney, Australia, in the Oceania region.
How does Futurerent make money?
One revenue line is on record: rental Income Prepayment.
Who are Futurerent's main competitors?
Broad incumbents on record are Athena Home Loans and Funding.com.au. Direct peers are Joust, Hometap, Point (Point Digital Finance) and Unlock Technologies. Proportunity is listed as a regional player. Knock is listed as an emerging player. Others are Lendela and BrickX.
Does Futurerent have an API?
No public API is recorded for Futurerent.
What industry is Futurerent in?
Futurerent's product category is Real Estate Rental Income Financing. Its primary akta.pro industry code is FSAKAMAC, Cash Advance (Online & Storefront). Its NAICS code is 52222 and its SIC code is 6172.