What Qlower does

Qlower is a French fintech company founded in 2020 that operates a cloud-based tax management and accounting platform targeting individual and SMB real estate investors in France. The platform automates rental property accounting and the calculation/filing of tax declarations across three principal French property regimes: LMNP (Loueur Meublé Non Professionnel, furnished rentals), SCI (Société Civile Immobilière, civil real estate companies), and bare rentals (revenus fonciers). Its primary customer segment is French individual landlords — both professional and non-professional — supplemented by the 300+ accounting firms and real estate expert partners who refer clients to the platform. Management is led by CEO Christophe Duprat (HEC, ex-Société Générale), CXO Jean-Marc Le Prado, CTO Marc Lebreton, and CRO Arnaud Gayot (chartered accountant / Expert Comptable).

The technology stack combines bank account synchronization, automated transaction categorization, real-time tax visualization, and regime-comparison engines that evaluate Micro-BIC versus Real taxation for furnished rentals. Core modules include the LMNP Tax Declaration Service, SCI Statement Service, Property Income Declaration, and an Automated Accounting add-on that the company reports requires approximately four minutes of management per month per property. Supporting tools include LMNP and Loan Simulators, plus Heritage Advice (Conseil Patrimonial) for personalized wealth guidance, and an OGA (Organisme de Gestion Agréé) verification add-on for audit-defence security.

Qlower operates a recurring subscription model with annual billing in euros. Pricing begins at €269/year (TTC, including VAT) for the first property, €130/year per additional property, and a premium OGA tier at €590 base + €130 per additional property. The company reports more than 9,500 managed assets and 10,000+ investors accompanied, with a 4.8/5 customer rating across 267+ reviews. Distribution occurs through direct website sales, partner referrals, and content-driven SEO marketing (educational guides, regime comparisons, city-specific investment content). The company holds Finance Innovation certification, French Tech designation, ORIAS registration, and is RGPD-compliant with data hosted in France.

Name

Qlower

Legal name

Qlower

Website

https://qlower.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Qlower is a French fintech founded in 2020 that provides a cloud-based tax and accounting automation platform for individual and SMB real estate investors, covering LMNP, SCI, and bare rental declarations with a partner network of 300+ accounting firms and real estate experts.

Ownership category

akta.pro rank

Product category

Real Estate Tax Software

NAICS

Other Accounting Services (541219)

SIC

Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Tax Planning & Personal Tax Optimization Tools (FSAGADAJ)

Keywords

• Rental property taxation
• Real estate accounting
• LMNP tax compliance
• Property tax automation
• SCI tax management

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Subscription Revenue: Annual subscription fees for property tax management and declaration services. Base subscription covers one property with additional fees for multiple properties. Revenue is recurring on an annual basis, with optional OGA (Organisme de Gestion Agréé) add-on service.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Qlower is a cloud-based tax management and accounting automation platform for French real estate investors, centralizing rental property data and automating LMNP, SCI, and bare rental tax declarations. The platform provides real-time tax visualization, banking data synchronization, automatic calculation of depreciation, charges, and taxable income, plus personalized optimization recommendations. Expert tax specialists validate declarations before teletransmission, with an optional OGA-certified verification add-on for additional audit security.

Product overview

Qlower is a tax management and declaration platform for French real estate investors, offering a unified suite of services for rental property taxation. The core platform centers on three main declaration modules: the LMNP Tax Declaration Service (for furnished rentals), the SCI Statement Service (for civil real estate companies), and the Property Income Declaration (for bare rentals). Supporting these core offerings are the Heritage Advice add-on for personalized wealth guidance, the Automated Accounting module for real-time financial tracking, and the LMNP Simulator and Loan Simulator tools for planning and tax optimization. The platform also provides educational guides (LMNP Status Guide, SCI Status Guide) and blog content. All modules integrate within a centralized dashboard that connects investor accounts, documents, and tax data to automate compliance and optimize savings.

Differentiator

Problem solved

Functional benefit

Products and services

• Qlower Tax Management Platform Subscription Annual subscription platform that automates rental property accounting and tax declarations for French real estate investors across LMNP (furnished rental), SCI (civil real estate company), and bare rental regimes. The platform includes real-time tax visualization, automatic calculation of depreciation, charges, and taxable income, banking data synchronization with automatic transaction categorization, personalized tax optimization recommendations, and expert-validated declaration teletransmission. Pricing is €269 TTC per year for the first property plus €130 TTC per additional property.
• OGA Verification Service Optional add-on service in which an OGA-certified body verifies the accountant's work and the data entered into the platform, providing investors additional security against tax audits. Priced at €590 TTC for the first property plus €130 TTC per additional property on top of the base platform subscription.

Quantifiable outcome

• Save up to €3,320/year in taxes
• +2 more outcomes

Named customers9 records

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• Accounting FirmscoreChannel Partner/ Reseller/ DistributorQlower partners with accounting firms to simplify the management of their clients' rental property taxation. These professional partners use Qlower to automate and streamline their clients' tax declarations.
• Real Estate ExpertscoreChannel Partner/ Reseller/ DistributorQlower collaborates with real estate professionals and experts to provide integrated tax management solutions to property investors they serve.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Henrri: Henrri is a French digital chartered-accountant platform for entrepreneurs and small businesses. Comparable on subscription-based expert-backed French accounting, with potential overlap on real estate investor use cases.
• Pennylane: Pennylane is a well-funded French accounting and financial management platform serving accountants and SMBs. Comparable as a French SaaS accounting competitor targeting similar professional/accountant ecosystems and increasingly encroaching on real estate investor workflows.
• Matera: Matera is a French proptech platform that automates SCI and copropriété management for individual property owners. Directly comparable to Qlower in serving French real estate investors with self-serve SaaS for property administration and accounting.
• Indy: Indy is a French fintech offering automated accounting and tax filing for freelancers and small businesses. Comparable on subscription-based automated accounting UX targeting French individual professionals, with overlap on real estate investor use cases.
• Dougs: Dougs is a French online chartered-accountant platform serving freelancers, SMBs and real estate investors. Overlaps with Qlower on automated accounting and tax declaration for individual French taxpayers, including property investors.
• Tiime: Tiime is a French accounting and financial management platform for SMBs and freelancers. Comparable on automated French accounting SaaS, with partial overlap on real estate investor tax and accounting needs.

Broad incumbents

• Cegid: Cegid is a major French accounting and ERP software provider serving SMBs, accountants and enterprises. Comparable as an incumbent French accounting software platform, broader than Qlower but operating in the same tax/accounting software category.
• Sage France: Sage is a global accounting software leader with strong French SMB and accountant market presence. Comparable as a broad incumbent offering French accounting software that overlaps with Qlower's accounting automation proposition.

Emerging players

• Mooncard: Mooncard is a French corporate card and expense automation platform. Comparable only thematically as another French fintech SaaS automating financial workflows for businesses, with weaker direct overlap on Qlower's tax/declaration niche.
• Heero: Heero is a French real estate investor tracking and management app focused on SCI and rental property accounting. Comparable as a more narrowly scoped French proptech for real estate investors, intersecting with Qlower's LMNP and SCI offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/qlowerapp
• Facebookfacebook.com/Qlowerapp

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds3 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Qlower