Ago

What Ago does

Ago Technologies LLC (operating as "Ago") provides an integrated fleet management platform for rental car companies, Turo hosts, and small business fleets, combining GPS hardware, fleet management software, and a commercial auto insurance product. The company's central technology is a "Dual Telemetry" system that fuses vehicle-side telemetry (collected either through Ago's own GPS devices or via native OEM APIs from Tesla, Toyota, and GM, plus third-party telematics from Geotab, GPS and Track, and Otonomo) with driver-side commercial work history pulled from gig platforms via Argyle. This data combination is the basis for its episodic insurance product (Gig Commercial Insurance Solution, or GCIS) and its Safe Driving Solution (SDS), which dynamically price commercial auto premiums monthly, rebate miles already covered by gig platforms (Uber, Lyft, DoorDash, Amazon Flex), and reward safer driving.

Ago's product portfolio spans three layers. On the hardware side, it sells the Ago Device Basic ($69.99-$75) and Ago Device Premium ($99.99-$135), offering GPS tracking, geofencing, remote engine disable, and remote lock/unlock. On the software side, it offers Fleet Management Software (FMS) at $24.99/month, Fleet Risk Services (FRS) at $34.99/month reporting on driver safety and gig-insured miles, and a white-label native mobile app for branded rental experiences, plus a Driver Mobile App for vehicle access and a Fleet Owner Portal for unified risk dashboards. On the insurance side, Ago offers dynamically priced commercial auto coverage with monthly adjustments, underwritten through A-rated Admitted and Surplus Carriers.

The go-to-market is sales-led via the company website, capturing leads through contact/quote forms, product demos, and case studies, with a single public case study featuring Fore Mobility, where Ago's insurance product reduced premiums by up to 50% in months when renters were driving on gig platforms. The company was founded in 2019, is headquartered in Middletown, Delaware (Ago Technologies LLC under The Ago Companies LLC), operates with 1-10 employees, and has not disclosed any external funding rounds.

Name

Ago

Legal name

Ago Technologies LLC

Website

https://agorisk.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Ago provides integrated GPS hardware, fleet management software, and dynamically priced commercial auto insurance for rental car companies, Turo hosts, and small business fleets, using dual telemetry that fuses vehicle data with driver gig-platform work history to avoid double-coverage.

Ownership category

akta.pro rank

Product category

Fleet Management Software

SIC

Transportation Services (4700)

akta.pro primary industry

Driver Behavior, Safety Scoring & Usage-Based Telematics (TLAEAFAF)

Keywords

• Fleet management software
• GPS vehicle tracking
• Commercial auto insurance
• Telematics hardware
• White-label mobile apps

Headquarters

HQ city

Middletown

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Supply Chain, Marketing or Sales, Operations, Personnel

Revenue model

1. GPS Hardware Sales: Sale of GPS tracking devices including Standard Device ($75 down) and Advanced Device ($135 down) with varying features like GPS tracking, geofencing, remote engine disable, and remote lock/unlock.
2. Vehicle Management Software: Monthly subscription for GPS vehicle location tracking, remote ignition disable, and remote lock/unlock services at $9.99/month for Ago devices or $19.99/month for 3rd-party devices.
3. Fleet Management Services (FMS): Monthly subscription at $24.99/month including Vehicle Management plus Mobile App for driver vetting/onboarding, rental scheduling, payment collection, and vehicle access. Driver background checks at $14-$34 vary by state.
4. Fleet Risk Services (FRS): Monthly subscription at $34.99/month for real-time reporting of driver safety and miles covered by drivers' gig platform insurance.
5. Commercial Auto Insurance: Dynamic premium insurance policies adjusted monthly based on actual driving data. Rebates premiums for miles driven already insured by commercial platforms and rewards safer driving. Coverage from A-rated Admitted and Surplus Carriers.
6. Insurance Bundle: Combined Fleet Management Services and Fleet Risk Services bundle offering cost savings for fleet operators.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Ago provides an integrated fleet management and commercial auto insurance platform for fleet operators, rental car companies, Turo hosts, and small business fleets. The offering combines proprietary GPS hardware (Ago Device Basic and Premium), white-label fleet management software, and a dual telemetry insurance product that combines vehicle telemetry with driver commercial work history from gig platforms (Uber, Lyft, DoorDash, Amazon Flex) to dynamically price and reduce insurance premiums.

Product overview

Ago offers a unified fleet management ecosystem combining hardware, software, and insurance products. The portfolio includes GPS tracking devices (Ago Device Basic and Premium), Fleet Management Software with white-label mobile apps for rental operations, and an innovative insurance platform featuring Dual Telemetry that combines vehicle telemetry from OEM integrations (GM, Toyota, Tesla) or third-party telematics (GPS and Track, Geotab, Otonomo) with driver commercial work history via Argyle. The insurance products (GCIS and SDS) provide episodic, dynamically-priced coverage that adjusts monthly based on actual driving data and commercial platform coverage, helping fleet operators avoid paying for miles already insured by gig platforms like Uber, Lyft, DoorDash, and Amazon Flex.

Differentiator

Problem solved

Functional benefit

Products and services

• Gig Commercial Insurance Solution (GCIS)
• Safe Driving Solution (SDS) Insurance discount program that rewards safer driving behavior, providing adjustable premiums based on real-time driving data and safety metrics for fleet operators.
• Ago Device Basic Entry-level GPS tracking hardware device ($69.99-$75) providing real-time location tracking, geofencing, plug-and-play installation, remote engine disable, and enhanced reporting on vehicle usage and driver behavior.
• Ago Device Premium Advanced GPS device ($99.99-$135) including all Basic features plus remote lock/unlock capabilities, superior connectivity for challenging environments, and enhanced security features.
• Fleet Management Software (FMS) Comprehensive fleet management platform providing real-time vehicle tracking, driver behavior monitoring, automated scheduling and dispatch, customizable dashboards, and custom report generation for fleet operations.
• Fleet Risk Services (FRS) Risk management service providing real-time reporting of driver safety and miles covered by drivers' gig platform insurance, enabling fleet-wide risk exposure analysis for fleet operators.

Quantifiable outcome

• Fleets save up to 30% on insurance costs
• +1 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration11 records

AI capability5 records

Feature7 records

Partnerships

Five partnerships are on record, tiered core.

• ArgylecoreTechnology or IntegrationArgyle logo appears in the 'Our Partners and Integrations' section. Argyle provides driver employment data integration, accessing driver accounts from gig platforms to verify commercial work history. Ago uses Argyle for driver verification and gig platform data access.
• UbercoreTechnology or IntegrationUber logo appears in the 'Our Partners and Integrations' section. Uber provides commercial insurance coverage during active trips, which Ago tracks to avoid double-insuring fleet vehicles during Uber-covered driving periods.
• LyftcoreTechnology or IntegrationLyft logo appears in the 'Our Partners and Integrations' section. Lyft provides commercial insurance coverage during active trips, which Ago tracks to avoid double-insuring fleet vehicles during Lyft-covered driving periods.
• DoorDashcoreTechnology or IntegrationDoorDash logo appears in the 'Our Partners and Integrations' section. DoorDash provides commercial insurance coverage during active deliveries, which Ago tracks to avoid double-insuring fleet vehicles during DoorDash-covered periods.
• Amazon FlexcoreTechnology or IntegrationAmazon Flex logo appears in the 'Our Partners and Integrations' section. Amazon Flex provides commercial insurance coverage during active deliveries, which Ago tracks to avoid double-insuring fleet vehicles during Amazon Flex-covered periods.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Geotab: Geotab is a leading fleet telematics platform providing GPS tracking, driver behavior monitoring, and engine data for commercial fleets. It directly overlaps with Ago's vehicle telemetry, driver behavior, and GPS hardware offerings.
• Samsara: Samsara offers a unified fleet management platform with telematics, video-based safety, and connected operations. It competes with Ago on fleet tracking, driver behavior, and integrated hardware-plus-software offerings for commercial fleets.
• Motive: Motive (formerly KeepTruckin) provides fleet management, GPS tracking, and driver safety solutions for commercial vehicles. It is a direct competitor to Ago in telematics-based fleet operations and driver behavior scoring.
• Lytx: Lytx specializes in video telematics and driver safety scoring for commercial fleets. It overlaps with Ago's driver behavior monitoring and safety-scoring features, and serves a similar small/mid-market fleet buyer.
• Fleetio: Fleetio is a fleet maintenance and operations management software platform. It is comparable to Ago's Fleet Management Software layer (maintenance alerts, vehicle status, dispatch) for small and mid-sized commercial fleets.

Broad incumbents

• Verizon Connect: Verizon Connect is an established enterprise fleet telematics suite offering GPS tracking, routing, and asset management. It is a broader incumbent offering overlapping capabilities with Ago's fleet management stack.
• Azuga (Bridgestone): Azuga, owned by Bridgestone, provides GPS fleet tracking, driver behavior scoring, and usage-based insurance products. It is a broad incumbent that overlaps with Ago on both telematics and telematics-driven insurance.

Emerging players

• Root Insurance: Root is a usage-based auto insurer that prices premiums on actual driving data. It is comparable to Ago's Safe Driving Solution in its dynamic, behavior-based premium model, though Root focuses on personal rather than commercial fleet lines.
• Hyrecar: Hyrecar is a peer-to-peer car-sharing platform that connects vehicle owners with rideshare and gig drivers. It sits upstream of Ago's Turo-host and rental-to-gig customer segment and shares the gig-fleet risk profile.
• Next Insurance: Next Insurance is a digital commercial insurer offering usage-aware policies to small businesses. It is comparable to Ago's commercial auto and small business fleet insurance products as a digitally native commercial carrier.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/AgoriskContact
• Facebookfacebook.com/agorisk
• LinkedInlinkedin.com/company/ago-companies-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ago