Mouton Insurance Brokerage

What Mouton Insurance Brokerage does

Mouton Insurance Brokerage, Inc. is an independent commercial insurance brokerage founded in April 1996 by Edward C. Mouton, Sr. and headquartered at 7059 Blair Road NW, Suite 202, Washington, DC. The firm is family-led, with Carla Dickens serving as CEO/President, Ed Mouton as Past President & Founder, and Adwoa Dunn-Mouton as Agent and Financial Officer. It operates as an independent agency representing 11 A+ rated carriers including Travelers, AIG, Chubb, Hartford, Erie, Progressive, Westminster American, Harford Mutual, All Risks, Hull & Company, and American Bankers/Assurant, enabling comparative quoting across multiple insurers.

The company's core offering is the Business Owners Package Insurance (BOP), bundling commercial general liability, commercial property, and business interruption coverage for small and medium-sized businesses. It has expanded into 30+ product lines spanning commercial auto, cyber liability, workers' compensation, professional liability (E&O, D&O, EPLI), specialty lines (kidnap & ransom, technology, liquor liability), industry-specific coverage (contractors, manufacturing, restaurant, hotel/motel, vineyard/winery, garage, medical malpractice), and a distinct international insurance practice covering foreign general liability, foreign auto, marine cargo, political risk, and crime for US businesses with overseas exposure. Distribution is direct via inside sales and field sales using licensed producers, supported by a website, blog, social channels, and a Refer-a-Friend program.

Mouton earns revenue through commissions paid by the insurance carriers it represents for policies placed on behalf of clients; pricing is quote-based with no standardized public tiers. The primary customer segment is SMBs, supplemented by nonprofit organizations and US businesses with international exposure. The firm serves clients primarily across Washington DC, Maryland, Virginia, Pennsylvania, New York, and Ohio, with additional states served case by case. No external funding, acquisitions, or institutional ownership are identified; the business remains privately held and family-operated.

Name

Mouton Insurance Brokerage

Legal name

Mouton Insurance Brokerage, Inc.

Website

https://moutonbrokerage.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

1–10 employees

Short description

Mouton Insurance Brokerage is a Washington, DC-based independent commercial insurance brokerage representing 11 A+ rated carriers. It serves small and mid-sized businesses, nonprofits, and US firms with international exposure across DC, MD, VA, PA, NY, and OH.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Surety Insurance (6351)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Small Business BOP (Main Street) (FSAJAFAA), Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Commercial insurance brokerage
• Business insurance products
• Independent insurance agents
• Property casualty insurance
• Commercial risk management

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Commission Revenue: The company earns commissions from insurance carriers for policies placed on behalf of clients. As an independent agency representing multiple A+ rated carriers, they receive compensation from insurers for bringing them business.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Mouton Insurance Brokerage is an independent insurance consulting and brokerage firm that helps businesses build risk management programs by sourcing coverage from multiple A+ rated national and regional insurance carriers. The firm places commercial insurance policies (BOP, commercial auto, commercial property, cyber liability, general liability, workers' compensation, international coverage) on behalf of small and mid-sized businesses, plus select personal lines such as life insurance, earning commissions from carrier partners for policies placed.

Product overview

Mouton Insurance Brokerage is an independent insurance brokerage firm providing commercial and personal insurance products through multiple carrier partnerships. The core offerings center on Business Owners Package Insurance (BOP), which bundles commercial general liability, commercial property, and business interruption coverage, supplemented by specialized lines including commercial auto, cyber liability, workers compensation, and international insurance. The product portfolio includes over 30 distinct insurance products spanning property/casualty coverage (builders risk, cargo, earthquake, trucking, umbrella), professional liability (directors & officers, EPLI, errors & omissions), industry-specific coverage (contractors, garage, hotel, manufacturing, medical malpractice, nonprofit, restaurant, technology, vineyard, wholesalers), and employee benefits (key person, life insurance). As an independent agency, Mouton represents multiple A+-rated carriers enabling comparative quotes and customized risk management solutions.

Differentiator

Problem solved

Functional benefit

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

14 partnerships are on record, tiered core and supporting.

• The Travelers Indemnity CompanycoreChannel Partner/ Reseller/ DistributorPrimary commercial insurance carrier partner. Travelers provides commercial property, general liability, and business interruption insurance products through Mouton's agency. Mouton offers Travelers products as part of their comparative quote process.
• AIG - American International GroupcoreChannel Partner/ Reseller/ DistributorMajor national carrier partner providing commercial insurance products including property, casualty, and specialty coverages.
• Chubb GroupcoreChannel Partner/ Reseller/ DistributorCommercial insurance carrier offering property and casualty products through independent agents.
• The Hartford Insurance Group, Inc.coreChannel Partner/ Reseller/ DistributorNational carrier partner providing commercial insurance solutions to Mouton clients.
• Erie InsurancecoreChannel Partner/ Reseller/ DistributorSpecialized partner since 1925 offering auto, home, business, and life insurance. Mouton specializes in Erie Insurance products and features Erie-specific content on their website. Agent Number CC1045.
• Westminster American Insurance CompanycoreChannel Partner/ Reseller/ DistributorRegional carrier based in Owings Mills, MD providing insurance products to Mouton clients in the mid-Atlantic region.
• All RiskscoreChannel Partner/ Reseller/ DistributorIndependent insurance broker based in Hunt Valley, MD providing wholesale insurance products.
• American Bankers (Assurant Specialty Pro)supportingChannel Partner/ Reseller/ DistributorSpecialty insurance carrier based in Scottsdale, AZ providing niche insurance products.
• Harford MutualsupportingChannel Partner/ Reseller/ DistributorRegional mutual insurance company based in Bel Air, MD serving the mid-Atlantic market.
• Hull and CompanysupportingChannel Partner/ Reseller/ DistributorInsurance wholesaler providing specialty insurance products through independent agents.
• The Progressive CorporationsupportingChannel Partner/ Reseller/ DistributorNational auto and commercial vehicle insurance carrier offering competitive commercial auto coverage.
• Metropolitan Washington Association of Independent Insurance AgentssupportingStrategic or Co-development PartnerIndustry association providing networking, education, and advocacy for independent insurance agents in the DC metro area. CEO Carla Dickens served on the Board of Directors 2019-2020.
• DC Chamber of CommercesupportingStrategic or Co-development PartnerLocal business organization supporting Mouton's community presence and business networking in Washington DC.
• National African American Insurance Association (NAAIA)supportingStrategic or Co-development PartnerNational organization supporting minority professionals in the insurance industry. Ed Mouton is a former Board Member.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Riggs Counselman Michaels & Downes (RCMD Insurance): Independent commercial insurance agency headquartered in the DC metro area serving businesses with property, casualty, and specialty lines. Directly comparable as a similarly-sized mid-Atlantic independent commercial brokerage with overlapping carrier partners and SMB/mid-market client base.
• Avery Hall Insurance Group: Mid-Atlantic independent insurance agency offering commercial and personal lines through multiple carrier partnerships. Comparable as an independently owned, multi-carrier brokerage operating across the same regional footprint with a similar SMB commercial book.
• Heffernan Insurance Brokers: Mid-market independent insurance brokerage offering commercial P&C, employee benefits, and personal lines through multiple carrier appointments. Comparable business model (independent broker, multi-carrier, SMB-to-mid-market commercial focus) and similar specialty line breadth.
• Hilb Group: Middle-market insurance services firm built by aggregating regional independent agencies; commercial P&C, benefits, and specialty lines. Comparable as an independent brokerage platform with similar carrier-representation model and SMB/mid-market client mix.
• World Insurance Associates: Rapidly growing mid-market insurance brokerage built via roll-up of independent agencies, with strong commercial P&C and specialty practices. Comparable independent brokerage model serving SMB/mid-market with a similar product breadth including specialty and professional lines.
• The Buckner Company: Mid-size independent insurance brokerage offering commercial, personal, and employee benefits lines through multiple carrier partnerships. Comparable as a privately held, multi-carrier independent agency with overlapping commercial and specialty product set.

Broad incumbents

• Brown & Brown, Inc. Large national insurance distributor built through roll-ups of independent agencies and brokerages across the U.S. Comparable as a multi-carrier intermediary serving SMB/mid-market with overlapping commercial P&C and specialty offerings, though at vastly greater scale.
• Acrisure: Large global insurance brokerage assembled through aggressive roll-up of independent agencies. Comparable as an independent-broker-style intermediary with commercial P&C, specialty, and benefits capabilities, though serving a far broader geographic and segment footprint.
• USI Insurance Services: Large middle-market insurance brokerage offering commercial P&C, employee benefits, and specialty lines via multi-carrier representation. Comparable in product mix and middle-market positioning, though at materially greater scale and geographic reach.
• Lockton Companies: Largest privately held global insurance brokerage with deep commercial P&C, specialty, and benefits practices. Comparable in independent, privately held structure and specialty line emphasis, though at enterprise scale far beyond Mouton.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/MoutonInsurance
• LinkedInlinkedin.com/company/mouton-insurance-brokerage/about
• Instagraminstagram.com/moutonbrokerage

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mouton Insurance Brokerage