Century Insurance Agency

What Century Insurance Agency does

Century Insurance Agency is an independent, privately held insurance agency founded in 1996 by Jason Helal and headquartered in Flower Mound, Texas, with additional offices in Denton and Hurst serving the Dallas-Fort Worth metroplex. The agency represents 25+ leading insurance carriers and distributes personal and commercial coverage across auto, home, life, business, and specialty lines (motorcycle, boat, RV, ATV, flood, earthquake, cyber liability, workers compensation, errors and omissions, farm, and umbrella), with a team of approximately 26 licensed agents and support staff.

The business operates a traditional licensed-agent distribution model layered with digital quote forms, a monthly community publication (Our Hometown Magazine), a Concierge local business directory, a Rewards referral program, and a Community Cause charitable giving initiative, positioning the agency as a community-anchored intermediary rather than a technology platform. The company is family-led across three generations (Ray, Jason, and Logan Helal) and combines face-to-face service with phone and digital touchpoints.

Revenue is generated almost entirely through carrier commissions on placed policies, with pricing set by individual carrier underwriting on a quote-by-quote basis. There is no publicly disclosed revenue, no external funding, no parent company, and no proprietary technology stack beyond standard agency management systems; competitive differentiation rests on multi-carrier access, long-tenured agent relationships, local brand reputation (4.9-star Google rating across 541 reviews), and Dave Ramsey Trusted Provider status.

Name

Century Insurance Agency

Legal name

Century Insurance Agency

Website

https://ciaauto.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

11–50 employees

Short description

Century Insurance Agency is an independent Texas insurance agency founded in 1996, representing 25+ carriers across personal and commercial lines through licensed agents at three Dallas-Fort Worth locations.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311)

akta.pro primary industry

Level Term Life Insurance (FSAIAAAA)

akta.pro secondary industry

Group Term Life Insurance (FSAIAAAJ)

Keywords

• Independent insurance agency
• Personal lines insurance
• Commercial lines insurance
• Insurance brokerage services
• Property casualty coverage

Headquarters

HQ city

Denton

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: The agency earns commissions from insurance carriers for policies placed on behalf of customers. Commission structure is typically a percentage of premium. As an independent agency representing 25 carriers, they can match customers with optimal coverage and price, earning commissions from successful policy placements.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Century Insurance Agency is a full-service independent insurance agency that places personal and commercial insurance policies on behalf of customers through twenty-five leading insurance carriers. It matches customers with appropriate coverage across auto, home, life, business, specialty vehicles, and commercial lines. The agency operates three DFW locations and earns commissions from carriers for policies placed.

Product overview

Century Insurance Agency is an independent insurance agency founded in 1996, offering a comprehensive portfolio of insurance products across personal and commercial lines. The agency operates as an independent agency representing twenty-five leading insurers throughout Texas. Their core product lineup centers around four main categories: Auto + Toys (including auto, ATV, boat, motorcycle, and RV insurance), Home (including home, condo, landlord, renters, flood, and earthquake insurance), Life (including life and universal life insurance), and Business (including commercial auto, business, cyber liability, errors & omissions, workers compensation, and farm insurance). The agency also offers umbrella insurance as an add-on protection layer across all lines. Beyond traditional insurance products, the agency provides supplementary services including a Concierge Program (local business directory), Community Cause Program (charitable donations for referrals), Rewards Program (referral incentives), and Our Hometown Magazine (monthly community publication).

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance

Quantifiable outcome

• Customers frequently report savings of $600-$5,000+ annually on bundled auto/home policies compared to prior coverage
• +1 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

20 partnerships are on record, tiered minor and core.

• Span Transit / Meals on Wheels of Denton CountyminorStrategic or Co-development Partner · 4 February 2025Partnership supporting senior meal delivery services. Agency contributes to enhancing Meals on Wheels program for Denton County seniors.
• North Texas Food BankminorStrategic or Co-development Partner · 31 October 2024Community Cause program partner. Agency donates $10 per insurance referral to support NTFB's mission addressing food insecurity across 13 North Texas counties.
• Winning the Fight (WTF)minorStrategic or Co-development Partner · 31 July 2024Community Cause partner focused on addiction education and support. Agency donates per referral to support individuals and families facing substance abuse.
• Humane TomorrowminorStrategic or Co-development Partner · 26 April 2024Animal rescue organization partner. Agency donates per referral to support animal rescue and rehoming efforts in North Texas.
• Children's Advocacy Center of North TexasminorStrategic or Co-development Partner · 1 June 2023Agency's inaugural community cause partner supporting child abuse victims in Denton, Wise, and Jack Counties. Provides therapy services and community education.
• South & WesterncoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• National GeneralcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• The HartfordcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• AllstatecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• TravelerscoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• ProgressivecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• ChubbcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• NationwidecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• CNAcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• PrudentialcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• TransamericacoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• Zurich InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• Foremost Insurance GroupcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by the agency for placing customer policies.
• Texas MutualcoreChannel Partner/ Reseller/ DistributorWorkers compensation insurance carrier partner serving Texas businesses.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• TWFG Insurance: Public insurance distribution company (Nasdaq: TWFG) operating an independent agent distribution model across multiple carriers. Directly comparable independent-agency model with similar personal and commercial line focus.
• Acrisure: Rapidly growing privately held insurance brokerage built through partnership-style acquisitions. Relevant as a comparable multi-carrier brokerage competitor actively consolidating regional agencies similar to Century.
• HUB International: Large North American insurance brokerage built through regional agency acquisitions. Comparable as a multi-carrier broker serving commercial and personal clients across multiple geographies.
• Insurance Office of America (IOA): Large independent insurance agency providing personal, commercial, and employee benefits coverage across multiple carriers. Comparable model as an independent brokerage serving SMB and individual clients with multi-product offerings.
• Goosehead Insurance: Public independent insurance agency franchise (Nasdaq: GSHD) founded in Texas. Directly comparable independent-agent business model that distributes across multiple carriers with emphasis on client experience and bundled coverage.
• Alera Group: Mid-market insurance, wealth management, and HR services firm formed via roll-up. Comparable as a multi-carrier distribution model competing for the same SMB and personal-lines customers with broader service lines.
• Brown & Brown Insurance: Large publicly traded insurance brokerage (NYSE: BRO) with a national network. Comparable as a multi-line, multi-carrier distributing broker pursuing organic and acquired growth across personal and commercial lines.
• World Insurance Associates: Public insurance brokerage (Nasdaq: WTWA) built largely through acquisitions of independent agencies. Directly comparable as a multi-carrier independent agency serving personal and commercial markets.
• Arthur J. Gallagher & Co. Major publicly traded insurance broker (NYSE: AJG) operating broadly across commercial and personal lines through direct and partner networks. Comparable as a multi-carrier distributor, though much larger in scale.
• Higginbotham Insurance: Texas-rooted insurance brokerage founded in Fort Worth (1948) that has grown through acquisitions. Centrally comparable as a multi-line, multi-carrier Texas-headquartered agency representing numerous insurers across personal and commercial lines.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ciaauto
• Facebookfacebook.com/centuryinsurance
• LinkedInlinkedin.com/company/century-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Century Insurance Agency