The JW Agency
The JW Agency LLC is an independent insurance agency founded in 2019 that places commercial insurance for small businesses across all 50 states via partnerships with 40+ A-rated carriers, with specialized programs in home health care, restaurants, nightclubs, and contractors.
- Company typePrivate
- Founded2019
- HeadquartersNorthbrook, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What The JW Agency does
The JW Agency LLC is an independent commercial insurance agency founded in 2019 by Jeffrey Weiner, a third-generation insurance agent, and headquartered at 707 Skokie Boulevard, Suite 600, Northbrook, Illinois. The firm places business insurance for small commercial clients across all 50 states through appointments with over 40 A-rated insurance carriers, including Chubb, Travelers, The Hartford, Hanover, Nationwide, CNA Surety, Berkshire Hathaway Guard, Amtrust, and Accident Fund, among others. Its product portfolio comprises 34 distinct insurance lines organized into general business insurance (commercial property, general liability, workers' compensation, cyber liability, commercial auto, commercial umbrella, EPLI, D&O, E&O, crime, surety bonds, and others) and 12+ specialized verticals (home health care, restaurants, nightclubs and bars, contractors, manufacturers, retail, dealerships, garage repair shops, fitness centers, child care, churches, condo associations, professional services, wholesalers/distributors).
The JW Agency firmographics
Firmographics- Name
- The JW Agency
- Legal name
- The JW Agency LLC
- Website
- https://jw-agency.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- The JW Agency LLC is an independent insurance agency founded in 2019 that places commercial insurance for small businesses across all 50 states via partnerships with 40+ A-rated carriers, with specialized programs in home health care, restaurants, nightclubs, and contractors.
- Ownership category
- akta.pro rank
The JW Agency industry classification
Industry- Product category
- Commercial Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
Keywords
Where The JW Agency is headquartered
LocationHeadquarters
- HQ city
- Northbrook
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
The JW Agency business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Agency Commissions: As an independent insurance agency, The JW Agency generates revenue through commissions paid by insurance carrier partners. These commissions are typically a percentage of premiums paid by clients on insurance policies sold and renewed. The agency represents over 40 insurance companies, earning commissions from each carrier when policies are placed or renewed.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
The JW Agency product offering
Product offeringCore offering
The JW Agency is an independent insurance agency that sells and services commercial and specialty business insurance products on behalf of over 40 A-rated insurance carriers. It works directly with small business owners to assess risk, compare policies across multiple carriers, and deliver tailored coverage solutions across general business lines (property, liability, workers' comp, cyber, auto) and industry-specific programs (restaurants, contractors, home health care, nightclubs, manufacturers, and others). The agency also provides risk management and consulting services to clients across all 50 states.
Product overview
The JW Agency LLC is an independent insurance agency offering a comprehensive portfolio of business insurance products and specialized industry-specific coverage solutions. The core offering consists of foundational business insurance policies (Commercial Property, General Liability, Workers' Compensation, Cyber Liability, etc.) supplemented by a range of specialized business insurance products targeting specific industries including restaurants, nightclubs, manufacturers, contractors, home health care providers, fitness centers, and churches. The agency serves small businesses across all 50 states through partnerships with over 40 'A' rated insurance carriers. The product portfolio includes 34 distinct insurance products organized into Business Insurance and Specialized Business Insurance categories, providing tailored coverage options for various business types and risk management needs.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Property Insurance Insurance coverage that protects business assets including buildings, commercial vehicles, and equipment against theft, damage, or destruction from fire or natural disasters. Sold to small business owners through The JW Agency.
- General Liability Insurance Coverage that protects businesses against claims of bodily injury, property damage, personal injury, and related legal costs. Sold to small business owners.
- Workers' Compensation Insurance Coverage that pays out for employees injured on the job or in auto accidents while on business, and covers work-related illnesses. Sold to small business owners.
- Employment Practice Liability Insurance (EPLI) Coverage that protects employers against claims of discrimination, sexual harassment, retaliation, wrongful termination, and other employment-related issues. Sold to small business owners.
- Directors and Officers Liability Insurance Coverage for directors and officers for claims made against them while serving on a board of directors and/or as an officer. Sold to small business owners.
- Cyber Liability Insurance Specialized policy covering expenses associated with data breaches, including breach notification costs, legal counsel, credit monitoring, and regulatory defense. Sold to small business owners.
- Crime Insurance Coverage that protects businesses from white-collar crime including fraud, siphoning funds, bogus invoicing, and physical theft. Sold to small business owners.
- Errors and Omissions Liability Insurance Coverage that protects businesses providing advice or recommendations against financial losses caused by their actions or lack of action. Sold to small business owners.
- Liquor Liability Insurance Coverage for businesses that sell, serve, or assist in the purchase of alcohol, protecting against liability claims from alcohol-related incidents. Sold to small business owners.
- Business Owners Insurance (BOP) A Business Owners Policy combining business property and business liability insurance into one convenient policy. Sold to small business owners.
- Business Auto Insurance Coverage for business vehicles including cars, trucks, and fleets with higher liability limits than individual auto policies. Sold to small business owners.
- Commercial Umbrella Insurance Supplemental coverage that kicks in when primary insurance policy limits are exceeded, providing additional liability protection. Sold to small business owners.
- Flood Insurance Coverage for businesses against damage costs from floodwater, protecting physical contents and assets. Sold to small business owners.
- Builders Risk Insurance Property coverage for buildings under construction, protecting against risks like fire, theft, and vandalism. Sold to contractors and small business owners.
- Special Event Insurance Coverage for event cancellation costs and liability protection for property damage or injury related to special events. Sold to small business owners and event organizers.
- Surety Bonds Guarantee bonds that protect investments in projects, commonly used in construction and for government contracts. Sold to contractors and small business owners.
- Ocean Marine Insurance Coverage protecting cargo, vessels, and items during ocean transportation against risks like collisions, piracy, and fire. Sold to importers, exporters, and marine-related businesses.
- Inland Marine Insurance Coverage protecting business property while in transit or stored off-site by third parties. Sold to small business owners.
- Environmental Insurance Specialized coverage for pollution, contamination, and other environmental damage risks not covered by general business liability insurance. Sold to small business owners.
- Systems Breakdown Insurance Coverage for sudden and accidental physical damage to equipment requiring repair or replacement due to mechanical failure or electrical issues. Sold to small business owners.
- Fiduciary Liability Insurance Coverage protecting individuals acting as ERISA fiduciaries against claims of mismanagement of employee benefit plans. Sold to small business owners.
- Restaurant Insurance Customized insurance solutions for restaurants covering property, liability, food spoilage, and unique risks of the food service industry. Sold to restaurant owners.
- Nightclub and Bar Insurance Specialized coverage for nightclubs and bars including liquor liability, premises liability, and unique entertainment venue risks. Sold to nightclub and bar owners.
- Wholesaler and Distributor Insurance Coverage for wholesalers and distributors with heightened risks from large amounts of stock on-site and in transit. Sold to wholesale and distribution business owners.
- Manufacturer Insurance Comprehensive coverage for manufacturers including product recall, commercial property, business interruption, and product liability. Sold to manufacturing business owners.
- Retail Business Insurance Coverage for retail stores protecting against unexpected expenses including temporary closure due to property damage and business crimes. Sold to retail store owners.
- Dealership Insurance Insurance coverage for vehicle and equipment dealerships including garagekeepers coverage for customer vehicles on premises. Sold to dealership owners.
- Garage Repair Shop Insurance Specialty coverage for automotive repair shops including garagekeepers coverage for customer vehicles in their care. Sold to garage and repair shop owners.
- Contractor Insurance Customizable coverage for contractors including general liability, commercial property, equipment coverage, and builders risk. Sold to general contractors, HVAC technicians, plumbers, carpenters, electricians, and painters.
- Home Health Care Insurance Exclusive, tailor-made insurance programs for home care businesses including individual and franchise agencies, covering Home Health Care, Hospices, Staffing Agencies, Therapy Services, and ABA Therapy Services. Sold to home health care providers.
- Child Care Center Insurance Coverage for child care centers including general liability, abuse/molestation coverage, student accident, and professional liability. Sold to child care center owners.
- Church Insurance Customized insurance for houses of worship including stained glass coverage, abuse and molestation coverage, and religious freedom insurance. Sold to churches and religious organizations.
- Condo Building Insurance Insurance for condo associations covering association master policies, bare walls coverage, single entity coverage, and modified single entity coverage. Sold to condo associations and building owners.
- Fitness Center Insurance Specialty coverage for gyms and fitness centers including commercial general liability and professional liability for health advice. Sold to fitness center and gym owners.
- Professional Services Insurance Coverage for service-oriented businesses including property damage insurance, general liability, and business income insurance. Sold to professional services firms.
Quantifiable outcome
- Over 200 home health care agencies served across 18 states with specialized coverage programs
- +1 more outcomes
Companies that use The JW Agency
Customer profileSegments5 records
Ideal customer profiles4 records
The JW Agency technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
The JW Agency partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core.
- Accident FundcoreAccident Fund is one of The JW Agency's key insurance carrier partners. The partnership has been significant enough that Accident Fund recognized The JW Agency as its Agency of the Year for 2025, demonstrating a strong commercial relationship in the insurance sector.
- CNA SuretycoreCNA Surety is a national provider of surety bonds and related insurance products, partnering with The JW Agency to offer comprehensive business insurance solutions.
- ChubbcoreChubb is a leading global insurance company that The JW Agency partners with to provide commercial insurance coverage options for their small business clients.
- Guard (Berkshire Hathaway)coreGuard Insurance, a Berkshire Hathaway company, provides commercial insurance products through The JW Agency's independent agency network.
- HartfordcoreThe Hartford is a major insurance carrier offering business insurance products distributed through The JW Agency's independent agency channel.
- Hanover Insurance CompanycoreThe Hanover Insurance Group provides commercial and specialty insurance products through The JW Agency's carrier network.
- Illinois CasualtycoreIllinois Casualty Company is a regional insurance carrier providing commercial insurance products to clients served by The JW Agency.
- Nationwide/AlliedcoreNationwide Insurance and its Allied brand provide a wide range of commercial insurance products distributed through The JW Agency.
- Amtrust North AmericacoreAmtrust North America is a specialty insurance carrier providing coverage options for small businesses through The JW Agency's carrier partnerships.
- Arrowhead/QBEcoreArrowhead Insurance, part of QBE Insurance, provides commercial insurance products distributed through The JW Agency's independent agency network.
- Progressive CommercialcoreProgressive Commercial provides commercial auto and business insurance products through The JW Agency's carrier partnerships.
- Selective InsurancecoreSelective Insurance Group offers commercial insurance products distributed through independent agents including The JW Agency.
- Society InsurancecoreSociety Insurance provides specialized commercial insurance products, particularly for hospitality businesses, through The JW Agency.
- State AutocoreState Auto Insurance Companies provide commercial insurance products distributed through independent agency channels including The JW Agency.
- TravelerscoreTravelers is a major commercial insurance carrier providing business insurance products through The JW Agency's independent agency network.
Scale indicators4 records
Recent moves5 records
Expansion highlights4 records
The JW Agency competitors and assessment
Company assessmentBroad incumbents
- Acrisure: Tech-enabled insurance brokerage that has rapidly aggregated independent agencies. Represents the strategic exit path and competitive threat for a successful niche independent agency like JW Agency.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with deep specialty practices across niche commercial verticals. Comparable in serving small-to-mid commercial accounts through independent agent partnerships and in offering risk management consulting alongside placement.
- Hub International: Large North American insurance brokerage focused on middle-market commercial accounts with strong vertical specialization. Comparable niche-vertical strategy and carrier-agnostic placement model; significantly larger and PE-backed.
- Brown & Brown, Inc. Publicly traded insurance brokerage distributing commercial P&C, employee benefits, and specialty coverage through thousands of producers nationwide. Comparable in customer type (small/mid commercial) and carrier distribution model, but at vastly greater scale and with public-market capital.
- Hiscox: Specialty insurer offering small commercial coverage (general liability, professional liability, cyber) with both direct-to-customer and broker distribution. Comparable in target customer (small businesses) and product lines, but as a carrier rather than broker.
Regional players
- Frankenmuth Insurance: Regional mutual insurance carrier with a strong independent agent distribution model in the Midwest. Comparable in serving small commercial accounts through independent agents, though Frankenmuth is a carrier rather than a broker.
Direct peers
- Insurance Office of America (IOA): Large independent insurance agency offering commercial P&C and niche-vertical programs to small and mid-sized businesses across the U.S. Closely comparable business model (independent agent, commission-based, multi-carrier, niche specialization) at a larger scale.
- Burns & Wilcox: Specialty insurance wholesaler and brokerage focused on complex and niche commercial risks including restaurants, hospitality, and contractor classes. Comparable specialty-vertical expertise and excess-and-surplus placement capabilities.
- Risk Strategies Company: Specialty insurance brokerage built through roll-up of niche-focused independent agencies serving professionals and specialized industries. Closely comparable niche-vertical strategy and is itself a likely acquirer of independent agencies.
- RPS (Risk Placement Services): Specialty insurance brokerage placing commercial and personal lines through retail agents, with strong practice groups in healthcare, hospitality, and contractor niches. Comparable in carrier relationships and specialty-line focus.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights6 records
Customer concentration
The JW Agency social profiles
Digital presenceThe JW Agency financial estimates
Financial estimateRevenue estimate
Valuation estimate
The JW Agency leadership team
Management profileNumber of profiles
Profiles1 record
The JW Agency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The JW Agency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The JW Agency
What does The JW Agency do?
The JW Agency is an independent insurance agency that sells and services commercial and specialty business insurance products on behalf of over 40 A-rated insurance carriers. It works directly with small business owners to assess risk, compare policies across multiple carriers, and deliver tailored coverage solutions across general business lines (property, liability, workers' comp, cyber, auto) and industry-specific programs (restaurants, contractors, home health care, nightclubs, manufacturers, and others). The agency also provides risk management and consulting services to clients across all 50 states.
Is The JW Agency a public or private company?
The JW Agency is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was The JW Agency founded?
The JW Agency was founded in 2019. It employs 1 to 10 people.
Where is The JW Agency based?
The JW Agency is headquartered in Northbrook, United States, in the North America region.
How does The JW Agency make money?
One revenue line is on record: insurance Agency Commissions.
Who are The JW Agency's main competitors?
Broad incumbents on record are Acrisure, Arthur J. Gallagher & Co., Hub International, Brown & Brown, Inc. and Hiscox. Frankenmuth Insurance is listed as a regional player. Direct peers are Insurance Office of America (IOA), Burns & Wilcox, Risk Strategies Company and RPS (Risk Placement Services).
Does The JW Agency have an API?
No public API is recorded for The JW Agency.
What industry is The JW Agency in?
The JW Agency's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 524210 and its SIC code is 6411.