Sharpless and Sharpless General Insurance

Name

Sharpless and Sharpless General Insurance

Legal name

Sharpless and Sharpless General Insurance

Website

https://sharplessinsurance.com

Company type

Private

Founded year

1939

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Headquarters

HQ city

West Chester

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: Generates revenue through commissions earned from selling insurance policies on behalf of carrier partners including Travelers, Progressive, Main Street America, Foremost, Liberty Mutual, The Hartford, and other insurers. Revenue is commission-based, likely recurring as policy renewals generate ongoing revenue.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Sharpless and Sharpless General Insurance is an independent insurance agency that sells personal and commercial property and casualty insurance policies on behalf of multiple carrier partners. The agency matches individuals, families, and businesses with coverage from carriers including Travelers, Progressive, Main Street America, Foremost, Liberty Mutual, and The Hartford, providing quote preparation, policy placement, and claims support across Pennsylvania, Delaware, Maryland, and New Jersey.

Product overview

Sharpless and Sharpless General Insurance is an independent insurance agency offering a comprehensive suite of insurance products through two main lines: Personal Insurance Lines (automobile, homeowners, renters, vacant dwelling, rental dwellings, motorcycle, boat, recreational vehicles, flood, personal articles, and umbrella coverage) and Commercial Lines (general liability, business owners, business automobile, cyber liability, professional liability, workers compensation, and bonds). The agency operates as a traditional independent insurance agency, connecting customers with insurance solutions from multiple carrier partners rather than as a software product or platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Automobile Insurance

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

19 partnerships are on record, tiered core and minor.

• Travelers InsurancecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier represented by Sharpless and Sharpless for personal and commercial insurance products.
• Progressive InsurancecoreChannel Partner/ Reseller/ DistributorMajor national auto and property insurance carrier represented by the agency.
• Main Street America InsurancecoreChannel Partner/ Reseller/ DistributorRegional insurance carrier specializing in personal and commercial lines, represented for Mid-Atlantic customers.
• Foremost Insurance GroupcoreChannel Partner/ Reseller/ DistributorSpecialty insurance carrier represented for various property and casualty coverage needs.
• Liberty Mutual InsurancecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier represented for auto, home, and business coverage.
• The HartfordcoreChannel Partner/ Reseller/ DistributorNational insurance carrier represented for business and personal insurance solutions.
• Safeco InsuranceminorChannel Partner/ Reseller/ DistributorPart of Liberty Mutual, specialty personal insurance carrier.
• American CollectorsminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in collector vehicle coverage.
• Assurant FloodminorChannel Partner/ Reseller/ DistributorFlood insurance carrier.
• Bristol WestminorChannel Partner/ Reseller/ DistributorAuto insurance carrier.
• Cumberland Mutual InsuranceminorChannel Partner/ Reseller/ DistributorRegional mutual insurance carrier.
• Donegal Insurance GroupminorChannel Partner/ Reseller/ DistributorRegional insurance carrier operating in Mid-Atlantic states.
• Grundy InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in collector vehicles and related coverage.
• Guard Insurance CompaniesminorChannel Partner/ Reseller/ DistributorInsurance carrier represented for commercial coverage.
• Hagerty Classic InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in classic and collector vehicles.
• J.C Taylor InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier for antique and classic vehicles.
• OpenlyminorChannel Partner/ Reseller/ DistributorModern insurance carrier represented for property coverage.
• PersonalUmbrella.comminorChannel Partner/ Reseller/ DistributorSpecialty umbrella insurance carrier.
• State Workers Insurance FundminorChannel Partner/ Reseller/ DistributorPennsylvania state workers compensation insurance program.

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• Hylant Group: Hylant is a privately held, family-owned insurance brokerage offering personal and commercial coverage through multiple carrier partners, mirroring Sharpless and Sharpless's independent agency approach. Comparable in customer segments served and carrier-agnostic positioning.
• IMA Financial Group: IMA Financial Group is an independent insurance brokerage offering commercial and personal lines through carrier partnerships. Operates on the same independent agency distribution model as Sharpless and Sharpless, serving similar SMB and individual customers.
• Insurance Office of America (IOA): IOA is a large independent insurance agency providing personal, commercial, and benefits coverage through multiple carrier appointments. Shares Sharpless and Sharpless's core model of brokering insurance products from many carriers rather than underwriting them.
• AssurePartners: AssurePartners is an independent insurance agency platform built through acquisitions of family-owned agencies, similar to Sharpless and Sharpless's Krombolz-Sheets acquisition. Comparable in product breadth and roll-up growth strategy.
• Leavitt Group: Leavitt Group is a national network of independently owned insurance agencies operating on the same multi-carrier independent agency model as Sharpless and Sharpless, providing personal and commercial lines through local offices. Highly comparable in business model, distribution approach, and customer mix.

Regional players

• Frankenmuth Insurance: Frankenmuth Insurance is a regional mutual insurance carrier serving the Mid-Atlantic and Midwest through independent agents, overlapping with Sharpless and Sharpless's territory and personal/commercial product mix from the carrier side.
• Erie Insurance: Erie Insurance is a regional property and casualty insurer that distributes through captive agents in the Mid-Atlantic and Midwest, partially overlapping with Sharpless and Sharpless's footprint and customer segments from a competing distribution perspective.

Broad incumbents

• Marsh & McLennan Agency: Marsh & McLennan Agency is the middle-market arm of global brokerage Marsh, providing commercial and personal insurance through carrier partnerships. Operates the same independent-brokerage model as Sharpless and Sharpless, but at significantly greater scale and resources.
• Brown & Brown Insurance: Brown & Brown is a large publicly traded insurance brokerage and agency operating across personal, commercial, and specialty lines through multiple carrier relationships. A scaled incumbent operating the same independent-agency distribution model at much larger scale.
• USI Insurance Services: USI is a national insurance brokerage serving commercial and personal lines customers through a multi-carrier platform. Comparable in product breadth and carrier-agnostic model, but at far greater scale and geographic reach than Sharpless and Sharpless.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Sharpless-and-Sharpless-General-Insurance-186519638119692

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sharpless and Sharpless General Insurance