Onramp Money
Onramp Money is a non-custodial fiat-to-crypto gateway serving 1.56M+ registered users across 75+ countries, offering Buy/Sell/Swap for 480+ tokens and embedded widget/SDK integrations for tier-1 wallets, exchanges, DeFi, and NFT platforms.
- Company typePrivate
- Founded2022
- HeadquartersBengaluru, India
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What Onramp Money does
Onramp Money is a non-custodial fiat-to-crypto gateway founded in 2022 and headquartered in Bengaluru, India, with operations in India and Europe through affiliated registered entities. The platform enables individuals to buy, sell, and swap 480+ cryptocurrencies using 22 fiat currencies across 75+ countries, routing transactions through local payment rails such as UPI, SEPA, PIX, VietQR, SPEI, and Thai QR. Settlement is delivered across 25+ blockchain networks including Ethereum, Polygon, BSC, Solana, NEAR, Optimism, Arbitrum, Tron, and BSV, with reported transaction completion in as little as 60 seconds and a fraud rate under 0.01%.
The core product surface comprises Buy, Sell, Swap, and Gift Cards modules accessible via web, Android, and iOS apps, plus a Widget/SDK/iframe/API offering that white-labels the fiat-to-crypto flow into third-party wallets, exchanges, DeFi protocols, NFT marketplaces, and gaming dApps. Named integration partners include MetaMask, Trust Wallet, Coinbase Wallet, Ledger, Binance, OKX, Bybit, KuCoin, Bitget, Huobi, OpenSea, Uniswap, Aave, and PancakeSwap. The company is also listed on the Onramper aggregator and operates an affiliate program paying 10–20% of platform fees per referral.
The business model is primarily transaction-fee based on fiat-to-crypto and crypto-to-fiat conversions, supplemented by enterprise integration fees for white-label SDK/API deployments and affiliate referral economics. KYC and AML procedures are automated across 75+ countries, and the company has received a seed investment from FunFair Ventures in March 2024. Revenue figures, valuation, and headcount beyond the 11–50 range are not disclosed.
Onramp Money firmographics
Firmographics- Name
- Onramp Money
- Legal name
- Onramp Money
- Website
- https://onramp.money
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Onramp Money is a non-custodial fiat-to-crypto gateway serving 1.56M+ registered users across 75+ countries, offering Buy/Sell/Swap for 480+ tokens and embedded widget/SDK integrations for tier-1 wallets, exchanges, DeFi, and NFT platforms.
- Ownership category
- akta.pro rank
Onramp Money industry classification
Industry- Product category
- Crypto Fiat Gateway / Cryptocurrency Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Securities and Commodity Contracts Intermediation and Brokerage (5231)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE)
- akta.pro secondary industries
- Crypto Payment Gateways & Checkout APIs (FSADAIAA), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Digital Gift Cards, Vouchers & Stored-Value (Crypto) (FSADAIAN)
Keywords
Where Onramp Money is headquartered
LocationHeadquarters
- HQ city
- Bengaluru
- HQ country
- India
- HQ region
- Asia
Offices2 records
Markets served
Onramp Money business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction fees: Fees charged on fiat-to-crypto and crypto-to-fiat conversions. The company claims lowest processing fees for most fiat currencies with transparent pricing and no hidden fees.
- Enterprise integration services: Widget, API, and SDK integration fees for dApps, wallets, NFT platforms, DEX experiences, and exchanges embedding Onramp's fiat-to-crypto rails.
- Affiliate referrals: Earn 10-20% of platform fee per referral for affiliates who bring new users or dApp partners to the platform.
Go-to-market motion2 records
Distribution channels8 records
Marketing channels8 records
Onramp Money product offering
Product offeringCore offering
Onramp Money is a non-custodial fiat-to-crypto gateway that lets users buy, sell, and swap 480+ cryptocurrencies using 22 fiat currencies and local payment methods (such as UPI, SEPA, and PIX) across 75+ countries. The platform supports multiple blockchains including Ethereum, Polygon, BSC, Solana, NEAR, Optimism, Arbitrum, and Tron, and offers white-label widget, iframe, URL, and API integrations for partners such as wallets, exchanges, NFT marketplaces, and dApps.
Product overview
Onramp Money is a unified non-custodial crypto fiat gateway platform offering a comprehensive suite of products: the core Buy, Sell, and Swap modules for fiat-to-crypto, crypto-to-fiat, and token-to-token conversions respectively; a Gift Cards add-on for purchasing retail gift cards with crypto; Widget/SDK Integration for white-labelling the service into third-party applications; a Price Compare tool for competitive rate comparison; and native mobile apps for Android and iOS. The platform supports 480+ tokens and 22 fiat currencies across 75+ countries via local payment rails like UPI, SEPA, and PIX, and operates across multiple blockchain networks including Ethereum, Polygon, BSC, Solana, NEAR, Optimism, Arbitrum, Tron, and more.
Differentiator
Problem solved
Functional benefit
Products and services
- Onramp Money Platform Non-custodial fiat-to-crypto gateway platform that lets individual users buy, sell, and swap 480+ tokens using 22 fiat currencies and local payment methods (UPI, SEPA, PIX, PhonePe, Paytm, Google Pay, etc.) across 75+ countries, with automated KYC in 75+ countries and a fraud rate reported below 0.01%.
- Gift Cards Crypto-to-gift-card purchasing functionality allowing users to use cryptocurrency to buy retail gift cards in 90+ countries.
- Widget / SDK Integration Embedded fiat-to-crypto onboarding solution for wallets, dApps, NFT platforms, DEX experiences, and exchanges. Supports URL-based integration, widget/iframe integration, and full white-labelled integration so partners can offer fiat rails without building proprietary compliance, KYC, and settlement stacks.
- Mobile App (Android / iOS) Native mobile applications published on the Apple App Store (Onramp Money - P2P Alternative) and Google Play Store that let users buy, sell, and swap crypto on the go.
- Price Compare Live crypto price comparison tool that compares crypto prices across multiple providers, exposing transparent rates with no hidden spreads to support user decisions on where to transact.
Quantifiable outcome
- Fraud rate reduced to < 0.01%
- +1 more outcomes
Companies that use Onramp Money
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles4 records
Onramp Money technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration79 records
Feature4 records
Onramp Money partnerships and signals
Strategic signalPartnerships
24 partnerships are on record, tiered core.
- BSV AssociationcoreStrategic integration of BSV blockchain and its native asset BSV, enabling fiat-to-crypto and crypto-to-fiat transactions across Asia, MENA, and Latin America. The integration supports local payment methods in over 60 countries where conventional exchange infrastructure is limited, with transactions completing in as little as 60 seconds directly to a personal wallet without requiring an exchange account.
- MetaMaskcoreMajor blockchain wallet that has integrated Onramp Money for seamless purchase experience. The SDK integration makes fiat-to-crypto onboarding effortless for wallet users worldwide.
- Trust WalletcorePopular mobile wallet integrated with Onramp for crypto purchases.
- Coinbase WalletcoreExchange-associated wallet integrated with Onramp for fiat-to-crypto purchases.
- BinancecoreLeading crypto exchange integrated with Onramp for fiat rails.
- OKXcoreExchange integrated with Onramp for fiat on-ramp/off-ramp services.
- BybitcoreCrypto exchange partner integrated with Onramp Money.
- BitgetcoreCrypto exchange partner integrated with Onramp Money.
- KuCoincoreCrypto exchange partner integrated with Onramp Money.
- CoinExcoreCrypto exchange partner integrated with Onramp Money.
- BingXcoreCrypto exchange partner integrated with Onramp Money.
- LedgercoreHardware wallet partner integrated with Onramp Money.
- PaxfulcoreP2P crypto platform partner integrated with Onramp Money.
- OnrampercoreFiat on-ramp aggregator listing Onramp Money as a provider for their platform.
- UPI (India)coreLocal payment method in India supported by Onramp Money for fiat-to-crypto conversions.
- SEPA (Europe)coreBank transfer method in Europe supported for fiat deposits and crypto purchases.
- PIX (Brazil)coreInstant payment method in Brazil supported for fiat-to-crypto conversions.
- Google PaycorePayment partner for crypto purchases via Google Pay.
- PhonePecoreUPI payment partner in India for crypto purchases.
- PaytmcoreUPI payment partner in India for crypto purchases.
- OpenSeacoreLeading NFT marketplace using Onramp for fiat payments, with Onramp handling KYC, payment processing, and settlement.
- UniswapcoreMajor DEX using Onramp for fiat-to-crypto onboarding.
- AavecoreMajor DeFi protocol integrated with Onramp for fiat on-ramp services.
- PancakeSwapcoreMajor AMM on BSC using Onramp for fiat-to-crypto onboarding.
Scale indicators7 records
Recent moves7 records
Expansion highlights5 records
Onramp Money competitors and assessment
Company assessmentDirect peers
- Banxa: Banxa is a regulated fiat-to-crypto payments infrastructure provider serving exchanges, wallets and dApps with local payment methods. It is a direct competitor in the on/off-ramp category, particularly on B2B embedded rails and emerging-market coverage.
- Alchemy Pay: Alchemy Pay provides fiat on-ramp and off-ramp services for crypto and Web3 platforms via APIs and widgets, with broad global coverage. It is a comparable peer in product scope and target customer (wallets, exchanges, dApps).
- MoonPay: MoonPay is the largest non-custodial fiat-to-crypto on-ramp provider, offering widget/API integrations to wallets, exchanges and dApps globally. It is the most directly comparable competitor to Onramp Money in product, customer base (MetaMask, Trust Wallet, etc.) and distribution model.
- Ramp Network: Ramp Network offers a non-custodial fiat-to-crypto gateway with widget and API integrations, focused on emerging and European markets. It competes head-to-head with Onramp on the same product surface (buy/sell/swap) and similar embedded B2B distribution.
- Transak: Transak provides fiat on-ramp and off-ramp infrastructure for crypto wallets, dApps and exchanges via SDK and API, with broad emerging-markets coverage. It directly overlaps Onramp on multi-chain support, local payment methods and B2B embedded fiat-rails.
Emerging players
- Sardine: Sardine is a fintech infrastructure company providing fraud, KYC and payments compliance for crypto on-ramps and exchanges. It is an adjacent competitor in the fiat-to-crypto compliance and risk-engine layer, and could compete for the same B2B wallet/exchange customers.
- Onramper: Onramper is a fiat on-ramp aggregator that lists multiple on-ramp providers including Onramp Money. While not a direct competitor to Onramp's core product, it competes for end-user wallet/dApp integrations and could disintermediate individual providers by surfacing the cheapest route dynamically.
Broad incumbents
- MetaMask: MetaMask (Consensys) is the largest self-custodial wallet and a core distribution partner for Onramp. As an incumbent, MetaMask has begun aggregating multiple on-ramp providers directly in-app and could compress Onramp's distribution leverage over time.
- Coinbase: Coinbase is a major centralised exchange with its own fiat-rail stack and Coinbase Wallet, and is both a partner (integration) and indirect competitor of Onramp. As an incumbent it can bypass third-party on-ramps for its own products, posing a channel risk to Onramp.
- Binance: Binance is the largest global crypto exchange and integrates Onramp for fiat access. It is a broad incumbent that could internalise fiat rails and disintermediate Onramp on its own user base at any time.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
Onramp Money social profiles
Digital presenceOnramp Money compliance and trust
Trust signalCompliance1 record
Onramp Money financial estimates
Financial estimateRevenue estimate
Valuation estimate
Onramp Money leadership team
Management profileNumber of profiles
Onramp Money funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Onramp Money M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Onramp Money
What does Onramp Money do?
Onramp Money is a non-custodial fiat-to-crypto gateway that lets users buy, sell, and swap 480+ cryptocurrencies using 22 fiat currencies and local payment methods (such as UPI, SEPA, and PIX) across 75+ countries. The platform supports multiple blockchains including Ethereum, Polygon, BSC, Solana, NEAR, Optimism, Arbitrum, and Tron, and offers white-label widget, iframe, URL, and API integrations for partners such as wallets, exchanges, NFT marketplaces, and dApps.
Is Onramp Money a public or private company?
Onramp Money is a private company. It is classified as venture growth investor backed and is currently operating.
When was Onramp Money founded?
Onramp Money was founded in 2022. It employs 11 to 50 people.
Where is Onramp Money based?
Onramp Money is headquartered in Bengaluru, India, in the Asia region.
How does Onramp Money make money?
Three revenue lines are on record. Transaction fees are the primary driver. The others are enterprise integration services and affiliate referrals.
Who are Onramp Money's main competitors?
Direct peers on record are Banxa, Alchemy Pay, MoonPay, Ramp Network and Transak. Emerging players are Sardine and Onramper. Broad incumbents are MetaMask, Coinbase and Binance.
Does Onramp Money have an API?
Yes. Onramp Money offers widget and API integrations for businesses and builders. Web3 dApps like DeFi, games, NFTs, swaps, or DEXs can integrate Onramp.Money, enabling seamless crypto purchases within the App. The platform supports multiple integration options: URL based integration (user is redirected to onramp.money page), Widget/iframe integration (onramp.money page opens inside dapp web page), and White labelled integration (Build Your Own UI). Developer documentation is at onramp.gitbook.io/onramp.
What industry is Onramp Money in?
Onramp Money's product category is Crypto Fiat Gateway / Cryptocurrency Payment Infrastructure. Its primary akta.pro industry code is FSADAIAE, On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks, with a secondary code of FSADAIAA, Crypto Payment Gateways & Checkout APIs. Its NAICS code is 52232 and its SIC code is 6200.