What EDICourtage does

EDICourtage is a French SAS founded in 2011 that operates the de facto digital exchange infrastructure for the French insurance brokerage market. The company is jointly owned by PLANETE CSCA, the leading French broker federation, and ABT, a consortium comprising Allianz, Axa, Generali, and MMA IARD, which together represent both sides of the broker-insurer value chain. EDICourtage's purpose is to standardise and digitalise the high-volume administrative flows between brokers and the insurers and wholesale brokers they distribute for, addressing fragmentation, manual processing, and regulatory burden (DORA, DDA, RGPD, Solvabilité II, NIS2).

The company's product suite comprises four SaaS solutions: EDImessage, which unifies heterogeneous message exchange formats between insurers and brokers; EDIsignature, an electronic signature workflow tailored to brokerage circuits with NF Z42-013 compliant archiving via Docaposte; EDIconformité, a compliance collection platform fully funded by insurers and wholesale brokers that lets brokers satisfy regulatory obligations once for all companies; and EDIconnexion, a strong authentication and SSO solution launched in 2024 that aggregates access to insurer and wholesaler portals under a single credential set, with DORA-aligned multi-factor authentication. The architecture is API-first and integrates with over 20 broker management software platforms (Acturis, Bel Air, Saphir, e-Assur, Adhoc, Modulr Courtage, Veos, etc.), and critical infrastructure is hosted in France through sovereign-capable providers — EquensWorldline for messaging, Docaposte for signature/archiving, and S3NS (Thales + Google Cloud, ISO 27001 certified with SecNumCloud in progress) for the authentication layer.

EDICourtage's business model is recurring subscription revenue from insurers, wholesale brokers, and software publishers, layered with a freemium tier for individual brokers who access EDIconnexion and EDIconformité at no cost. EDIconformité's mutualised funding by insurers and grossistes is a distinctive commercial mechanism that converts insurer demand-side spend into broker distribution. The customer base is structurally three-tiered: enterprise payers (insurers and wholesale brokers, including the four owner-insurers), software publishers who embed EDICourtage into their broker platforms, and individual brokers as end-users. With a Paris-registered head office, share capital of €572,000, a team of 1–10, and no external funding disclosed, EDICourtage operates as a tightly focused, utility-style infrastructure provider for a single national vertical — French brokerage — backed by the industry's principal stakeholders.

Name

EDICourtage

Legal name

EDICourtage

Website

https://edicourtage.fr

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

1–10 employees

Short description

EDICourtage operates a market-wide digital exchange platform for the French insurance brokerage sector, unifying message exchange, e-signature, compliance, and SSO between brokers, insurers, and wholesale brokers, and is jointly owned by the leading French broker federation and the four largest insurers.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Software

NAICS

Insurance Agencies and Brokerages (52421), Software Publishers (513210)

SIC

Insurance Agents, Brokers & Service (6411), Services-Prepackaged Software (7372)

akta.pro primary industry

Customer Engagement, CRM & Agent/Broker Enablement Platforms (FSAGAGAD)

akta.pro secondary industries

Document, Workflow & Policy Servicing Automation (RPA/No-Code) (FSAGAGAK), Identity, Fraud & Insurance-Specific RegTech Platforms (FSAGAGAJ)

Keywords

• Insurance brokerage software
• EDI message exchange
• Electronic signature insurance
• Compliance automation insurance
• Identity access management

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Infrastructure, Personnel, Operations, Marketing or Sales

Revenue model

1. EDIconformité subscription (insurer/grossiste funded): EDIconformité is 100% funded by insurers and wholesale brokers, who pay to make the compliance platform available to brokers. This mutualised model distributes the cost across the market while generating recurring revenue from the insurer/grossiste subscriber base.
2. EDIconnexion subscription: EDIconnexion is offered free of charge to individual brokers (single sign-on hub) but is available via annual subscription for insurers, wholesale brokers, and software publishers. The subscription includes operational deployment, technical integration, and daily user support.
3. EDImessage and EDIsignature subscriptions: Both solutions are offered under subscription to insurers and brokers, with pricing based on the scope of the platform and integration needs. Revenue is recurring and tied to platform usage and volume of message/document exchanges.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

EDICourtage operates a cloud-based B2B exchange platform providing four SaaS solutions to the French insurance brokerage sector: EDImessage standardises message exchange formats between insurers and brokers; EDIsignature provides electronic signature with NF Z42-013 compliant archiving; EDIconformité automates mutualised compliance data collection funded by insurers and grossistes; and EDIconnexion offers strong multi-factor authentication with single sign-on to partner digital services. The platform integrates via API with over 20 broker software systems and is hosted 100% in France on sovereign infrastructure.

Product overview

EDICourtage is a platform of solutions for the insurance brokerage sector, consisting of four integrated products: EDImessage (unified EDI message exchange between insurers and brokers), EDIsignature (electronic signature for brokerage documents), EDIconformité (automated compliance collection), and EDIconnexion (strong authentication and identity management). The solutions are designed to work together to digitize brokerage operations, increase message flows, reduce costs, and ensure regulatory compliance.

Differentiator

Problem solved

Functional benefit

Brands

• EDImessage: First platform solution unifying message formats exchanged between insurers and brokers to increase message flows and reduce processing costs.
• EDIsignature
• EDIconformité
• EDIconnexion

Products and services

• EDImessage Cloud-based platform that unifies message exchange formats between insurers and brokers, standardising heterogeneous data formats and accelerating message flows to increase volume and reduce processing costs. Designed for insurers, wholesale brokers, and insurance brokerage firms in France.
• EDIsignature Electronic signature solution designed specifically for the insurance brokerage supply chain, accelerating and securing document exchange between insurance professionals and their end clients, with archiving compliant with the NF Z42-013 standard. Used by insurers, wholesale brokers, and brokers.
• EDIconformité Mutualised compliance data collection platform fully funded by insurers and wholesale brokers, automating the collection of regulatory compliance elements so that brokers can fulfil their obligations once for all insurance companies. Targets French insurance brokers, insurers, and wholesale brokers.
• EDIconnexion Strong authentication and identity management solution providing single sign-on (SSO) to all partner digital services for the insurance brokerage sector, with four authentication options (Microsoft/Google Authenticator, Windows Hello for Business/Mac OS Passkeys, MyMFA Mobile, and FIDO keys) and DORA-compliant security. Offered free of charge to individual brokers and via annual subscription to insurers, wholesale brokers, and software publishers.

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration17 records

Feature5 records

Partnerships

Six partnerships are on record, tiered flagship and core.

• PLANETE CSCAflagshipStrategic or Co-development PartnerPLANETE CSCA is the primary shareholder and founder of EDICourtage, holding a significant equity stake. PLANETE CSCA is the leading French insurance broker federation, representing broker interests across the market. It provides strategic governance, industry legitimacy, and a direct channel to the broker community.
• ABT (Allianz, Axa, Generali, MMA IARD)flagshipStrategic or Co-development PartnerABT is the consortium of four major French insurers (Allianz, Axa, Generali, MMA IARD) that co-owns EDICourtage alongside PLANETE CSCA. The insurers co-developed EDIconnexion and other solutions, and provide the primary funding for EDIconformité. They represent the demand side of the exchange platform.
• S3NS (Thales + Google Cloud)coreTechnology or IntegrationS3NS is the sovereign cloud joint venture between Thales and Google Cloud. It provides the hosting infrastructure for EDIconnexion with ISO27001 certification in France. SecNumCloud certification is in progress. This partnership ensures data sovereignty and regulatory compliance for the authentication solution.
• EquensWorldlinecoreTechnology or IntegrationEquensWorldline (B 819 173 782 RCS Pontoise) is the sub-processor responsible for the technical implementation and hosting of the EDImessage platform. EDICourtage has verified that EquensWorldline provides appropriate technical and organisational measures under GDPR.
• Docaposte (BPO and DPS)coreTechnology or IntegrationDocaposte BPO (320 217 144 RCS Créteil) handles the implementation and hosting of the EDIsignature platform, while Docaposte DPS (314 704 057 RCS Créteil) manages data archiving. Both entities are part of the La Poste group's digital subsidiary and provide NF Z42-013 compliant electronic archiving.
• Software publisher integration partnerscoreTechnology or IntegrationEDICourtage integrates its solutions into over 20 broker software platforms including Acturis, Bel Air, e-Assur, Adhoc, Modulr Courtage, Saphir, Veos, Novanet, Neo, Maia, Monassur, Excalibur, and others. These integrations enable brokers to access EDICourtage services directly from their existing management systems.

Scale indicators3 records

Recent moves10 records

Expansion highlights5 records

Broad incumbents

• TIA Technology: European insurance platform vendor with policy administration, broker portals, and digital distribution modules. Provides overlapping broker-insurer integration capabilities and competes in adjacent European insurance markets.
• Duck Creek Technologies: Established US-based insurance SaaS suite covering policy, billing, and claims for insurers. Operates one layer deeper than EDICourtage (carrier core systems) but its on-demand distribution capabilities could compete for broker-intermediation workloads in European insurers.
• Majesco: Insurance software platform serving P&C and L&AH carriers with policy, billing, claims, and distribution/insurer portals. A broader incumbent whose distribution-and-data offerings partially overlap with EDICourtage's broker-intermediation scope.
• EIS Group: Core insurance SaaS platform for life, health, and P&C carriers, including digital distribution and broker-portal capabilities. Overlaps with EDICourtage's intermediation layer at the insurer-broker interface but as part of a much broader carrier system.

Regional players

• Prima Solutions: French-headquartered insurance software vendor offering policy administration, underwriting, and broker/insurer portals. Targets the same French insurance market as EDICourtage and competes for the same enterprise IT budget, though focused on core systems rather than EDI/intermediation.
• Sopra Steria: Large French-headquartered IT services and software vendor with significant insurance-industry practice, including broker-portal and integration work. Competes for enterprise insurance IT spend and could build or acquire EDI-style capabilities.

Emerging players

• Shift Technology: Paris-headquartered AI-native insurtech focused on fraud, claims, and underwriting for insurers. Operates at a different functional layer but is a comparable French insurtech backed by major insurers and is a credible candidate to expand into broker-intermediation workflows.
• Instanda: Cloud-based insurance product, underwriting, and distribution platform. Competes with EDICourtage for the workflow, compliance, and digital-distribution layer of insurance intermediaries, with overlapping claims around no-code configuration and broker enablement.

Direct peers

• Acturis: UK-origin insurance broker management software platform widely used by French brokers (integrated with EDICourtage). Overlaps with EDICourtage's broker-side workflow and software-integration ecosystem, making it both a partner and a competitor for mind-share and feature ownership at the broker.

Others

• Docaposte (La Poste group): La Poste group's digital trust and archiving subsidiary; already a sub-processor for EDIsignature. Provides NF Z42-013 compliant e-signature and archiving infrastructure, and could evolve into a direct competitor if it extends into EDI or compliance services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/edicourtage
• LinkedInlinkedin.com/company/edicourtage

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EDICourtage