Emery & Webb Insurance

What Emery & Webb Insurance does

Emery & Webb is a fifth-generation, family-owned independent insurance agency founded in 1886 and headquartered in Fishkill, New York, operating across five Hudson Valley offices (Fishkill, Pawling, Poughkeepsie, Rhinebeck, Goshen) with 95+ trained insurance professionals. The agency is licensed in New York and serves clients across the Hudson Valley, upstate New York, New England, and New Jersey, working with 60+ top-rated carrier partners including Travelers, Chubb, The Hartford, NYCM, Selective, Progressive, Nationwide, Safeco, PURE, Aetna, Empire BlueCross BlueShield, UnitedHealthcare, Guardian, MetLife, and MVP Health Care.

The business is organized around five core segments: Personal Lines, Commercial Lines, Life/Health & Group Benefits, Private Client (high-net-worth households placed with Chubb and PURE), and Specialty Programs (DentistryInsured, MinistryInsured, MusicInsured) targeting dental practices, houses of worship, and the music industry. Technology infrastructure includes an Applied Systems-powered client portal with 256-bit TLS encryption, iOS and Android mobile apps, a same-business-day Certificate of Insurance request system, an in-house claims tracking platform with a dedicated team, and CoverSmart-powered instant online quoting for simple commercial risks. Compliance posture includes GLBA-aligned safeguards consistent with NY DFS 23 NYCRR Part 500 and WCAG 2.1 Level AA accessibility conformance.

Revenue is generated through carrier commissions on policies placed and serviced across all segments, with an annual policy-review model and in-house claims advocacy included at no extra cost. Distribution combines face-to-face agent consultations at five regional offices, phone and email inside sales, a formal client referral program, content marketing via the agency blog, and self-serve online quoting for selected commercial risks. The agency holds a BBB A+ accreditation and maintains a 4.8-star average across 562 Google reviews, with no disclosed institutional investors, parent company, or external ownership.

Name

Emery & Webb Insurance

Legal name

Emery & Webb, Inc.

Website

https://emerywebb.com

Company type

Private

Founded year

1886

Operating status

Operating

Headcount range

101–250 employees

Short description

Emery & Webb is a fifth-generation, family-owned independent insurance agency founded in 1886, serving Hudson Valley and broader Northeast clients through 5 offices, 60+ carrier partnerships, and 95+ professionals across personal, commercial, life/health, private client, and specialty programs.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)

Keywords

• Independent insurance agency
• Commercial insurance brokerage
• Personal insurance coverage
• Group employee benefits
• High net worth insurance

Headquarters

HQ city

Fishkill

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: Earns commissions from insurance carriers for placing and servicing policies. Commissions are paid by carriers based on premium volume placed. The agency shops 60+ carriers to find best fit and price for clients.

Pricing tiers

Go-to-market motion4 records

Distribution channels5 records

Marketing channels6 records

Core offering

Emery & Webb Insurance is an independent insurance agency that places personal, commercial, life/health, and specialty insurance policies on behalf of clients through 60+ top-rated carrier partnerships. Licensed agents shop the carrier market, structure coverage programs, provide annual policy reviews, and staff an in-house claims advocacy team. The agency also develops proprietary specialty programs for dental practices, ministries/churches, and the music industry.

Product overview

Emery & Webb Insurance is an independent insurance agency offering a comprehensive portfolio of insurance products and services across personal, business, life/health, and specialty lines. The agency operates as a single unified offering combining multiple product categories (Personal Insurance, Business Insurance, Life & Health, Private Client/High-Value Homes, and Specialty Programs) that are serviced through dedicated teams across five Hudson Valley offices. Rather than a single platform with modules, the agency provides coordinated insurance programs from 60+ carrier partners, with in-house claims advocacy and digital self-service tools (client portal, mobile app, instant quote platforms) complementing their agent-led advisory services.

Differentiator

Problem solved

Functional benefit

Brands

• DentistryInsured: Purpose-built professional liability insurance program for dental practices and dental groups.
• MinistryInsured
• MusicInsured

Products and services

• Personal Insurance
• Business Insurance
• Life, Health & Group Benefits
• Specialty Programs
• High-Value Homes & Estates Insurance
• Private Client Insurance
• DentistryInsured
• MinistryInsured
• MusicInsured

Quantifiable outcome

• 4.8 average Google rating across 562 reviews
• +1 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature5 records

Partnerships

17 partnerships are on record, tiered core and minor.

• TravelerscoreChannel Partner/ Reseller/ Distributor · 1 January 1886National carrier partner representing one of the nation's most trusted insurance carriers for property and casualty coverage through the independent agency channel.
• ChubbcoreChannel Partner/ Reseller/ DistributorPrimary high net worth carrier for Private Client program including Masterpiece home coverage, extended replacement cost, HomeScan, and worldwide valuables coverage.
• The HartfordcoreChannel Partner/ Reseller/ DistributorNational carrier partner representing one of the nation's most trusted insurance carriers for business and personal lines.
• NYCM (New York Central Mutual)coreChannel Partner/ Reseller/ DistributorRegional New York carrier providing personal and business insurance coverage, with understanding of Hudson Valley market.
• SelectivecoreChannel Partner/ Reseller/ DistributorRegional carrier partner including Selective Signature for high net worth accounts.
• ProgressivecoreChannel Partner/ Reseller/ DistributorNational personal and commercial auto carrier partner.
• NationwidecoreChannel Partner/ Reseller/ DistributorNational carrier partner for personal and business insurance.
• SafecocoreChannel Partner/ Reseller/ DistributorPersonal lines carrier partner (Liberty Mutual subsidiary) for home and auto coverage.
• PURE InsurancecoreChannel Partner/ Reseller/ DistributorPrivilege Underwriters Reciprocal Exchange - member-owned reciprocal for high net worth families. Primary Private Client carrier with member advocates, risk management credits, and fraud/cyber suite included.
• AetnacoreChannel Partner/ Reseller/ DistributorHealth benefits carrier partner for group employee benefits quoting.
• Empire BlueCross BlueShieldcoreChannel Partner/ Reseller/ DistributorHealth benefits carrier partner for group employee benefits in New York market.
• UnitedHealthcarecoreChannel Partner/ Reseller/ DistributorNational health benefits carrier for group employee benefits.
• GuardiancoreChannel Partner/ Reseller/ DistributorDental, vision, and life benefits carrier for group employee benefits.
• MetLifecoreChannel Partner/ Reseller/ DistributorBenefits carrier for group employee benefits including dental, vision, and life.
• MVP Health CarecoreChannel Partner/ Reseller/ DistributorRegional health benefits carrier serving Hudson Valley and upstate New York employers.
• The Hanover PrestigeminorChannel Partner/ Reseller/ DistributorHigh net worth carrier for Private Client accounts requiring specific appetite.
• Applied SystemscoreTechnology or IntegrationTechnology provider powering client portal (AppliedPay), policy management, and mobile app (iOS/Android) for client self-service including documents, payments, and claims.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Acrisure: Tech-enabled global insurance brokerage. Comparable as a multi-line independent brokerage serving personal and commercial clients with carrier-agnostic placement, though at much larger scale with proprietary technology investments.
• World Insurance Associates: Large national insurance brokerage built through acquisitions of independent agencies. Comparable as an independent multi-line agency model with personal, commercial, and specialty capabilities, but at materially larger scale.
• USI Insurance Services: National insurance brokerage serving middle-market clients with property/casualty, employee benefits, and personal lines. Comparable as an independent brokerage model serving regional businesses and high-net-worth clients.
• HUB International: Global insurance brokerage serving commercial, personal, and employee benefits clients. Comparable multi-line independent agency model with carrier relationships across personal and commercial lines.
• Brown & Brown: Public insurance brokerage and risk management firm. Comparable as a diversified independent brokerage serving personal, commercial, and specialty lines, though operating nationally with significantly greater resources.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management services firm. Comparable multi-line, multi-carrier brokerage model with strong commercial and personal lines capabilities.

Direct peers

• Frenkel & Company: Large independent insurance brokerage offering commercial, personal, and employee benefits products. Directly comparable as an independent multi-line agency with carrier-agnostic placement.
• The Hilb Group: Mid-sized independent insurance agency platform that acquires and partners with regional agencies. Directly comparable to Emery & Webb as a multi-line, multi-carrier independent agency serving commercial and personal clients with regional offices.

Emerging players

• RPS (Risk Placement Services): Specialty insurance wholesale broker and managing general agent. Comparable for the specialty program distribution model (dental, music, ministry niches) Emery & Webb operates, though RPS operates at wholesale scale.

Regional players

• Quincy Mutual Fire Insurance / Plymouth Rock Assurance: Regional Northeast-focused insurers and agencies. Comparable for Hudson Valley/Northeast regional concentration and multi-line personal and small commercial book of business, though with carrier rather than pure agency orientation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/emeryandwebb
• Facebookfacebook.com/emerywebbinsurance

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Emery & Webb Insurance