Kotini
Kotini is a London-based SaaS platform that helps UK estate agencies automate end-to-end sales onboarding and compliance — combining ID/AML checks, material information collection, contract signing, and payment processing into a single white-labelled workflow priced per property.
- Company typePrivate
- Founded2022
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Kotini does
Kotini is a UK-based SaaS platform founded in February 2022 by Kieran Witt (CEO), Jack Nelson (CTO), and Harvey Jones (CXO), headquartered in London. It sells a per-property transaction-priced software service to UK estate agencies that automates end-to-end sales onboarding and compliance workflows — including biometric ID checks, AML/PEPs/sanctions screening, material information collection under the DMCC Act 2025, digital contract signing, upfront payment collection, and downstream data transfer to conveyancers via Law Society Protocol forms (TA6, TA7, TA10). The platform is white-labelled to the agency brand, hosted on AWS, and connects bi-directionally to the dominant UK property CRM stack (Reapit, Alto, Acquaint, Apex27, Gazeal, Loop, Rex, Street) plus a managed AML service via Smart Compliance.
The business operates a hybrid sales-led + product-led growth motion: estate agents self-serve through kotini.co.uk/get-started for a free trial, while a named onboarding team (Annalese, Ben, Zain, Kieran) handles demos and enterprise conversion. Pricing is £59 + VAT per property onboarded (paid tier), with a freemium option that lets agents pass the cost to clients. Kotini also generates monetisation optionality through a freemium channel where agents can mark up Kotini's fee when billing clients directly.
The company is institutionally embedded in UK property infrastructure: it co-founded the Open Property Data Association (OPDA), is a RICS Tech Partner, was backed by InnovateUK in May 2023, completed the Geovation accelerator, and received a £742,700 Regulators' Pioneer Fund award (2025) for a Smart Property Data Trust Framework sandbox with HM Land Registry and the CLC. Funding to date totals approximately £613k across a pre-seed (SFC Capital, March 2023) and seed (SFC Capital, March 2025), and the company has reached industry recognition milestones including 'Best EA Supplier 2026' and 'EA Masters Exceptional Supplier 2027'.
Kotini firmographics
Firmographics- Name
- Kotini
- Legal name
- Kotini Ltd
- Website
- https://kotini.co.uk
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Kotini is a London-based SaaS platform that helps UK estate agencies automate end-to-end sales onboarding and compliance — combining ID/AML checks, material information collection, contract signing, and payment processing into a single white-labelled workflow priced per property.
- Ownership category
- akta.pro rank
Kotini industry classification
Industry- Product category
- Real Estate Compliance Software
- NAICS
- Title Abstract and Settlement Offices (541191)
- SIC
- Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Real Estate Fraud Prevention & Compliance Services (KYC/AML, Wire) (BPAJAOAM)
- akta.pro secondary industries
- Fraud, Risk, KYC/AML & Compliance Platforms (BPAMAFAI), Fraud Detection, Identity & KYC/AML for Mortgages (FSALALAH)
Keywords
Where Kotini is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Kotini business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Per-Property Transaction Fee: Kotini charges a single per-property fee of £59 (+ VAT) for automating complete onboarding and compliance for one property listing. This covers all features including ID checks, AML checks, contract signing, material information collection, payment processing, and CRM integrations. Agents can choose to pass this cost to their clients or absorb it.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Monthly | Pay as you go - £59 per property |
| Freemium | Monthly | Free - agent passes cost to clients |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Kotini product offering
Product offeringCore offering
Kotini provides a web-based, white-label SaaS platform that automates end-to-end seller and buyer onboarding and compliance for UK estate agents. The platform consolidates biometric ID verification, AML/PEPs/sanctions checks, automated Material Information collection under the DMCC Act 2025, integrated digital contract signing, and embedded upfront payment processing into a single branded workflow. It integrates with HM Land Registry, Law Society Protocol forms, and major UK property CRMs (Reapit, Alto, Loop, Rex, Gazeal, Street, Acquaint, Apex27, Smart Compliance) to streamline property transactions.
Differentiator
Problem solved
Functional benefit
Products and services
- Kotini Platform White-label, web-based SaaS platform for UK estate agents that automates end-to-end seller and buyer onboarding and compliance in a single branded workflow. Includes biometric ID & AML checks, automated Material Information collection under the DMCC Act 2025, integrated digital contract signing, embedded upfront payment processing, automated client chasers, and re-usable data passing to conveyancers and CRMs. Designed for ambitious, growing UK estate agencies ranging from single-branch independents to multi-branch networks.
Quantifiable outcome
- 120+ minutes of admin saved per transaction
- +3 more outcomes
Companies that use Kotini
Customer profileNamed customers18 records
Segments2 records
Ideal customer profiles2 records
Kotini technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
Feature9 records
Kotini partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core and minor.
- GeovationcoreKotini was welcomed to one of the leading accelerators in the UK property scene, gaining support from Geovation. The accelerator programme provided mentorship, resources, and industry connections.
- HM Land RegistrycoreHM Land Registry supports Kotini as a trusted partner. Kotini integrates with HMLR Title register and plans, and was part of the Smart Property Data Trust Framework sandbox demonstrating secure property data access. Kotini is also supported by HMLR through the Geovation accelerator.
- InnovateUKcoreKotini was recognised and backed by InnovateUK in May 2023, the government's innovation agency, for its potential to improve the home-buying and selling process.
- RICScoreKotini is a recognised RICS Tech Partner, indicating industry-standard recognition for technology solutions in the property sector.
- Ordnance SurveyminorSupported through the Geovation accelerator programme, with Ordnance Survey providing geospatial data expertise for property-related applications.
- Open Property Data Association (OPDA)coreKotini co-founded the Open Property Data Association with a group of companies in May 2023 to promote sharing and use of trusted open property data and to provide a forum for collaboration and innovation in the industry. Kotini is the first founding member.
- NatWestminorNatWest supports Kotini as part of its ecosystem of supported fintech/proptech companies, providing banking and financial services ecosystem connections.
- AWS (Amazon Web Services)coreKotini is built and hosted on Amazon Web Services (AWS) cloud infrastructure, which provides the scalable, secure cloud platform for Kotini's SaaS product.
- Council for Licensed Conveyancers (CLC)coreThe CLC partnered with Kotini for the Smart Property Data Trust Framework sandbox test, which demonstrated for the first time how trusted property data can be accessed, verified, and shared across the property industry. The sandbox was a 12-month project funded by the Regulators' Pioneer Fund.
- Smart CompliancecoreKotini integrates with Smart Compliance's fully managed AML service, allowing agents to outsource qualified AML specialists directly within the Kotini onboarding journey. Smart Compliance covers all AML elements backed by an HMRC guarantee.
- ReapitcoreKotini integrates with Reapit property management software, enabling bi-directional data sync to reduce sales admin time for estate agents using Reapit.
- LoopcoreKotini integrates with Loop, allowing estate agents to streamline fragmented vendor journeys when using both systems together.
- AltocoreKotini integrates with Alto property management system to reduce sales admin time.
- RexcoreKotini integrates with Rex property management software.
- GazealcoreKotini integrates with Gazeal, offering free agency setup and integration for Gazeal users to access reservation agreements seamlessly through Kotini.
- StreetcoreKotini integrates with Street property software platform.
- AcquaintcoreKotini integrates with Acquaint property software.
- Apex27coreKotini integrates with Apex27 property software.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Kotini competitors and assessment
Company assessmentDirect peers
- Goodlord: UK PropTech platform providing referencing, ID/AML, contracts and move-in services to estate agents and lettings. Closest direct competitor to Kotini, covering overlapping onboarding workflows and even sharing talent (a Kotini onboarding lead previously worked at Goodlord).
- Vouch: AML and compliance platform purpose-built for UK estate agents, covering ID verification, source-of-funds and beneficial ownership checks. Competes head-on with Kotini's biometric ID & AML module and is referenced as prior employer of a Kotini team member.
- Thirdfort: AML, KYC and source-of-funds verification for UK property transactions, used by conveyancers, estate agents and lenders. Direct overlap with Kotini's ID & AML check and material information collection capabilities.
- Smart Compliance: Fully managed AML service for estate agents, backed by an HMRC guarantee. Currently integrated into Kotini, but operates as a standalone compliance offering to the same customer base, creating a direct competitive threat.
- PayProp: Automated rent and property payment platform for letting agents and property managers. Comparable in embedded payment processing within property workflows, addressing a similar automation pain point to Kotini's payment collection feature.
Broad incumbents
- Reapit: Dominant UK property CRM and agency software platform with an integrations and services ecosystem. Kotini integrates with Reapit, but Reapit's scale, existing customer base and ability to bundle onboarding features make it a powerful incumbent.
- Dezrez: Long-established UK estate agent CRM and property software provider. Comparable in target customer (UK estate agents) and increasingly expanding workflow and compliance features that overlap with Kotini.
- Street.co.uk: Modern UK property CRM with growing onboarding, communication and payments features. Targets the same ambitious independent and network estate agents as Kotini and is a listed integration partner.
- Loop: UK estate and lettings agency software with vendor onboarding workflows. Listed as a Kotini integration partner but operates as a broader workflow platform with overlapping functionality.
Emerging players
- Gazeal: Reservation agreement platform for UK estate agents, enabling conditional offers. Sits adjacent to Kotini's contract signing flow and is an integration partner, but competes for some of the same transaction-timing workflow.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Kotini financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kotini leadership team
Management profileNumber of profiles
Profiles6 records
Kotini funding detail
Funding detailFunding overview
Funding rounds3 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kotini M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kotini
What does Kotini do?
Kotini provides a web-based, white-label SaaS platform that automates end-to-end seller and buyer onboarding and compliance for UK estate agents. The platform consolidates biometric ID verification, AML/PEPs/sanctions checks, automated Material Information collection under the DMCC Act 2025, integrated digital contract signing, and embedded upfront payment processing into a single branded workflow. It integrates with HM Land Registry, Law Society Protocol forms, and major UK property CRMs (Reapit, Alto, Loop, Rex, Gazeal, Street, Acquaint, Apex27, Smart Compliance) to streamline property transactions.
Is Kotini a public or private company?
Kotini is a private company. It is classified as venture growth investor backed and is currently operating.
When was Kotini founded?
Kotini was founded in 2022. It employs 1 to 10 people.
Where is Kotini based?
Kotini is headquartered in London, United Kingdom, in the Europe region.
How does Kotini make money?
One revenue line is on record: per-Property Transaction Fee.
Who are Kotini's main competitors?
Direct peers on record are Goodlord, Vouch, Thirdfort, Smart Compliance and PayProp. Broad incumbents are Reapit, Dezrez, Street.co.uk and Loop. Gazeal is listed as an emerging player.
Does Kotini have an API?
No public API is recorded for Kotini.
What industry is Kotini in?
Kotini's product category is Real Estate Compliance Software. Its primary akta.pro industry code is BPAJAOAM, Real Estate Fraud Prevention & Compliance Services (KYC/AML, Wire), with a secondary code of BPAMAFAI, Fraud, Risk, KYC/AML & Compliance Platforms. Its NAICS code is 541191 and its SIC code is 6531.