What InsureMO does

InsureMO Corporation Pte. Ltd. is a Singapore-headquartered insurance infrastructure platform-as-a-service company, founded in 2000 and operating across 12 offices in APAC, EMEA, and the Americas with 501-1,000 employees. The company positions itself as the 'Insurance Middle Office,' providing a cloud-native, MACH-compliant, API-first platform built around three pillars: an Insurance API Platform with 2,500+ atomic insurance APIs orchestrated via iComposer into business APIs; an Insurance Data Platform (DataMO) that consolidates policy, claims, billing, distribution, and product data into an Insurance Data Ocean; and an Insurance AI Platform offering pre-built agents, domain knowledgebases, and a native MCP Server for AI agent governance. The Digital Insurance Product Library (DIPL) packages 17,500+ pre-built insurance products as a content asset.

The company serves insurance carriers (Chubb, MetLife, AXA, Generali, HSBC Life, SBI General, Ageas, Oona), ecosystem and affinity channels (Volvo, Geely, bKash, Viettel, CRED, OLA), and technology providers/insurtechs (Pega, Appian, Unqork, IntellectAI, msg global, Newgen, Mendix). Revenue is generated through a mix of platform subscriptions, usage-based API consumption (the platform processes 1.2 billion API calls daily and $25 billion in annual GWP), professional services delivered via SI partners (Deloitte, NTT DATA, Cognizant, Infosys, HCL, EPAM, FPT), and ecosystem/app partner economics. Go-to-market combines enterprise field sales for large carriers, a self-service developer portal, and an 8,700+ partner distribution channel spanning app and service partners.

Notable recent strategic actions include a strategic alliance with ITC Infotech to expand into the Middle East, Africa, and India (May 2026), a co-developed modernization accelerator with Digile Technologies on ServiceNow (October 2025), a MoneyHero distribution partnership in the Philippines (November 2025), the Swiss InsurTech Awards 'Insurtech of the Year – Visionary Systems' recognition (November 2025), and seven AWS Service Ready Certifications achieved in 2024. No funding rounds, ownership changes, M&A, or revenue figures are publicly disclosed.

Name

InsureMO

Legal name

InsureMO Corporation Pte. Ltd.

Website

https://insuremo.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

501–1,000 employees

Short description

InsureMO is a Singapore-based insurance middleware platform-as-a-service company that provides 2,500+ atomic insurance APIs, a data platform (DataMO), and an AI platform to insurance carriers, brokers, MGAs, and embedded-insurance ecosystem players across 50+ countries.

Ownership category

akta.pro rank

Product category

Insurance Middleware / Insurance API Platform

NAICS

Other Insurance Related Activities (52429), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Document, Workflow & Policy Servicing Automation (RPA/No-Code) (FSAGAGAK)

akta.pro secondary industries

Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE), B2B/EDI & Partner Integration (BPAMAOAJ)

Keywords

• Insurance middleware platform
• Insurance API platform
• Insurance core modernization
• Insurance data platform
• Embedded insurance infrastructure

Headquarters

HQ city

Singapore

HQ country

Singapore

HQ region

Asia

Offices12 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Platform Subscription / SaaS: Subscription-based access to InsureMO platform including API Platform, Data Platform, and AI Platform. Customers pay for platform access based on usage volume and scope.
2. Usage-based API Consumption: Revenue based on API call volume and consumption of atomic and business APIs. Platform processes 1.2 billion API calls daily.
3. Professional Services: Implementation, consulting, and customization services delivered through service partners including Deloitte, NTT DATA, Cognizant, and others.
4. App Partner Ecosystem: Ecosystem of app partners building applications on InsureMO platform, extending functionality and creating network effects.

Pricing tiers

Go-to-market motion5 records

Distribution channels5 records

Marketing channels8 records

Core offering

InsureMO sells a B2B insurance infrastructure Platform as a Service (PaaS) that functions as an insurance middle office. Its offering comprises the Insurance API Platform (2,500+ atomic insurance APIs orchestrated through iComposer, plus the DIPL product library with 17,500+ pre-built products and Non-Insurance common-services APIs), the Insurance Data Platform (DataMO insurance-native DataOps), and the Insurance AI Platform (domain knowledge, pre-built agents, MCP Server). The platform processes $25B+ in GWP and 1.2B API calls daily for 500+ customers across 50+ countries.

Product overview

InsureMO is an AI-ready insurance infrastructure Platform as a Service (PaaS) comprising three integrated pillars: the Insurance API Platform (2,500+ atomic APIs, iComposer orchestration, DIPL product library, Non-Insurance APIs, and Utility & AI tools), the Insurance Data Platform (DataMO for data consolidation and governance), and the Insurance AI Platform (domain knowledge, pre-built agents, MCP access). The platform enables core modernization, digital distribution, and connected insurance through ecosystems of App Partners (Unqork, IntellectAI, Pega, and others) and Service Partners (Deloitte, NTT DATA, Cognizant, and others), supporting $25B+ GWP processed annually across 500+ customers in 50+ countries.

Differentiator

Problem solved

Functional benefit

Brands

• DataMO: Insurance Data Platform - InsureMO's DataOps platform for consolidating policy, claims, billing, distribution, and product data into a unified insurance data foundation.
• iComposer
• DIPL
• Insurance Middle Office

Products and services

• InsureMO Platform AI-ready insurance infrastructure Platform as a Service (PaaS) for insurers, insurance channels/ecosystems, and tech companies. Comprises three pillars: Insurance API Platform, Insurance Data Platform, and Insurance AI Platform.
• Insurance API Platform Cloud-native API platform providing 2,500+ atomic insurance APIs, iComposer orchestration, the Digital Insurance Product Library (DIPL), Non-Insurance APIs, and Utility & AI tooling for real-time deployment of insurance products, quotes, policies, claims, billing, and servicing.
• Insurance Data Platform (DataMO) Insurance-native DataOps platform that consolidates policy, claims, billing, distribution, and product data from all core systems into a unified Insurance Data Ocean using insurance domain models, governed pipelines, and reusable business semantics.
• Insurance AI Platform Enablement infrastructure for insurance AI innovation providing domain knowledge, orchestration, toolchain, and governance. Includes pre-built insurance agents, MCP access, and AI use cases for moving from generic AI pilots into reliable insurance-specific execution.
• Digital Insurance Product Library (DIPL) Global product catalog delivering Digital Insurance Products as a Service for product managers, actuaries, and business analysts. Includes an intelligent data warehouse, comprehensive element library, standardized product catalog, secure private library, and AI-powered product modeling across life, health, and general insurance.
• Insurance APIs 2,500+ atomic insurance APIs supporting full policy lifecycles across life, general, health, commercial, group, and microinsurance lines, covering product, quote, policy, claims, billing, and servicing journeys.
• Non-Insurance APIs Common-services APIs supporting payment services, SMS and email, OCR, batch processing, notifications, document services, SSO, communications, unified rating platform, data dictionary, dataIO, event bridge, global transaction, upload, workflow, audit, cloud disk, and KMS.
• Utility & AI Suite of insurance-purpose-built tools including tiered product configuration, intelligent rule engine, actuarial rating tools, API management, integration hub (iHUB), AI-powered document generation, DevOps toolchain, and real-time monitoring.
• Core Modernization Solution for transforming monolithic insurance core systems into a multi-tier architecture with InsureMO as the Middle Office. Claims 5X faster time-to-market, 50% productivity improvement, and complete policy lifecycle management without replacing existing core systems.
• Digital Distribution & Connectivity Out-of-the-box headless APIs enabling rapid integration and connectivity to any digital distribution channel with two-speed architecture connecting to legacy systems without core replacement, including pre-built connectors and in-built workflows.
• Connected Insurance Channels Centralized product management enabling insurance offerings across any market, product, and carrier through a single API. Powers insurance for travel companies, fintech and banks, brokers, auto, property, insurtechs, gig economy, SME and commercial, and logistics.

Quantifiable outcome

• Time-to-market accelerated by 5X
• +5 more outcomes

Named customers22 records

Segments5 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability10 records

Feature8 records

Partnerships

31 partnerships are on record, tiered flagship, core and minor.

• ITC InfotechflagshipStrategic or Co-development Partner · 19 May 2026Strategic alliance to bring AI-driven insurance modernization to Middle East, Africa, and India. Combines ITC Infotech's K-Fabric AI framework with InsureMO's 2,500+ atomic APIs. Joint go-to-market activities planned across three regions in 2026. ITC Infotech building certified InsureMO practice and training engineers on the platform.
• Digile TechnologiescoreStrategic or Co-development Partner · 17 December 2025Jointly developed insurance accelerator combining InsureMO's insurance microservices with ServiceNow's workflow automation. Enables gradual, workflow-led modernization of underwriting and claims processes without requiring full core system replacement.
• MoneyHero GroupcoreChannel Partner/ Reseller/ Distributor · 1 November 2025Partnership to expand digital insurance access in the Philippines through Moneymax platform. Integrates InsureMO's API middleware to enable real-time product comparison and purchasing for 5.5 million users, aiming to increase insurance penetration in the country.
• QantevcoreTechnology or IntegrationClaims AI partnership combining Qantev's Claims AI expertise with InsureMO's insurance platform to set new standards for insurance operations and customer service transformation.
• NewgencoreTechnology or IntegrationStrategic partnership leveraging low-code technology to fuel insurance innovation and set industry benchmarks. Newgen builds insurance applications on InsureMO platform.
• Willis Towers Watson (WTW)coreTechnology or IntegrationCombined solution ensures rating requirements continue to be fulfilled as markets become increasingly competitive. WTW uses InsureMO platform for insurers, brokers, agents and affinity channels.
• NTT DatacoreImplementation/ SI/ Consulting PartnerNTT Data uses InsureMO to support insurers' core modernization. InsureMO minimizes core system impact while flexibly responding to touchpoints with policyholders and insurers.
• DeloitteflagshipImplementation/ SI/ Consulting PartnerConsulting and technology transformation for global insurance operations. Deloitte consulting partners helping insurers digitize and modernize using InsureMO platform.
• CognizantcoreImplementation/ SI/ Consulting PartnerAI, automation, and IT services to enhance insurance efficiency. Cognizant service partners deploying InsureMO for insurance clients.
• FPTcoreImplementation/ SI/ Consulting PartnerGlobal AI-first technology and IT services provider headquartered in Vietnam providing implementation services for InsureMO.
• VirtusacoreImplementation/ SI/ Consulting PartnerCloud and digital engineering solutions for insurance firms. Virtusa implementing InsureMO platform for clients.
• SofttekcoreImplementation/ SI/ Consulting PartnerModernizes insurance systems with agile and data-driven services. Softtek service partner for InsureMO implementations.
• EPAMcoreImplementation/ SI/ Consulting PartnerDigital engineering and cloud solutions for insurers worldwide. EPAM implementing InsureMO platform.
• EXLcoreImplementation/ SI/ Consulting PartnerAnalytics, automation, and digital operations for insurance. EXL consulting partner for InsureMO.
• ExpleominorImplementation/ SI/ Consulting PartnerTesting, assurance, and digital transformation for insurance systems. Expleo service partner.
• Smart IMSminorImplementation/ SI/ Consulting PartnerIT management, cloud, and digital solutions for insurance clients. Smart IMS implementing InsureMO.
• InfosyscoreImplementation/ SI/ Consulting PartnerAutomation and digital transformation services for insurers. Infosys implementing InsureMO platform.
• TransformHubminorImplementation/ SI/ Consulting PartnerAI, digital platform, and cloud solutions for insurance innovation. TransformHub service partner.
• HCLcoreImplementation/ SI/ Consulting PartnerInsurance modernization through IT, analytics, and customer experience. HCL implementing InsureMO.
• SAiS DigitalminorImplementation/ SI/ Consulting PartnerGlobal ICT Consulting and Services company providing services and solutions for digital transformation.
• TechBullsminorImplementation/ SI/ Consulting PartnerGlobal ICT Consulting and Services company offering services for businesses in the digital era.
• UnqorkcoreTechnology or IntegrationApp partner building solutions on InsureMO including Reinsurance Solutions, P&C Insurance Client Onboarding, and Property & Casualty Application Development Platform.
• IntellectAIcoreTechnology or IntegrationApp partner providing Risk Analyst, Magic Submission, and Xponent underwriting solutions on InsureMO platform.
• msg globalcoreTechnology or IntegrationApp partner offering msg.PIA, msg.Life Factory, and msg.IoTA solutions on InsureMO platform.
• EnoviQcoreTechnology or IntegrationApp partner providing TPA Solution, CLAPi, and Life Insurance Management Software on InsureMO.
• Aiden AIcoreTechnology or IntegrationApp partner offering AI-powered Travel Insurance Solution, Underwriting Workbench, and Claims Workbench on InsureMO.
• OutSystemscoreTechnology or IntegrationApp partner providing Underwriting Solutions and Claims Management Systems on InsureMO platform.
• PegacoreTechnology or IntegrationApp partner offering Pega Customer Service for Insurance, Pega Claims for Insurance, and Pega Underwriting for Insurance.
• AppiancoreTechnology or IntegrationApp partner providing Policy and Pension Servicing, Complex Policy Quotation, and Insurance Distribution Management solutions.
• MendixcoreTechnology or IntegrationApp partner offering D2C Product Launch, HumbleBee Digital Insurance Suite, and Insurance Claims Portal on InsureMO.
• ServiceNowcoreTechnology or IntegrationPlatform partnership combined with Digile Technologies for insurance modernization accelerator built on ServiceNow workflow automation.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• msg global: Insurance-focused IT solutions provider offering msg.PIA, msg.Life Factory, and msg.IoTA products. Functions as both an InsureMO app partner and an adjacent competitor in life insurance and IoT insurance domains.
• Instanda: Cloud-native, no-code insurance product and policy administration platform. Targets the same insurance modernization and product configuration use cases as InsureMO, particularly for insurers seeking faster product launches.
• Unqork: No-code enterprise application platform that is both an InsureMO app partner and a competitor in the insurance space. Both companies target insurance digital transformation, with Unqork offering reinsurance and P&C solutions built on InsureMO.
• IntellectAI: Insurtech-focused AI and underwriting platform that is both an InsureMO app partner and a partial competitor. Comparable AI-led insurance product offerings (Risk Analyst, Magic Submission, Xponent) overlap with InsureMO's AI platform positioning.

Direct peers

• Duck Creek Technologies: Cloud-native insurance core system provider for P&C insurers. Both companies target insurers seeking SaaS-based modernization and offer API-driven policy administration, with overlapping go-to-market into mid-market and enterprise carriers.
• Sapiens International: Insurance software provider offering core systems, digital engagement, and analytics for P&C and life insurers. Competes with InsureMO's insurance API and data platform pillars, particularly for traditional carrier modernization projects.
• Guidewire: Leading insurance core platform vendor offering policy, claims, and billing systems. While InsureMO positions as middleware 'around' legacy cores, Guidewire is increasingly pursuing API-first cloud-native architectures that overlap with InsureMO's modernization use case.
• EIS Group: Insurance core platform with open APIs, microservices, and event-driven architecture serving life, P&C, and health insurers. Highly comparable to InsureMO in API-first architecture and ecosystem enablement strategy.
• Majesco: Cloud-native insurance platform serving P&C, life, and group insurers with policy, claims, billing, and analytics solutions. Directly competes with InsureMO in enabling insurer digital transformation and embedded insurance use cases.
• Prima Solutions: Insurance platform vendor offering SaaS-based policy administration, claims, and underwriting tools primarily for European insurers. Overlaps with InsureMO's EMEA presence and API-based insurance lifecycle management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks5 records

Key highlights7 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about InsureMO