H.G. Holdam Insurance & Tax Accounting
H.G. Holdam Insurance & Tax Accounting is an independent insurance agency founded in 1991 in Greenacres, Florida, serving individuals, families, and small businesses across Florida with personal, commercial, and life insurance sourced from 20+ carrier partners, plus tax and payroll services.
- Company typePrivate
- Founded1991
- HeadquartersLake Worth, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What H.G. Holdam Insurance & Tax Accounting does
H.G. Holdam Insurance & Tax Accounting (legal entity: HG Holdam Insurance Inc) is an independent insurance agency founded in 1991 and headquartered at 3830 S Jog Rd, Greenacres, Florida. The agency serves individuals, families, and small-to-medium businesses throughout Florida, with a particular concentration in Palm Beach County communities including West Palm Beach, Wellington, Boynton Beach, and Delray Beach. It operates from a single office with 11-50 employees and distributes its services through direct in-person, phone, and online quote-request channels.
The agency's product portfolio spans personal lines (auto, homeowners, motorcycle, pet, travel, renters, and personal umbrella insurance), commercial lines (commercial property, general liability, workers' compensation), and life insurance. These products are sourced from a network of 20+ carrier partners including Progressive, Mercury, Heritage, Travelers, Farmers, National General, Citizens Property Insurance, and Florida-focused carriers such as Olympus, Slide, and Universal Property & Casualty. The agency also operates an affiliated accounting division offering tax preparation and payroll services through wearethetaxexperts.com. The technology footprint is conventional: a WordPress-based marketing website with content/blog, a secure online quote-request form, and standard support forms (file a claim, certificate request, policy change). There is no proprietary platform, no API, and no AI tooling.
The business model is commission-based: the agency earns carrier commissions on policies sold, bound, and renewed through its independent agent channel. Pricing is quote-driven, varies by individual risk and coverage, and is typically billed monthly. Customer acquisition relies on the website, referrals, repeat business, and community presence rather than paid performance marketing at scale. Long customer relationships (multiple testimonials spanning 6-17+ years) indicate a relationship-driven retention model.
H.G. Holdam Insurance & Tax Accounting firmographics
Firmographics- Name
- H.G. Holdam Insurance & Tax Accounting
- Legal name
- HG Holdam Insurance Inc
- Website
- https://shopforthebestrate.com
- Company type
- Private
- Founded year
- 1991
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- H.G. Holdam Insurance & Tax Accounting is an independent insurance agency founded in 1991 in Greenacres, Florida, serving individuals, families, and small businesses across Florida with personal, commercial, and life insurance sourced from 20+ carrier partners, plus tax and payroll services.
- Ownership category
- akta.pro rank
H.G. Holdam Insurance & Tax Accounting industry classification
Industry- Product category
- Independent Insurance Agency Services
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- General Liability Insurance (FSAJAMAE)
- akta.pro secondary industries
- Umbrella Insurance (FSAJAMAK), Travel & Accident (Non-Life) Insurance (FSAJAMAN)
Keywords
Where H.G. Holdam Insurance & Tax Accounting is headquartered
LocationHeadquarters
- HQ city
- Lake Worth
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
H.G. Holdam Insurance & Tax Accounting business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commission Revenue: H.G. Holdam Insurance Inc operates as an independent insurance agency that earns commissions from insurance carriers when policies are sold, bound, and renewed. As an independent agent, they represent multiple insurance companies and receive commission payments based on the premiums collected from customers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Custom insurance quotes based on individual customer needs |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
H.G. Holdam Insurance & Tax Accounting product offering
Product offeringCore offering
Independent multi-carrier insurance agency distributing personal lines (auto, home, motorcycle, pet, travel, renters, umbrella) and commercial lines (commercial property, general liability, workers' compensation, commercial auto), life insurance, alongside tax accounting and payroll services. Operates as HG Holdam Insurance Inc., founded 1991 in Greenacres, Florida, representing 15+ carriers including National General, Progressive, Mercury, and Heritage.
Product overview
H.G. Holdam Insurance Inc is an independent insurance agency offering a portfolio of personal, business, and life insurance products alongside tax and payroll services. The agency operates as a broker representing multiple insurance carriers, providing personalized insurance solutions across: personal lines (auto, homeowners, motorcycle, pet, travel, renters, and umbrella insurance); commercial lines (commercial property, general liability, and workers' compensation); and life insurance. The agency also provides ancillary tax preparation and payroll processing services. The product offering is a service-based insurance agency model, not a unified software platform, with each insurance product sourced from carrier partners.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Auto Insurance
- Homeowners Insurance
- Motorcycle Insurance
- Pet Insurance
- Travel Insurance
- Renters Insurance
- Personal Umbrella Insurance
- Commercial Property Insurance
- General Liability Insurance
- Workers' Compensation Insurance
- Commercial Auto Insurance
- Life Insurance
- Tax Services
- Payroll Services
Quantifiable outcome
- Commercial auto policy cost reduction of up to 50% compared to previous coverage
- +1 more outcomes
Companies that use H.G. Holdam Insurance & Tax Accounting
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles2 records
H.G. Holdam Insurance & Tax Accounting technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
H.G. Holdam Insurance & Tax Accounting partnerships and signals
Strategic signalPartnerships
21 partnerships are on record, tiered core and minor.
- National General Accident & HealthcoreNational insurance carrier partnered with H.G. Holdam to provide accident and health insurance products to customers through the independent agency channel.
- Monarch National Insurance CompanycoreRegional insurance carrier providing specialized coverage options through H.G. Holdam's independent agency network.
- The Progressive CorporationcoreMajor national insurance carrier offering auto and commercial insurance products through H.G. Holdam as an independent agent.
- Mercury InsurancecoreNational insurance carrier providing auto and home insurance options through the independent agency channel.
- Heritage InsurancecoreRegional property insurance carrier offering homeowners coverage through H.G. Holdam's Florida market presence.
- Guard Insurance GroupcoreInsurance carrier providing commercial and personal insurance products through independent agents.
- Hull and CompanycoreInsurance carrier offering specialized coverage options through the independent agency distribution channel.
- Olympus Insurance CompanycoreRegional insurance carrier providing property and casualty coverage through independent agents in Florida.
- Wright FloodcoreSpecialized flood insurance carrier partnered with H.G. Holdam to provide coverage options in Florida market.
- Slide InsurancecoreFlorida-focused insurance carrier providing property coverage through independent agents.
- Progressive CommercialcoreCommercial insurance division of Progressive offering business coverage through independent agents.
- TapcominorInsurance carrier providing specialty coverage products through independent distribution.
- RT SpecialtyminorSpecialty insurance provider offering complex coverage solutions through independent agents.
- Foremost AutocoreSpecialty auto insurance carrier offering coverage through independent agency channel.
- Peoples TrustcoreProperty insurance carrier providing homeowners coverage through independent agents.
- Viking Insurance (Sentry)coreProperty and casualty insurance carrier offering coverage through independent agents.
- Universal Property & CasualtycoreFlorida-focused property insurance carrier providing coverage through independent agents.
- The Travelers Indemnity CompanycoreMajor national insurance carrier offering comprehensive coverage through independent agents.
- Farmers InsurancecoreNational insurance carrier offering auto, home, and business coverage through independent distribution.
- Citizens Property InsurancecoreFlorida state-sponsored property insurance insurer providing coverage through independent agents, particularly important for high-risk coastal properties.
- MacNeill GroupcoreInsurance carrier group offering multiple product lines through independent agents.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
H.G. Holdam Insurance & Tax Accounting competitors and assessment
Company assessmentBroad incumbents
- Brown & Brown Insurance: Large national insurance brokerage headquartered in Florida. Operates a captive + independent hybrid model serving similar personal and commercial lines; highly comparable distribution model though at vastly greater scale.
- Arthur J. Gallagher & Co. Global insurance brokerage with strong retail operations across the U.S. Targets the same mid-market and SMB commercial accounts that HG Holdam serves, with broader carrier access.
- HUB International: North American insurance brokerage with significant Florida presence. Competes for the same SMB commercial accounts and personal lines customers through a multi-carrier independent agency model.
- Marsh McLennan Agency: National insurance brokerage with extensive commercial lines capabilities. Competes for mid-market Florida businesses needing commercial property, GL, and workers' comp placement.
Regional players
- Bankers Insurance Group: Florida-headquartered regional carrier writing personal and commercial property/casualty coverage through independent agents. Operates in the same regional market with overlapping carrier relationships.
- Frankenmuth Insurance: Regional carrier with independent agent distribution model in the Midwest/Southeast U.S. Comparable in product breadth (personal, commercial, specialty) and reliance on independent agency channel.
Direct peers
- State Farm Insurance: Largest U.S. personal lines carrier with captive agents competing for the same Florida auto and home customers, including in Palm Beach County.
- Allstate Insurance (captive agency): Captive insurance agency model competing for the same auto and homeowners customers in Florida. Differs by being single-carrier, but directly competes for the same household insurance budget.
Others
- InsuranceCanopy: Specialty online broker for small commercial insurance. Adjacent comparison point for SMB digital acquisition of commercial lines that traditional agencies like HG Holdam compete against.
Emerging players
- Lemonade: Direct-to-consumer insurtech offering homeowners and renters insurance with digital-first experience. Competes for the same Florida personal lines customers, particularly younger demographics.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
H.G. Holdam Insurance & Tax Accounting social profiles
Digital presenceH.G. Holdam Insurance & Tax Accounting financial estimates
Financial estimateRevenue estimate
Valuation estimate
H.G. Holdam Insurance & Tax Accounting leadership team
Management profileNumber of profiles
Profiles1 record
H.G. Holdam Insurance & Tax Accounting funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
H.G. Holdam Insurance & Tax Accounting M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about H.G. Holdam Insurance & Tax Accounting
What does H.G. Holdam Insurance & Tax Accounting do?
Independent multi-carrier insurance agency distributing personal lines (auto, home, motorcycle, pet, travel, renters, umbrella) and commercial lines (commercial property, general liability, workers' compensation, commercial auto), life insurance, alongside tax accounting and payroll services. Operates as HG Holdam Insurance Inc., founded 1991 in Greenacres, Florida, representing 15+ carriers including National General, Progressive, Mercury, and Heritage.
Is H.G. Holdam Insurance & Tax Accounting a public or private company?
H.G. Holdam Insurance & Tax Accounting is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was H.G. Holdam Insurance & Tax Accounting founded?
H.G. Holdam Insurance & Tax Accounting was founded in 1991. It employs 11 to 50 people.
Where is H.G. Holdam Insurance & Tax Accounting based?
H.G. Holdam Insurance & Tax Accounting is headquartered in Lake Worth, United States, in the North America region.
How does H.G. Holdam Insurance & Tax Accounting make money?
One revenue line is on record: insurance Commission Revenue.
Who are H.G. Holdam Insurance & Tax Accounting's main competitors?
Broad incumbents on record are Brown & Brown Insurance, Arthur J. Gallagher & Co., HUB International and Marsh McLennan Agency. Regional players are Bankers Insurance Group and Frankenmuth Insurance. Direct peers are State Farm Insurance and Allstate Insurance (captive agency). InsuranceCanopy is listed as an others. Lemonade is listed as an emerging player.
Does H.G. Holdam Insurance & Tax Accounting have an API?
No public API is recorded for H.G. Holdam Insurance & Tax Accounting.
What industry is H.G. Holdam Insurance & Tax Accounting in?
H.G. Holdam Insurance & Tax Accounting's product category is Independent Insurance Agency Services. Its primary akta.pro industry code is FSAJAMAE, General Liability Insurance, with a secondary code of FSAJAMAK, Umbrella Insurance. Its NAICS code is 5242 and its SIC code is 6411.