Dornbusch Insurance
Dornbusch Insurance Agency is a privately held, family-owned independent insurance brokerage in Ft. Mitchell, Kentucky, representing 20+ carriers to provide personal, commercial, life, health, Medicare, and retirement insurance products to individuals, families, and small businesses across Northern Kentucky.
- Company typePrivate
- Founded1961
- HeadquartersFt Mitchell, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Dornbusch Insurance does
Dornbusch Insurance Agency (legal name E.N. Dornbusch Insurance) is a privately held, family-owned independent insurance agency founded in 1961 and headquartered at 211 Grandview Drive, Suite 207, Ft. Mitchell, Kentucky. The agency operates as a multi-carrier brokerage, representing 20+ insurance companies including AIG, Progressive, Safeco, The Hartford, United Healthcare, Anthem Blue Cross Blue Shield, Cigna, Lincoln Financial Group, Protective, Transamerica, Liberty Mutual, Auto-Owners, Erie, KEMI, Scottsdale, Kemper, Travelers, CNA, Alfa, and ClearPath. This independent structure allows the agency to shop coverage across multiple top-rated carriers on behalf of clients rather than being captive to a single insurer.
The agency offers a comprehensive product portfolio spanning personal lines (homeowners, auto, recreational vehicles), commercial lines (business owners packages, commercial auto, workers compensation, industry-specific coverage), life insurance (term, whole, universal, burial/final expense), health insurance (individual, group, employer-sponsored), Medicare plans (Parts A, B, D, Advantage, Medigap), long-term care, disability coverage, and annuity/retirement products. Complementary services include financial planning, estate planning, and tax advisory resources. Distribution is primarily direct-to-consumer via the agency's website (quote forms, educational content), phone, email, and walk-in service at the Ft. Mitchell office, serving clients across the Northern Kentucky region.
The business model is commission-based: the agency earns commissions from carriers on policies written and renewed, and receives ongoing renewal commissions on in-force coverage. Pricing is determined by underlying carriers based on individual risk assessment, and the agency offers free quotes across all product lines. Leadership consists of co-owners Cindy Dornbusch Berens (President) and Doug Dornbusch (Vice President), with Wally Starosciak serving as a Producer. There is no external investment, parent company, or PE ownership indicated; the business operates as a self-sustaining regional brokerage with 11-50 employees.
Dornbusch Insurance firmographics
Firmographics- Name
- Dornbusch Insurance
- Legal name
- E.N. Dornbusch Insurance
- Website
- https://dornbuschinsurance.com
- Company type
- Private
- Founded year
- 1961
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Dornbusch Insurance Agency is a privately held, family-owned independent insurance brokerage in Ft. Mitchell, Kentucky, representing 20+ carriers to provide personal, commercial, life, health, Medicare, and retirement insurance products to individuals, families, and small businesses across Northern Kentucky.
- Ownership category
- akta.pro rank
Dornbusch Insurance industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)
- akta.pro secondary industries
- Traditional Long-Term Care (LTC) Insurance (FSAIAJAA), Small Group Health Insurance (2–50/100) (FSAIAFAD), Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)
Keywords
Where Dornbusch Insurance is headquartered
LocationHeadquarters
- HQ city
- Ft Mitchell
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Dornbusch Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure
Revenue model
- Insurance Commissions: Generates revenue through commissions paid by insurance carriers for policies sold and renewed. As an independent agency representing multiple insurance companies (AIG, Progressive, Safeco, The Hartford, United Healthcare, Anthem Blue Cross Blue Shield, Cigna, Lincoln Financial, Protective, Transamerica, Alfa, CNA, Liberty Mutual, Auto-Owners, ClearPath, Erie, KEMI, Scottsdale, Kemper, Travelers), they earn commissions on each policy written and typically receive renewal commissions on ongoing coverage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Free quote service for all insurance products |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Dornbusch Insurance product offering
Product offeringCore offering
Dornbusch Insurance is an independent insurance agency that represents 20+ major insurance carriers to shop coverage on behalf of clients. It offers a broad portfolio of personal and commercial insurance products including auto, home, recreational vehicles, business owners, life, health, Medicare, long-term care, disability, and annuity/retirement plans. The agency also provides complementary financial planning, estate planning, and tax advisory services through its Fort Mitchell, Kentucky office.
Product overview
Dornbusch Insurance is an independent insurance agency offering a comprehensive portfolio of insurance and financial products. The agency operates as a product distribution platform offering multiple insurance lines including homeowners, auto, recreational vehicles, business owners, life, health, Medicare, long-term care, disability, and annuity/retirement products. Services are accessed through dedicated quote request forms for each product category. The agency provides complementary financial planning, estate planning, and tax center services, plus a client services portal for claims submission and policy management. As an independent agency, they represent multiple insurance carriers rather than a single provider.
Differentiator
Problem solved
Functional benefit
Products and services
- Homeowners Insurance
- Auto Insurance
- Recreational Vehicle Insurance
- Business Owners Insurance
- Life Insurance
- Health Insurance
- Medicare Plans
- Long-Term Care Insurance
- Disability Coverage
- Annuity and Retirement Plans
- Financial Vision Services
Companies that use Dornbusch Insurance
Customer profileSegments7 records
Ideal customer profiles2 records
Dornbusch Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Dornbusch Insurance partnerships and signals
Strategic signalPartnerships
20 partnerships are on record, tiered core.
- AIGcoreInsurance carrier represented by Dornbusch Insurance Agency. AIG provides property and casualty insurance products through the independent agency channel.
- ProgressivecoreInsurance carrier represented by Dornbusch Insurance Agency. Progressive provides auto and property insurance products.
- SafecocoreInsurance carrier represented by Dornbusch Insurance Agency. Safeco provides auto, home, and related insurance products.
- The HartfordcoreInsurance carrier represented by Dornbusch Insurance Agency. The Hartford provides auto, home, and business insurance products.
- United HealthcarecoreInsurance carrier represented by Dornbusch Insurance Agency. United Healthcare provides health insurance products including Medicare Advantage plans.
- Anthem Blue Cross Blue ShieldcoreInsurance carrier represented by Dornbusch Insurance Agency. Anthem provides health insurance products including Medicare and individual health plans.
- CignacoreInsurance carrier represented by Dornbusch Insurance Agency. Cigna provides health insurance products.
- Lincoln Financial GroupcoreInsurance carrier represented by Dornbusch Insurance Agency. Lincoln Financial provides life insurance and annuity products.
- Protective LifecoreInsurance carrier represented by Dornbusch Insurance Agency. Protective Life provides life insurance products.
- TransamericacoreInsurance carrier represented by Dornbusch Insurance Agency. Transamerica provides life insurance and annuity products.
- Liberty MutualcoreInsurance carrier represented by Dornbusch Insurance Agency. Liberty Mutual provides auto, home, and business insurance products.
- TravelerscoreInsurance carrier represented by Dornbusch Insurance Agency. Travelers provides property and casualty insurance products.
- Auto-Owners InsurancecoreInsurance carrier represented by Dornbusch Insurance Agency. Auto-Owners provides auto, home, and property insurance products.
- KempercoreInsurance carrier represented by Dornbusch Insurance Agency. Kemper provides auto and specialty insurance products.
- CNAcoreInsurance carrier represented by Dornbusch Insurance Agency. CNA provides commercial insurance products for businesses.
- Alfa InsurancecoreInsurance carrier represented by Dornbusch Insurance Agency. Alfa provides auto and property insurance products primarily in the Southeast.
- Erie InsurancecoreInsurance carrier represented by Dornbusch Insurance Agency. Erie Insurance provides auto, home, and business insurance products.
- KEMI (Kentucky Employers' Mutual)coreInsurance carrier represented by Dornbusch Insurance Agency. KEMI provides workers' compensation insurance in Kentucky.
- Scottsdale InsurancecoreInsurance carrier represented by Dornbusch Insurance Agency. Scottsdale Insurance provides specialty insurance products including E&S lines.
- ClearPathcoreInsurance carrier represented by Dornbusch Insurance Agency. ClearPath provides insurance products.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Dornbusch Insurance competitors and assessment
Company assessmentRegional players
- Erie Insurance: Mid-Atlantic/Midwest P&C carrier with strong captive agency presence in Kentucky markets — both a carrier appointment for Dornbusch and a competing distribution channel via its own exclusive agents in the same geography.
- Gibson Insurance Agency: Independent insurance agency with multi-state Midwest presence offering personal and commercial lines through carrier appointments — comparable independent agency distribution model with similar product breadth but broader geographic footprint.
Broad incumbents
- Brown & Brown Insurance: Large publicly traded insurance brokerage with national footprint across personal and commercial lines — comparable distribution and brokerage model but at materially larger scale and broader geographic reach.
- State Farm (Captive Agents): Largest U.S. personal lines insurer operating through captive exclusive-agent distribution in Kentucky — competes head-to-head with Dornbusch for auto, home, and life buyers but limited to a single carrier's product set.
- Hilb Group: National insurance brokerage platform operating across commercial and personal lines — represents the roll-up/scale end of the independent agency channel where Dornbusch could be acquired or could compete against.
- Allstate (Captive Agents): Major national P&C carrier with captive agent distribution competing for the same household auto and home insurance buyers — represents the single-carrier alternative to Dornbusch's multi-carrier independent model.
Direct peers
- Houchens Insurance Group: Multi-line independent insurance agency based in Kentucky offering personal, commercial, life, and health products through multiple carriers — directly comparable independent brokerage model serving overlapping regional customers.
- Paul Davis Insurance Agency: Independent insurance agency offering personal, commercial, life, and health coverage across multiple carriers — comparable multi-line independent brokerage with similar commission-driven revenue model and client advisory positioning.
- The Buckner Company: Kentucky-based independent insurance agency offering multi-line personal and commercial coverage through multiple carrier appointments — directly comparable independent agency model serving overlapping Kentucky markets with similar multi-line product mix.
Emerging players
- AssureMax Insurance Partners: Independent insurance agency cluster group providing carriers, technology, and back-office support to member agencies — represents the agency-network/channel-partner model relevant to Dornbusch's growth and service-supply options.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Dornbusch Insurance social profiles
Digital presenceDornbusch Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Dornbusch Insurance leadership team
Management profileNumber of profiles
Profiles3 records
Dornbusch Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Dornbusch Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Dornbusch Insurance
What does Dornbusch Insurance do?
Dornbusch Insurance is an independent insurance agency that represents 20+ major insurance carriers to shop coverage on behalf of clients. It offers a broad portfolio of personal and commercial insurance products including auto, home, recreational vehicles, business owners, life, health, Medicare, long-term care, disability, and annuity/retirement plans. The agency also provides complementary financial planning, estate planning, and tax advisory services through its Fort Mitchell, Kentucky office.
Is Dornbusch Insurance a public or private company?
Dornbusch Insurance is a private company. It is classified as family owned and is currently operating.
When was Dornbusch Insurance founded?
Dornbusch Insurance was founded in 1961. It employs 11 to 50 people.
Where is Dornbusch Insurance based?
Dornbusch Insurance is headquartered in Ft Mitchell, United States, in the North America region.
How does Dornbusch Insurance make money?
One revenue line is on record: insurance Commissions.
Who are Dornbusch Insurance's main competitors?
Regional players on record are Erie Insurance and Gibson Insurance Agency. Broad incumbents are Brown & Brown Insurance, State Farm (Captive Agents), Hilb Group and Allstate (Captive Agents). Direct peers are Houchens Insurance Group, Paul Davis Insurance Agency and The Buckner Company. AssureMax Insurance Partners is listed as an emerging player.
Does Dornbusch Insurance have an API?
No public API is recorded for Dornbusch Insurance.
What industry is Dornbusch Insurance in?
Dornbusch Insurance's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAIAGAH, Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs), with a secondary code of FSAIAJAA, Traditional Long-Term Care (LTC) Insurance. Its NAICS code is 524210 and its SIC code is 6411.