Dillingham Jones and Cissel

What Dillingham Jones and Cissel does

Dillingham Jones and Cissel, Inc. is an independently owned insurance agency headquartered in Ogdensburg, New York, founded in 1886 and operating continuously for over 135 years. The firm operates as an independent insurance agency, meaning it represents multiple insurance carriers rather than being captive to a single insurer. Its carrier network spans 25+ providers including Travelers, Zurich, Chubb, Allstate, Liberty Mutual, Progressive, Hartford, CNA, Farmers, MetLife, and Prudential, enabling the agency to shop and compare quotes across carriers on behalf of clients. The company runs a second office in Yorkville, New York, and holds insurance licenses across ten states (New York, Connecticut, Delaware, Florida, Massachusetts, Maine, Pennsylvania, Rhode Island, Texas, and Washington).

The agency sells a broad catalog of over 60 personal and commercial insurance products through a sales-led go-to-market combining phone consultations, in-person meetings, and online quote request forms. Personal offerings span auto, homeowners, renters, condo, flood, earthquake, life, health, disability, dental, vision, annuities, long-term care, Medicare supplements, pet insurance, umbrella, and specialty recreational and high-net-worth coverages. Commercial offerings include business owners policies, general liability, commercial property and auto, workers compensation, professional liability, cyber liability, directors and officers, EPLI, employee benefits, and over 30 industry-specific programs (restaurant, church, contractors, agribusiness, farm & ranch, hotel/motel, retail, jewelers, auto dealers, trucking, limo, self-storage, outdoor recreation, and others).

The business model is commission-based: the agency earns carrier commissions on policies placed and renewed, characterized in the source data as subscription-recurring in nature given policy renewal economics. Distribution is primarily direct via phone and in-person, supplemented by a digital presence (website, blog, and six social media channels). Technology is limited to standard agency operations and online quote request systems (secureformsolutions.com); there is no proprietary platform, mobile app, or disclosed AI capability. The firm is privately held with no disclosed funding rounds, parent company, or institutional ownership.

Name

Dillingham Jones and Cissel

Legal name

Dillingham Jones and Cissel, Inc.

Website

https://djcins.com

Company type

Private

Founded year

1886

Operating status

Operating

Short description

Dillingham Jones and Cissel is an independently owned insurance agency founded in 1886 in Ogdensburg, NY, representing 25+ carriers to provide personal, commercial, life, and health insurance to individuals, families, and businesses across New York and nine other states.

Ownership category

akta.pro rank

Headquarters

HQ city

Ogdensburg

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Commission Revenue: As an independent insurance agency, Dillingham Jones and Cissel earns commissions from insurance carriers when policies are placed and renewed. They represent multiple insurance companies to provide clients with competitive quotes and coverage options.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Dillingham Jones and Cissel is an independent insurance agency established in 1886 that represents multiple insurance carriers to provide personal, commercial, life, and health insurance coverage. The agency places and renews policies on behalf of carriers such as Travelers, Zurich, Allstate, Chubb, Hartford, Liberty Mutual, Progressive, CNA, and Utica National, offering clients comparative quoting across carriers. Services are delivered through offices in Ogdensburg and Yorkville, New York, supported by phone-based, in-person, and online quote-request channels.

Product overview

Dillingham Jones and Cissel is an independent insurance agency established in 1886, offering a comprehensive portfolio of insurance products through multiple carrier partnerships. The agency operates as a general insurance agency with two primary product lines: Personal Insurance (covering auto, home, health, life, disability, vision, dental, annuities, long-term care, Medicare supplements, recreational vehicles, and specialty coverages like jewelry and pet insurance) and Business Insurance (covering commercial property, general liability, workers compensation, professional liability, cyber liability, commercial auto, employee benefits, and industry-specific coverages for restaurants, churches, contractors, hotels, retailers, and more). The agency is licensed across ten states including New York, Connecticut, Delaware, Florida, Massachusetts, Maine, Pennsylvania, Rhode Island, Texas, and Washington.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

25 partnerships are on record, tiered core and minor.

• TravelerscoreChannel Partner/ Reseller/ DistributorTravelers insurance company offering personal and commercial insurance products. Dillingham Jones and Cissel represents Travelers to provide quotes to clients.
• ZurichcoreChannel Partner/ Reseller/ DistributorZurich insurance company providing commercial and personal insurance coverage. Dillingham Jones and Cissel represents Zurich for client coverage needs.
• RLIminorChannel Partner/ Reseller/ DistributorRLI insurance company offering specialty insurance products.
• Philadelphia ContributionshipminorChannel Partner/ Reseller/ DistributorPhiladelphia Contributionship insurance company represented by the agency.
• Hull & CompanyminorChannel Partner/ Reseller/ DistributorHull & Company insurance provider represented by the agency.
• Utica FirstminorChannel Partner/ Reseller/ DistributorUtica First insurance company offering personal and commercial coverage.
• NYCM InsuranceminorChannel Partner/ Reseller/ DistributorNYCM Insurance provider represented by the agency.
• PrudentialminorChannel Partner/ Reseller/ DistributorPrudential insurance company offering life and other insurance products.
• PhiladelphiaminorChannel Partner/ Reseller/ DistributorPhiladelphia insurance company represented by the agency.
• MarkelminorChannel Partner/ Reseller/ DistributorMarkel insurance company offering specialty insurance coverage.
• CNA SuretyminorChannel Partner/ Reseller/ DistributorCNA Surety bond and specialty insurance products.
• FarmerscoreChannel Partner/ Reseller/ DistributorFarmers Insurance company offering personal and commercial insurance products.
• MetLifeminorChannel Partner/ Reseller/ DistributorMetLife insurance company offering employee benefits and other coverage.
• CNAcoreChannel Partner/ Reseller/ DistributorCNA commercial and specialty insurance company.
• Utica National Insurance GroupcoreChannel Partner/ Reseller/ DistributorUtica National Insurance Group providing commercial and personal insurance.
• North Country Insurance CompanyminorChannel Partner/ Reseller/ DistributorRegional insurance company serving the North Country area.
• SafecominorChannel Partner/ Reseller/ DistributorSafeco insurance company offering personal insurance products.
• AllstatecoreChannel Partner/ Reseller/ DistributorAllstate insurance company offering personal and commercial coverage.
• American ModernminorChannel Partner/ Reseller/ DistributorAmerican Modern specialty insurance company.
• ChubbcoreChannel Partner/ Reseller/ DistributorChubb insurance company offering commercial and personal insurance including high-net-worth coverage.
• ForemostminorChannel Partner/ Reseller/ DistributorForemost insurance company offering specialty coverage.
• HartfordcoreChannel Partner/ Reseller/ DistributorHartford insurance company offering commercial and employee benefits coverage.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorLiberty Mutual insurance company offering personal and commercial insurance.
• National GeneralminorChannel Partner/ Reseller/ DistributorNational General insurance company offering personal insurance products.
• ProgressivecoreChannel Partner/ Reseller/ DistributorProgressive insurance company offering auto and other personal insurance products.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Brown & Brown, Inc. Publicly traded insurance brokerage that built its scale through roll-ups of independent agencies placing personal and commercial property/casualty and employee benefits coverage. Mirrors DJ&C's multi-carrier independent agency model at vastly greater scale, and represents the most natural strategic acquirer or comparability benchmark.
• Acrisure: One of the largest independent insurance brokers in the US, built by acquiring independent agencies and placing P&C, life, and benefits for individuals and businesses. Highly comparable business model — multi-carrier independent agency representation with a broad product mix — and the leading roll-up acquirer of NY-headquartered agencies.
• Hub International: Private insurance brokerage serving commercial, personal, life, and benefits clients across North America via the same multi-carrier agency model DJ&C uses. Closely analogous product breadth (personal/commercial plus employee benefits) and active acquirer of middle-market independent agencies.
• World Insurance Associates: Publicly traded insurance brokerage that has scaled by acquiring independent personal-lines and commercial-lines agencies, including those in the Northeast. Directly comparable operating model and a likely strategic buyer for a multi-state NY-licensed independent agency.
• PCF Insurance Services: Aggressive acquisitive insurance brokerage focused on commercial P&C, personal lines, and employee benefits placements. Mirrors DJ&C's carrier-representation approach and product mix at a faster-growing, private-equity-backed scale.
• Higginbotham: Private, partner-led insurance brokerage placing commercial, personal, and employee benefits coverage across multiple carrier partners from offices throughout the South and Midwest. Closely analogous operating model to DJ&C's independent-agency, multi-carrier, multi-line approach.
• RPS (Risk Placement Services): Specialty insurance brokerage and wholesale provider placing commercial, personal, and specialty lines through carrier relationships. Highly comparable business model for a smaller independent agency focused on niche commercial and specialty products (cyber, D&O, contractors, hospitality).
• Burns & Wilcox: Specialty wholesale insurance brokerage placing personal and commercial specialty coverages (high-net-worth, contractors, restaurants, hospitality) through carrier relationships. Highly relevant given DJ&C's specialty commercial and high-net-worth personal product focus.

Broad incumbents

• Arthur J. Gallagher & Co. One of the largest global insurance brokerages offering retail placement of commercial, personal, life, and benefits insurance. Operates in the same industry and placement model as DJ&C but at vastly greater scale, with a much broader geographic and product footprint.
• Marsh McLennan: Largest global insurance brokerage and risk-management firm, with retail placement of commercial, personal, and specialty coverages through multi-carrier relationships. Competes with DJ&C for the same end-customers but operates at global scale with far deeper resources.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/JonesCissel
• Facebookfacebook.com/DJCInsurance
• LinkedInlinkedin.com/company/dillingham-jones-and-cissel-inc
• Instagraminstagram.com/dillingham_jones_and_cissel
• Pinterestpinterest.com/dcjins

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dillingham Jones and Cissel