Lyzi
Lyzi is a Paris-based fintech that provides a single API aggregating 300+ cryptocurrencies and 500+ wallets for merchants, PSPs, banks, and NGOs across Europe, settling crypto payments as fiat within 24-48 hours while absorbing volatility risk.
- Company typePrivate
- Founded2019
- HeadquartersParis, France
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Lyzi does
Lyzi (legally SAS Proofeo) is a Paris-based fintech founded in 2019 that operates a cryptocurrency and stablecoin payment orchestration platform for merchants, payment service providers (PSPs), banks, and NGOs. The company aggregates more than 300 cryptocurrencies, 500+ wallets, and major exchanges (Binance Pay, Coinbase, Crypto.com, Kraken, KuCoin, Bitpanda, WhiteBIT) and self-custody wallets (MetaMask, Ledger, Phantom, Rabby) behind a single universal API, enabling merchants to accept crypto payments while Lyzi absorbs volatility risk and settles in fiat (EUR, USD, CHF) to merchant bank accounts within 24-48 hours. Lyzi is registered as an ACPR payment agent in France and as a VASP in the EU, and reports connectivity to over 1 million POS terminals through pre-built integrations with terminal manufacturers and acquirers including Ingenico, PAX, Sunmi, Nepting, Yavin, Verifone, Landi, and NewLand.
The product surface is organized into six vertical-specific modules — Retailers, E-Commerce, Luxury Brands, PSPs & Banks, Independent Merchants, and NGO/Association Donations — supplemented by a Merchant Console dashboard, a Soft POS mobile app, an iFrame donation module, and the 2024-acquired Gardenlab loyalty and rewards product. Distribution combines direct API/SDK sales, white-label OEM deployments to PSPs and banks, e-commerce plugins for WooCommerce, PrestaShop, Shopify, WShop, and Easy2Play, and app-store listings on terminal manufacturer marketplaces.
Lyzi monetizes via transaction processing fees of approximately 0.5% — roughly a quarter of typical alternative-payment-method fees (~2%) — plus potential conversion-margin spreads on fiat reversion. Named customers span luxury retail (Printemps, Chopard, S.T. Dupont, Maison Montagut), automotive (Porsche Montpellier, LG Automobiles, Excel Car), hospitality and restaurants (Marriott, DB Group's Palm Beach/La Guérite/La Petite Maison, Le Hangar Bordelais), NGOs (Médecins Sans Frontières, Médecins du Monde, CCFD-Terre Solidaire, Planète Enfants & Développement), and government (Ville de Talence). The company has raised approximately $2.27M across three rounds from 2022 to 2025 (most recently a $1.43M round in April 2025 from NYX Ventures and Tezos Foundation) and operates with a 1-10 person team.
Lyzi firmographics
Firmographics- Name
- Lyzi
- Legal name
- SAS Proofeo
- Website
- https://lyzi.io
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Lyzi is a Paris-based fintech that provides a single API aggregating 300+ cryptocurrencies and 500+ wallets for merchants, PSPs, banks, and NGOs across Europe, settling crypto payments as fiat within 24-48 hours while absorbing volatility risk.
- Ownership category
- akta.pro rank
Lyzi industry classification
Industry- Product category
- Cryptocurrency Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Merchant Acquirers & PSPs (Payment Service Providers) (FSADAIAB)
- akta.pro secondary industries
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Payment Orchestration, Routing & Smart Transaction Management (Crypto) (FSADAIAJ), Settlement, Reconciliation & Merchant Treasury Tools (Crypto) (FSADAIAK), On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE)
Keywords
Where Lyzi is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Lyzi business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Transaction Processing Fees: Lyzi charges merchants a commission for processing cryptocurrency and stablecoin payments. This commission covers the payment infrastructure, multi-wallet orchestration, regulatory compliance, and fiat settlement services.
- Currency Conversion Margin: When conversion services are utilized (such as converting to local currency or between digital assets), a spread or conversion fee may be applied according to the payment solution chosen.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard merchant processing |
Go-to-market motion2 records
Distribution channels6 records
Marketing channels10 records
Lyzi product offering
Product offeringCore offering
Lyzi provides a cryptocurrency and stablecoin payment infrastructure that enables merchants, e-commerce platforms, PSPs, and banks to accept 300+ cryptocurrencies via a single universal API. The platform orchestrates multiple crypto exchanges (Binance Pay, Coinbase, Crypto.com, Kraken, KuCoin, Bitpanda, WhiteBIT) and self-custody wallets (MetaMask, Ledger, Phantom, Rabby) into one payment rail, automatically converting crypto to fiat (EUR, USD, CHF) and settling to merchant bank accounts within 24-48 hours. Lyzi absorbs volatility risk so merchants receive the exact fiat amount expected, and offers white-label and OEM-embedded deployment across more than 1 million connected POS terminals.
Product overview
Lyzi offers a unified cryptocurrency and stablecoin payment platform designed for merchants, e-commerce businesses, PSPs, banks, and NGOs. The core Lyzi Crypto Payment Platform serves as the central infrastructure with four main product modules addressing different market segments: the Retailers Solution for physical retail, the Luxury Brands Solution for premium retailers, the E-Commerce Solution for online merchants, the PSP & Banks Solution for institutional partners, the Independent Merchants Solution for small businesses, and the NGO & Associations Donation Solution for charitable organizations. The platform connects to over 1 million point-of-sale terminals through integrations with major terminal manufacturers (Ingenico, PAX, Sunmi) and processes 300+ cryptocurrencies with instant fiat currency conversion. Additional components include the Merchant Console for transaction management and the Soft POS mobile application, while the acquired GardenLab brand provides loyalty and rewards capabilities. All products share the universal API infrastructure, multi-wallet orchestration technology, and KYC/KYT compliance framework.
Differentiator
Problem solved
Functional benefit
Products and services
- Lyzi Crypto Payment Platform
- Retailers Solution
- E-Commerce Solution
- Luxury Brands Solution
- PSP & Banks Solution
- Independent Merchants Solution
- NGO & Associations Donation Solution
- Merchant Console
- Soft POS Application
- iFrame Donation Module
- Loyalty & Rewards Programs (GardenLab)
Quantifiable outcome
- 50% revenue increase from crypto-paying customers
- +4 more outcomes
Companies that use Lyzi
Customer profileNamed customers19 records
Segments6 records
Ideal customer profiles5 records
Lyzi technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration32 records
Feature6 records
Lyzi partnerships and signals
Strategic signalPartnerships
19 partnerships are on record, tiered core and minor.
- Binance PaycoreBinance Pay integration enables Printemps and other merchants to accept crypto payments via Binance accounts. National activation in 13 Printemps stores.
- CirclecorePartnership with Circle (issuer of USDC stablecoin) to enable EURC and USDC stablecoin payments at point-of-sale. Lyzi accepts EURC and USDC at physical terminals with automatic euro settlement.
- YavincoreStrategic partnership with Yavin, a major player in payment terminal provision, to deploy cryptocurrency payments on thousands of terminals across France.
- GardenlabcoreLyzi acquired Gardenlab, a Cannes-based Web3 startup founded in 2022, specializing in loyalty programs and rewards systems for brands. The acquisition enhances Lyzi's crypto offerings and expands its presence in the financial technology sector.
- IngenicocoreLyzi payment solution available on Ingenico AXIUM terminals, allowing acceptance of 300+ cryptocurrencies with settlement in regulated stablecoins or fiat.
- CileaPayminorCileaPay integrates Lyzi to enable merchants to accept more than 80 cryptocurrencies including Bitcoin and Ethereum directly on their point-of-sale terminals with instant euro conversion.
- VadatominorVadato partnered with Lyzi to enable CCFD-Terre Solidaire to accept cryptocurrency donations through the platform.
- PaxcorePax terminal manufacturer providing POS infrastructure for Lyzi crypto payments at over 1 million connected points of sale.
- SunmicoreSunmi terminal manufacturer providing POS infrastructure for Lyzi crypto payments. App available on SumniStore.
- NeptingcoreNepting provides native POS integration for Lyzi crypto payment solution.
- BitpandacoreBitpanda is one of the regulated exchanges connected to Lyzi's payment hub, allowing customers to pay from their Bitpanda accounts.
- WhiteBITcoreWhiteBIT is one of the regulated exchanges connected to Lyzi's payment hub enabling customer crypto payments.
- KrakencoreKraken exchange is connected to Lyzi's multi-wallet payment orchestration hub for crypto payments.
- KuCoincoreKuCoin exchange connected to Lyzi's payment infrastructure for customer payments.
- Crypto.comcoreCrypto.com exchange integrated with Lyzi's payment hub for cryptocurrency payments.
- CoinbasecoreCoinbase exchange connected to Lyzi's payment infrastructure enabling customers to pay via Coinbase accounts.
- LedgercoreLedger hardware and mobile wallet integrated with Lyzi's payment hub for self-custody wallet payments.
- MetaMaskcoreMetaMask, the most popular self-custody wallet, integrated with Lyzi's payment gateway for crypto payments.
- France Num (Bpifrance)minorLyzi is listed as a France Num (Bpifrance initiative) activator for crypto payments, recognized as a VASP in the EU.
Scale indicators5 records
Recent moves6 records
Expansion highlights4 records
Lyzi competitors and assessment
Company assessmentDirect peers
- Coinbase Commerce: Coinbase's merchant crypto payment gateway accepting BTC, ETH, USDC and other assets with fiat settlement. Direct competitor to Lyzi at the merchant and PSP integration layer, but with significantly more capital and a US/home-market orientation.
- Crypto.com Pay: Crypto.com's merchant payment product accepting CRO and other assets with fiat settlement. Integrated into Lyzi's hub yet also sells merchant acceptance direct, making it a dual partner/competitor similar to Binance Pay.
- Alchemy Pay: Hybrid crypto-fiat payment gateway targeting merchants and PSPs globally with fiat on/off-ramp. Comparable to Lyzi across its retail and PSP segments and competes head-to-head for emerging-market and European merchant integrations.
- BitPay: Pioneer crypto payment processor offering merchant checkout and settlement in fiat across 300+ coins. Closest historical analog to Lyzi - multi-coin merchant gateway with fiat conversion; competes for the same enterprise retailer integrations.
- Circle Payment Network: Issuer of USDC/EURC now building merchant stablecoin acceptance rails (in partnership with Lyzi). As Circle expands its own merchant payment stack, it shifts from partner to competitor, particularly in stablecoin POS acceptance.
- Binance Pay: Native payment network from Binance enabling wallet-to-merchant crypto payments. Already integrated with Lyzi but also offers merchant acceptance directly, so it is both a partner and a competitive threat in the European POS market.
Others
- Ingenico (Worldline): Major terminal manufacturer on which Lyzi is distributed. Not a direct payment competitor but ecosystem enabler - controls part of the POS app distribution channel that Lyzi depends on for terminal-based volume.
Broad incumbents
- Stripe (stablecoin support): Global payments incumbent that has begun shipping stablecoin and USDC acceptance rails to merchants. As Stripe extends crypto support, it becomes the most formidable competitor for European merchant mind-share given embedded distribution through platforms like Shopify.
- Worldpay (FIS): Large global acquirer/PSP explicitly named as a Lyzi PSP partner. Competes in white-label crypto enablement for PSPs and merchants, and could absorb the crypto layer internally rather than partnering with Lyzi long term.
Emerging players
- BTCPay Server: Open-source, self-hosted crypto payment processor popular with privacy- and sovereignty-focused merchants. Competes on cost (free software) rather than managed-service convenience, putting price pressure on Lyzi's enterprise/mid-market segment.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Lyzi social profiles
Digital presenceLyzi compliance and trust
Trust signalCompliance5 records
Lyzi financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lyzi leadership team
Management profileNumber of profiles
Profiles7 records
Lyzi subsidiaries and ownership
Company hierarchySubsidiaries1 record
Lyzi funding detail
Funding detailFunding overview
Funding rounds3 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lyzi M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lyzi
What does Lyzi do?
Lyzi provides a cryptocurrency and stablecoin payment infrastructure that enables merchants, e-commerce platforms, PSPs, and banks to accept 300+ cryptocurrencies via a single universal API. The platform orchestrates multiple crypto exchanges (Binance Pay, Coinbase, Crypto.com, Kraken, KuCoin, Bitpanda, WhiteBIT) and self-custody wallets (MetaMask, Ledger, Phantom, Rabby) into one payment rail, automatically converting crypto to fiat (EUR, USD, CHF) and settling to merchant bank accounts within 24-48 hours. Lyzi absorbs volatility risk so merchants receive the exact fiat amount expected, and offers white-label and OEM-embedded deployment across more than 1 million connected POS terminals.
Is Lyzi a public or private company?
Lyzi is a private company. It is classified as venture growth investor backed and is currently operating.
When was Lyzi founded?
Lyzi was founded in 2019. It employs 1 to 10 people.
Where is Lyzi based?
Lyzi is headquartered in Paris, France, in the Europe region.
How does Lyzi make money?
Two revenue lines are on record. Transaction Processing Fees are the primary driver. The others are currency Conversion Margin.
Who are Lyzi's main competitors?
Direct peers on record are Coinbase Commerce, Crypto.com Pay, Alchemy Pay, BitPay, Circle Payment Network and Binance Pay. Ingenico (Worldline) is listed as an others. Broad incumbents are Stripe (stablecoin support) and Worldpay (FIS). BTCPay Server is listed as an emerging player.
Does Lyzi have an API?
Yes. Lyzi provides a universal API for crypto payment integration. Developers can integrate via API for customized integration, plugins for e-commerce platforms (WooCommerce, PrestaShop), or iFrame embedding. The API enables merchants to accept 300+ cryptocurrencies with instant conversion to fiat currency. Developer documentation is at lyzi.gitbook.io/doc.
What industry is Lyzi in?
Lyzi's product category is Cryptocurrency Payment Infrastructure. Its primary akta.pro industry code is FSADAIAB, Crypto Merchant Acquirers & PSPs (Payment Service Providers), with a secondary code of BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms. Its NAICS code is 522320 and its SIC code is 6200.