N8 Ventures

What N8 Ventures does

N8 Ventures is a privately-held holding company founded by Nate Ruben and domiciled in Illinois, structured as an umbrella for wholly-owned brands, strategic advisory relationships, and minority investments. Its principal operating brand, prosperus, delivers holistic financial planning to entrepreneurs and business owners, integrating business planning, personal planning, exit planning, and third-party valuations into a single membership. A second wholly-owned brand, UCOlock, provides a low-cost, FIFO-accounting-based record storage solution for used cooking oil trade compliance. The firm additionally holds advisory and minority investment positions in breaker, an AI-powered outbound sales platform for agencies, and in invstn.me, a financial literacy learning experience for high school students that is currently in pilot.

The core technology stack comprises a real-time net worth and investment dashboard and a shared task management system that supports monthly planning sessions and accountability workflows; these features are positioned around ease of use rather than proprietary algorithmic differentiation. Payments are processed through Stripe, appointments are scheduled via Google Calendar, and the firm uses Google Analytics for basic site instrumentation. There is no disclosed API, SDK, or machine learning capability inside the owned platforms.

Revenue mechanics combine a recurring prosperus subscription at $499 per month (billed quarterly) with a $2,499 onboarding entry point, project-based exit planning and business valuation engagements starting at $5,000, and custom enterprise memberships. Distribution is dual-motion: a consultative inside-sales calendar-booking flow for higher-touch services and a self-serve Stripe checkout for the entry-tier subscription. The customer base is concentrated in a single persona — U.S. entrepreneurs and SMB owners — supported through content marketing, the company blog, client testimonials, and nonprofit partnerships rather than paid acquisition.

Name

N8 Ventures

Legal name

N8 Ventures LLC

Website

https://n8.ventures

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

N8 Ventures is a privately-held holding company operating wholly-owned brands prosperus, a subscription-based holistic financial planning service for entrepreneurs, and UCOlock, a used cooking oil trade compliance platform, alongside minority advisory investments in AI and education startups.

Ownership category

akta.pro rank

Headquarters

HQ city

Gilroy

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. prosperus Subscription (Monthly/Quarterly): Recurring subscription model for holistic financial planning membership. Includes monthly planning sessions, personalized prosperity plans, task management, investment dashboard, and access to vetted network professionals. Billed quarterly at $499/mo.
2. Exit Planning & Business Valuations: One-time professional services engagement for business valuation assessment, exit strategy development, value enhancement roadmap, succession planning, and deal structure optimization. Starting at $5,000.
3. Onboarding Package: Initial onboarding plus first quarter membership offered as a one-time purchase at $2,499, serving as an entry point into the subscription relationship.
4. Enterprise Memberships: Custom contract-based engagements for enterprise clients, subject to individual terms and pricing.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

N8 Ventures is a holding company that operates owned brands and strategic investments. Its primary offering is prosperus, a holistic financial planning membership for entrepreneurs that integrates business and personal financial planning, exit planning, and third-party business valuations. The membership includes monthly planning sessions, a personalized prosperity plan, shared task management, a real-time net worth and investment dashboard, access to vetted network professionals, and unlimited support channels. Additional offerings include standalone exit planning engagements and custom enterprise memberships.

Product overview

N8 Ventures is a holding company that operates owned brands and strategic investments across diverse industries. Its primary owned brand is prosperus, a holistic financial planning platform for entrepreneurs offering business planning, exit planning, and third-party valuations. Additional owned brands include UCOlock for used cooking oil trade compliance. Through advisory and minority investment roles, N8 Ventures supports breaker (AI sales platform) and invstn.me (financial education for students). The company follows a 'people, platform, process' philosophy aligned with core values of abundance, generosity, gratitude, and intentionality.

Differentiator

Problem solved

Functional benefit

Brands

• prosperus: Holistic financial planning designed for entrepreneurs. Includes business & personal financial planning, exit planning, and third-party valuations.
• UCOlock
• breaker
• invstn.me

Products and services

• prosperus Membership Recurring subscription membership offering holistic financial planning for entrepreneurs. Includes monthly planning sessions, a personalized prosperity plan, shared task management, a real-time net worth and investment dashboard, access to vetted network professionals, and unlimited video, email, and phone support. Billed quarterly at $499/month after a $2,499 onboarding package.
• Exit Planning & Business Valuations One-time professional services engagement for entrepreneurs and business owners. Includes business valuation assessment, exit strategy development, value enhancement roadmap, succession planning, deal structure optimization, and post-exit planning. Starting at $5,000.
• Enterprise Membership Custom contract-based engagement for enterprise clients seeking holistic prosperity planning and advisory services, with bespoke terms and pricing per contract.

Quantifiable outcome

• Only 20-30% of businesses that go to market actually sell
• +3 more outcomes

Named customers4 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature2 records

Partnerships

Five partnerships are on record, tiered minor.

• Jewish National Fund USAminorOthersNonprofit partner supported through N8 Ventures donations of time, talent, and treasure. Jewish National Fund USA focuses on land reclamation and community development in Israel.
• Imerman AngelsminorOthersNonprofit partner supported through N8 Ventures donations. Imerman Angels provides cancer support services.
• Union League Boys & Girls ClubsminorOthersNonprofit partner supported through N8 Ventures donations. Youth development organization serving Chicago area.
• Let's Fuel GrowthminorOthersNonprofit partner supported through N8 Ventures donations. Organization focused on fuel/growth initiatives.
• Greater Chicago Food DepositoryminorOthersNonprofit partner supported through N8 Ventures donations. Food bank serving Chicago area communities.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Strategic Coach: Subscription-based coaching and strategic planning practice for entrepreneurs. Closely comparable to prosperus in its high-touch, monthly-fee, values-driven business owner membership model.
• Value Builder System: SaaS-plus-coaching business valuation and exit planning system for SMB owners. Directly overlaps with prosperus's exit planning and business valuation offering, including the Value Builder Score benchmarking tool.
• EOS Worldwide: Franchised entrepreneurial operating system for business owners including vision, traction, and people components. Comparable to prosperus in addressing entrepreneur operational and personal planning integration.

Broad incumbents

• Northwestern Mutual: Large-scale financial services and wealth management firm where founder Nate Ruben previously served clients. Provides holistic planning, insurance, and investment products to business owners and individuals at vastly greater scale.
• eMoney Advisor: Wealth management technology platform offering real-time net worth dashboards, financial planning, and client portal tools. Direct overlap with prosperus's 'real-time net worth and investment dashboard' feature.
• Edward Jones: National full-service wealth management firm with a large footprint of branch advisors serving business owners and individuals. Represents the incumbent competitor set for prosperus's holistic financial planning niche.

Emerging players

• RightCapital: Financial planning software for advisors and their clients, including cash flow, tax, and retirement planning. Comparable to prosperus's collaborative task management and planning session workflow.
• NewRetirement: Consumer financial planning platform for retirement, taxes, and net worth tracking. Comparable to prosperus's holistic planning and self-serve real-time dashboard capabilities.
• Holistiplan: Tax planning software for financial advisors that integrates into holistic financial planning workflows. Adjacent to prosperus's planning toolkit and serves the same SMB financial advisor buyer.

Regional players

• The Growth Coach: Franchised business coaching network for owners of small and mid-sized businesses, focused on strategy, sales, and team performance. Comparable in coaching-style engagement for entrepreneurs to prosperus's monthly planning sessions.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/n8-ventures

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about N8 Ventures