What CA a-kasse does

CA a-kasse & Karriereudvikling is a Danish, member-governed unemployment insurance fund (a-kasse) headquartered in Gentofte, Denmark, founded in 1978 and originally restricted to civil economists before broadening to all academics, managers, specialists, and business professionals. Today it serves approximately 68,000 members nationwide through a direct-to-consumer model. The organization is 100% member-owned (medlemsstyret), operates as a non-profit under Danish unemployment legislation, and is licensed to administer state-recognized dagpenge (unemployment benefits).

The core product is the a-kasse membership itself — recurring subscription fees fund unemployment benefits — augmented by a tiered add-on portfolio: CA Advokathjælp (legal support at 60 DKK/month, delivered via partnership with Bird & Bird), CA Lønsikring (income protection insurance), and career counseling services. A free student membership tier functions as an acquisition funnel, providing eligibility for unemployment benefits from day one post-graduation. The technology stack is centered on a secure member portal (Min Side) for forms, messaging, and benefit management; cookie-based website personalization; and automated decision-making systems for benefit approvals, waiting-day calculations, and status changes. The product surface extends beyond insurance through a broad partner ecosystem: Mannaz courses (up to 20% discount, including AI Summer Workshops), Legal Desk, Restaurant2Night, GoGift, Inspired Beyond Babies, Kursusfabrikken, Lasso X, Politiken, Børneavisen, EDU Danmark, and Talogy.

The revenue model is subscription-based on membership fees (full headline price of 561 DKK/month for full-time insured members), with add-on insurance services providing incremental recurring revenue. There are no funding rounds, no external investors, and no parent company — the organization is fully self-funded through its membership base. GTM is direct-to-consumer via website enrollment, phone support, content marketing (newsletter "CA NYT," webinars, e-books), social media, and partner referrals, targeting a horizontal member base across career stages from student to professional to retiree.

Name

CA a-kasse

Legal name

CA A-kasse

Website

https://ca.dk

Company type

Private

Founded year

1978

Operating status

Operating

Headcount range

101–250 employees

Short description

CA a-kasse is a Danish, member-governed unemployment insurance fund serving approximately 68,000 academics, managers, specialists, and business professionals with unemployment benefits, career counseling, legal support, and income protection add-ons.

Ownership category

akta.pro rank

Headquarters

HQ city

Gentofte

HQ country

Denmark

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Membership Fees (Subscription): CA A-kasse generates revenue through recurring membership fees paid by members. The organization offers full-time insured, part-time insured, and student membership tiers with different pricing structures. Student membership is free. Additional revenue streams include add-on services such as CA Advokathjælp (legal support at 60 DKK/month) and CA Lønsikring (income protection insurance).

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

CA A-kasse is a Danish national unemployment insurance fund (a-kasse) providing financial security through unemployment benefits (dagpenge), career development services, legal support (CA Advokathjælp), and income protection insurance (CA Lønsikring). It serves approximately 68,000 members who are academics, managers, specialists, and business professionals across Denmark, combining traditional unemployment insurance with career counseling, job search tools, courses, and member discounts.

Product overview

CA A-kasse & Karriereudvikling is a national unemployment insurance fund serving approximately 68,000 members. The core offering consists of the unemployment insurance fund (A-kasse) combined with career development services. The product portfolio includes core unemployment insurance, add-on services (CA Advokathjælp legal support at 60 kr/month, CA Lønsikring income protection), career counseling, and training courses through the Mannaz partnership with 20% member discount. Additional member benefits include free student membership, CV/job search tools (templates, e-books, Lasso X database), webinars, and various partner discounts including restaurants (Restaurant2Night), legal documents (Legal Desk with 20% discount), gift shopping (GoGift), parental leave networking (Inspired Beyond Babies), newspapers (Politiken, Børneavisen), and coaching courses (Artikulation, Copenhagen Coaching Center, JustBreathe, Kursusfabrikken with 10-25% discounts).

Differentiator

Problem solved

Functional benefit

Products and services

• CA A-kasse (Unemployment Insurance Fund) National unemployment insurance fund providing financial security through unemployment benefits (dagpenge), career counseling, and membership services for academics, managers, specialists, and business professionals throughout their working life.
• CA Advokathjælp (Legal Support) Legal support add-on service providing members with access to legal advice and assistance. Members receive 20% discount at Legal Desk for online legal documents including wills, power of attorney, contracts, and business formation documents. Priced at 60 DKK/month, free for student members.
• CA Lønsikring (Income Protection) Income protection insurance providing additional financial security for members in case of job loss, supplementing the basic unemployment benefits from the core a-kasse membership.
• Karriererådgivning (Career Counseling) Career counseling service provided by CA's career advisors to help members clarify career goals, explore opportunities, and develop professionally throughout their working life.
• Free Student Membership Free student membership tier for the entire study period, with full unemployment benefit eligibility from day one after graduation. Available to higher education students in Denmark.
• Mannaz Courses with CA Discount Competence development courses offered through partnership with Mannaz, covering leadership, project management, AI, strategy, and personal development. CA members receive up to 20% discount on selected courses.
• AI Summer Workshops Three-day AI workshop series covering Effective Prompting, Agentic AI & Leadership, and Vibe Coding. Includes 20% discount for CA members, 3 workshop days with materials, access to Lovable platform, and Claude license.
• CV and Cover Letter Templates Free downloadable career tools including 8 different CV layouts and matching application templates with instructions and examples for job seekers.
• Free E-books Free downloadable e-books including 'How to Get the Job Interview' and 'The Job is Yours' providing career guidance, exercises, and tips for job search.

Quantifiable outcome

• Unemployment benefits eligibility from day one after graduation for students who maintain membership

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Twelve partnerships are on record, tiered core and minor.

• MannazcoreStrategic or Co-development PartnerCA has partnered with Mannaz to provide members with up to 20% discount on courses and education programs. Mannaz is one of Denmark's leading providers of competence development for managers, project managers, and specialists. The partnership offers courses in leadership, project management, AI, strategy, and personal development. Special offering includes AI Summer Workshops.
• Bird & Bird AdvokatpartnerselskabcoreImplementation/ SI/ Consulting PartnerBird & Bird provides legal support services to CA members as part of the CA Advokathjælp offering, handling legal matters related to employment and workplace issues.
• Legal DeskminorGTM or Marketing PartnerCA members with CA Advokathjælp receive 20% discount on Legal Desk's online legal document services, including wills, power of attorney, marriage contracts, company formation, and employment contracts.
• Restaurant 2 Night (R2N)minorGTM or Marketing PartnerCA members receive free Business Class membership with R2N, providing access to discounted restaurant reservations and exclusive offers at Michelin-recommended restaurants in the Copenhagen area.
• GoGiftminorGTM or Marketing PartnerCA has partnered with GoGift for a benefits club where members get access to a shop with over 1,500 products from known brands with free shipping.
• Inspired Beyond BabiesminorGTM or Marketing PartnerCA members receive 20% discount on monthly lectures and networking events for parents on parental leave, held in Copenhagen and Jutland, combining professional inspiration with family-friendly environments.
• KursusfabrikkenminorGTM or Marketing PartnerCA members receive 25% discount on courses from Kursusfabrikken.
• Onlinekurser.dkminorGTM or Marketing PartnerCA offers access to free online courses through Onlinekurser.dk partnership.
• PolitikenminorGTM or Marketing PartnerCA members receive 10% ongoing discount on Politiken newspaper subscriptions.
• BørneavisenminorGTM or Marketing PartnerCA members receive 10% ongoing discount on Børneavisen (Children's Newspaper) subscriptions.
• EDU DanmarkminorGTM or Marketing PartnerEducation partnership offering CA members access to EDU Danmark's course offerings.
• TalogyminorGTM or Marketing PartnerAssessment and testing tools provider available to CA members for career development.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Business Danmark: Business Danmark is a union and a-kasse for private-sector salaried employees, managers, and professionals in Denmark; it competes directly with CA for the same business-professional and specialist member base with comparable unemployment insurance and career-development offerings.
• Det Faglige Hus: Det Faglige Hus is an alternative, cross-sector a-kasse that accepts members regardless of profession, offering unemployment insurance plus career and legal services; it is a direct competitor to CA for price-sensitive white-collar members seeking flexible, cross-industry membership.
• HK Danmark: HK is one of Denmark's largest unions and a-kasser for clerical, commercial, and service-sector employees, providing unemployment insurance alongside career and legal services; while more blue-collar in profile than CA, it competes for the same pool of Danish wage-earners seeking insurance-plus-career support.
• Min A-kasse: Min A-kasse is a Denmark-wide, profession-agnostic a-kasse focused on self-service digital enrollment; it competes with CA for members who prioritise low-friction, online unemployment insurance, and is a relevant comparable for CA's direct-to-consumer digital GTM.
• Akademikernes A-kasse: The largest a-kasse for academics and holders of higher education in Denmark, serving hundreds of thousands of members; it is the most direct competitor to CA because it targets the same academic, specialist, and managerial segments with very similar unemployment insurance and career-service offerings.
• Frie Funktionærer: Frie Funktionærer is a smaller alternative a-kasse targeting private-sector salaried employees and managers in Denmark; it offers a similar subscription-based unemployment insurance plus advisory model to CA, often competing on price and flexibility for white-collar members.

Regional players

• Dansk Metal: Dansk Metal is a large Danish union with an affiliated a-kasse serving metalworkers and industrial employees; it operates the same combined unemployment-insurance-and-career-service model as CA, but in a very different blue-collar segment, making it a useful peer for service-bundling benchmarking.
• IDA: IDA (the Danish Society of Engineers) is a membership and professional body that historically worked with an a-kasse for engineers and technical professionals; it is comparable to CA because it targets academically trained professionals in Denmark with career and competence-development offerings alongside insurance-adjacent services.
• Lærernes A-kasse: Lærernes A-kasse is the unemployment insurance fund for teachers and educators in Denmark; it operates the same a-kasse-plus-career-service model as CA but in a sector-specific niche, making it a useful comparable for service bundling in a defined professional community.

Broad incumbents

• 3F: 3F is Denmark's largest trade union and a-kasse by membership, covering unskilled and skilled workers; it operates the same a-kasse-plus-career-service model as CA but at a much larger scale and a different demographic, making it a relevant incumbent for benchmarking service bundling.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ca_akasse

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CA a-kasse