What Leasexpress does

Leasexpress (legal entity Lease Express Pty Ltd, ACN 098 169 665) is a Melbourne-based Australian novated leasing and salary packaging provider founded in 2001 by Peter and John Moore. The company arranges three-way novated lease agreements between an employee, their employer, and Leasexpress, bundling vehicle finance, registration, insurance, tyres, servicing, fuel or charging, and roadside assistance into a single pre-tax payroll deduction. Beyond novated leases, the product portfolio includes operating leases (delivered in partnership with FleetPartners), chattel mortgages for GST-registered commercial buyers, fleet management services, and broader salary packaging under the Xpress Salary Packaging brand, with positioning across healthcare, charity, corporate, government, and education sectors.

The company's core technology stack is a web-based novated lease calculator that produces instant weekly repayment and tax-saving estimates, paired with a member driver portal powered by Catch-e that provides 24/7 account access, transaction history, and expense tracking. Leasexpress leverages national fleet buying power across eight or more manufacturers — Tesla, BYD, Ford, Toyota, KIA, Hyundai, Jaecoo, and Zeekr — to deliver preferential vehicle pricing, with particular specialization in FBT-exempt electric vehicles. The service ecosystem extends to QBE Insurance (fleet motor), AutoGuru Fleet Services (servicing), NRMA Roadside Assistance, Shell Go Card, BP Plus, and Ampol for fuel management, with Macquarie Group providing data infrastructure.

Leasexpress operates a B2B2C sales-led go-to-market model, acquiring Australian employees earning above $65K through their employers via phone sales (1300 36 36 30), a self-service website quote calculator, and HR/payroll outreach. Revenue is generated through commissions from financiers on completed novated lease arrangements, commissions or fees from vehicle traders and manufacturers on fleet-priced purchases, insurance commissions from QBE, and service fees on fleet management engagements. The company holds a conditional Tax Agent registration with the Tax Practitioners Board (FBT, GST, Salary Packaging) under the Tax Agent Services Act 2009 and is a member of the Australian Finance Industry Association (AFIA).

Name

Leasexpress

Legal name

Lease Express Pty Ltd

Website

https://leasexpress.com.au

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Vehicle Leasing Services

NAICS

Passenger Car Leasing (532112), Automotive Equipment Rental and Leasing (5321)

SIC

Services-Auto Rental & Leasing (No Drivers) (7510), Finance Lessors (6172)

akta.pro primary industry

Consumer/Private Lease & Subscription (Personal Contract Hire) (TLABAAAC)

akta.pro secondary industries

Corporate/Enterprise Car Leasing (Closed-End/Open-End) (TLABAAAA), Used Vehicle Leasing (Pre-Owned Lease Programs) (TLABAAAG), Leasing & Lease Buyout Financing (FSAKADAC)

Keywords

• Novated leasing
• Salary packaging
• Vehicle financing
• Fleet management
• Chattel mortgage

Headquarters

HQ city

Melbourne

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Novated Lease Financing: Arranging finance for novated leases between customers and financial institutions. Receives commissions from financiers on completed lease arrangements. The three-way agreement involves the employee, employer, and Leasexpress with pre-tax salary deductions funding the lease.
2. Vehicle Purchase Arrangement: Arranging vehicle purchases at national fleet discount pricing. Receives commissions or fees from vehicle traders, manufacturers, or importers. Leverages fleet buying power to pass savings to customers.
3. Insurance Products: Arranging comprehensive motor vehicle insurance through QBE. Receives commissions from insurance products provided to novated lease customers.
4. Fleet Management Services: Ongoing fleet management services including running cost management, servicing coordination, and supplier management. Charged as service fees agreed with customers.
5. Operating Lease Partnership: Partnering with FleetPartners to deliver operating lease solutions for businesses. Leasexpress acts as primary customer contact while FleetPartners provides the underlying lease product.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Leasexpress arranges novated lease packages that bundle vehicle financing with running costs (registration, insurance, tyres, servicing, fuel/charging, and roadside assist) into a single pre-tax salary deduction through a three-way agreement between employee, employer, and Leasexpress. The company also delivers operating leases (via FleetPartners), chattel mortgages, fleet management services, and Xpress Salary Packaging for ATO-compliant employee benefits across Australia.

Product overview

Leasexpress is a novated leasing provider offering a portfolio of vehicle finance and fleet management products centered on tax-effective salary packaging. The core offering is Novated Leasing, a three-way agreement bundling vehicle finance with running costs (insurance, registration, tyres, servicing, fuel/charging, roadside assist) into a single pre-tax salary deduction. Complementary products include Operating Lease for businesses (via FleetPartners partnership), Chattel Mortgage for commercial vehicle purchases, Fleet Management services, and Xpress Salary Packaging for ATO-compliant benefit administration. An online Novated Lease Calculator supports estimation across multiple manufacturers including BYD, Ford, Hyundai, Jaecoo, KIA, Tesla, Toyota, and Zeekr. The company specializes in EV leasing with FBT exemption eligibility under the Federal Government's EV discount scheme.

Differentiator

Problem solved

Functional benefit

Products and services

• Novated Leasing A three-way agreement between employee, employer, and Leasexpress that enables vehicle financing and bundled running costs (finance, registration, insurance, tyres, servicing, fuel/charging, and roadside assist) to be paid from pre-tax salary through a single payroll-deducted payment. Available for new, used, and existing vehicles.
• Operating Lease A fully maintained vehicle rental agreement where customers pay only for vehicle use rather than ownership, with the vehicle returned at end of term. Delivered in partnership with FleetPartners, which provides the underlying operating lease product while Leasexpress acts as the primary customer contact.
• Chattel Mortgage A commercial finance arrangement for purchasing vehicles, plant, and equipment where the customer takes ownership of the vehicle while the financier holds a mortgage as security. Available for GST-registered customers with potential tax deductions and GST credits.
• Fleet Management A full fleet management solution or management-only service for businesses that own their vehicles. Includes national fleet pricing, controlled servicing, fuel management, procurement, and disposal services.
• Xpress Salary Packaging A salary packaging service enabling employees to allocate pre-tax earnings toward various expenses including vehicles, compliant with ATO guidelines. Specialized for healthcare, charities, corporate, government, and education sectors.

Quantifiable outcome

• Potential tax savings of $27,000+ over traditional car loan financing for eligible customers
• +3 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

Feature3 records

Partnerships

Ten partnerships are on record, tiered core and supporting.

• FleetPartnerscoreStrategic or Co-development PartnerOperating lease partnership providing business vehicle leasing solutions. FleetPartners supplies the underlying operating lease product while Leasexpress acts as primary customer contact throughout quote and application process. Operating Lease Calculator powered by FleetPartners.
• QBE InsurancecoreOthersFleet insurance provider for novated lease customers. Policy number AV LEASENO MVF. Provides claims handling and support via 1300 112 749. QBE Leasexpress Claim Form and policy overview documents available.
• AutoGuru Fleet ServicessupportingImplementation/ SI/ Consulting PartnerMaintenance and servicing supplier for novated lease vehicles. Provides service provider locator through merchant-finder.autoguru.com.au/leasexpress. Support line 1300 797 776.
• NRMA Roadside AssistancesupportingOthers24/7 roadside assistance provider for novated lease customers. Phone 1300 397 693. RSA benefits PDF available for member download.
• Shell (Go Card)supportingOthersFuel card provider with Shell Go Card quick reference PDF available for novated lease customers.
• BP PlussupportingOthersFuel card and payment solution provider with BP Plus App Add Card Guide available for novated lease customers.
• AmpolsupportingOthersFuel payment app provider linked through Ampol app for novated lease customer fuel management.
• Catch-ecoreTechnology or IntegrationFleet management system and driver portal provider. Used for online account management, transaction tracking, and vehicle expense reporting. Accessible at leasexpress.driver-portal.catch-e.com.
• Macquarie GroupsupportingTechnology or IntegrationData storage and processing provider. Customer data governed by Macquarie's privacy policy in addition to Leasexpress privacy obligations.
• AFIA (Australian Finance Industry Association)supportingOthersPeak body for the Australian finance industry. Leasexpress is a proud member, representing over 150 banks, non-bank lenders, fintechs, and finance companies.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• SG Fleet: One of Australia's largest fleet management and novated leasing providers, offering salary packaging, novated leases, and end-to-end fleet services to corporate and individual customers. Directly competes with Leasexpress in novated leasing and fleet management across Australia.
• Eclipx Group: Australian fleet leasing and management specialist offering novated leases, operating leases, and fleet management to corporate and individual customers. Competes with Leasexpress in both consumer and corporate fleet finance markets.
• Custom Fleet: Australian fleet leasing and management company offering novated leases, operating leases, and fleet management solutions. Directly comparable to Leasexpress in the novated lease and fleet management segments for both individuals and employers.
• Smartgroup: Leading Australian provider of salary packaging, novated leasing, and fleet management services with national employer relationships. Competes directly with Leasexpress in the employee novated lease and employer-administered salary packaging segments.
• McMillan Shakespeare (MMS): Australian listed provider of salary packaging, novated leasing, and asset management services. Directly comparable to Leasexpress in novated lease and salary packaging offerings, with particular strength in healthcare, government, and not-for-profit employer channels.
• Remunerator: Australian salary packaging and novated leasing provider focused on healthcare, charity, and education sector employees. Directly comparable to Leasexpress's Xpress Salary Packaging offering, particularly in the not-for-profit employer channel.
• FleetPartners: Major Australian operating lease and fleet management provider; also a current partner of Leasexpress for operating lease delivery. Directly comparable in the corporate/SME operating lease and fleet management segments.

Broad incumbents

• ORIX Australia: Large, established fleet leasing and vehicle management provider in Australia and New Zealand offering novated, operating, and finance leases. Overlaps with Leasexpress across novated and operating leases, but operates a much broader portfolio across commercial fleet and asset finance.

Emerging players

• Autopia: Australian novated leasing specialist focused on a streamlined, digital customer experience. Targets the same employee customer base as Leasexpress with a tech-led approach — directly comparable on product but with a younger, more digital-native brand.
• LeasePLUS: Australian novated leasing and salary packaging provider offering consumer-facing EV and ICE novated lease products. Comparable to Leasexpress in target customer and product mix, with a growing presence in the EV novated lease segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/leasexpress

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Leasexpress