FinPOWER Australia

What FinPOWER Australia does

FinPOWER Australia Pty Ltd provides end-to-end loan origination, loan management, and investment management software under its flagship finPOWER Connect platform, serving Australian and New Zealand lenders across consumer, commercial, asset, BNPL, mortgage, and specialty finance segments. The platform is built on a .NET-based stack with HTML5, CSS3, JavaScript, LESS, and jQuery front-ends, and is offered either cloud-hosted on Microsoft Azure or self-hosted; the cloud deployment carries ISO 27001 and SOC 2 certifications, OWASP-aligned web security, and a 99.99% uptime SLA. Functional modules include digital borrower/broker/investor portals, configurable credit decisioning cards, HEM/serviceability/payout calculators, collections workflow, document manager, security register, and an open API framework supported by 30+ pre-built integrations spanning payments (Monoova, Zepto, EziDebit), credit and identity (Equifax, illion, Credit Sense, GreenID, APLYiD, RealAML), e-signature (DocuSign, Adobe Sign, Secured Signing), messaging (ClickSend, Kudosity, SMS Fusion), and accounting (Xero, MYOB).

The company operates as a privately held subsidiary of Jonas Software, which is part of The Jonas Group under Constellation Software; its roots trace to Intersoft, founded in New Zealand in 1981, with Australian operations launched in 2013 from a North Lakes, Queensland headquarters. Go-to-market combines direct enterprise field sales (including dedicated Senior BDM and BDM roles), inside sales for inbound demo requests, and a partner/reseller channel including the 2022-acquired Full Circle. Revenue is generated through annual subscription licensing of finPOWER Connect (and the Connect NOW rapid-deployment variant) on quote-based pricing tied to lender size, configuration, and deployment preference. The company serves more than 400 lenders with 60+ full-time employees across Australia and New Zealand.

Name

FinPOWER Australia

Legal name

finPOWER Australia Pty Ltd

Website

https://finpower.com.au

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

1–10 employees

Short description

FinPOWER Australia provides cloud and self-hosted loan origination, loan management, and investment management software (finPOWER Connect) to 400+ Australian and New Zealand lenders across consumer, commercial, asset, and specialty finance segments, with 30+ partner integrations and annual subscription licensing.

Ownership category

akta.pro rank

Product category

Loan Management Software

NAICS

Activities Related to Credit Intermediation (5223), Credit Intermediation and Related Activities (522), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Finance Services (6199), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH)

akta.pro secondary industry

Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)

Keywords

• Loan origination software
• Loan management software
• Lending software platform
• Investment management software
• Credit decisioning software

Headquarters

HQ city

Murrumba

HQ country

Australia

HQ region

Oceania

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Software Licensing (finPOWER Connect): Core loan origination and management software platform licensed to lenders. Available in cloud-hosted or self-hosted configurations. Revenue generated through software licensing agreements with setup, subscription, and support components.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

FinPOWER Australia develops and licenses finPOWER Connect, an end-to-end loan origination, loan management, and investment management software platform purpose-built for Australian and New Zealand lenders. The platform covers the full lending lifecycle — application intake, credit decisioning, loan servicing, collections, investor management, and self-service portals for borrowers, brokers, and investors — and is offered as a cloud-hosted (Azure-based) or self-hosted deployment with ISO 27001 and SOC 2 compliance.

Product overview

finPOWER Australia offers finPOWER Connect, a unified loan origination and loan management platform with modular components. The core platform supports end-to-end lending and investment lifecycles through products including finPOWER Connect (core system), finPOWER Connect Cloud (cloud-hosted deployment), and Connect NOW (rapid deployment). Key modules include the Borrower Portal, Broker Portal, and Investor Portal for stakeholder self-service; Digital Borrower Applications and Digital Investor Onboarding for paperless intake; and Credit Decisioning Cards, HEM Calculator, Serviceability Calculator, and Payout Calculator for automated credit assessment. The Investor Management suite includes the Investor Invitation Tool, Investor Allocation Tool, Investor Distribution Tool, and Unit Registry. The platform provides 30+ native features with an Open API framework enabling custom integrations, supporting loan types across consumer, commercial, mortgage, BNPL, and asset finance segments.

Differentiator

Problem solved

Functional benefit

Products and services

• finPOWER Connect End-to-end loan origination, loan management, and investment management software for Australian and New Zealand lenders, supporting the full lending lifecycle from origination through servicing, collections, and investor management.
• finPOWER Connect Cloud Cloud-hosted deployment variant of finPOWER Connect, providing secure access on any device with Australian-based infrastructure, 99.99% uptime, and ISO 27001 and SOC 2 compliance.
• Connect NOW Rapid deployment option of finPOWER Connect Cloud that can be up and running in as little as 30 days, with onboarding driven by availability and configuration needs.
• Borrower Portal Branded self-service portal for borrowers to view loan details, track repayments, access statements, make payments, and request payout figures 24/7.
• Broker Portal Secure self-service portal for brokers to submit applications, track progress, and manage deals in real time.
• Investor Portal Self-service portal for investors to review portfolios, view transactions, access statements, generate reports, and request deposits or withdrawals.

Quantifiable outcome

• Manual processing times reduced by 40% (LeaseWise case study)
• +5 more outcomes

Named customers24 records

Segments9 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration23 records

AI capability3 records

Feature15 records

Partnerships

22 partnerships are on record, tiered core and standard.

• MonoovacoreTechnology or IntegrationAustralian payment services provider for automation of account-to-account payments in high-volume B2B environments. Holds AFSL licence, PCI DSS Level 1 compliant, processed over $170 billion in domestic transaction value. Provides NPP instant payments, PayID, Pay2, and credit card tokenisation within finPOWER Connect.
• ZeptocoreTechnology or IntegrationReal-time account-to-account payments infrastructure with cloud-native ecosystem and powerful API. Enables instant payment capabilities for lenders within finPOWER Connect.
• EziDebitcoreTechnology or IntegrationDirect debit and payment solutions provider offering multiple payment methods with PCI DSS Level 1 compliance for secure payment processing within Connect.
• Secured SigningcoreTechnology or IntegrationDigital signature and document workflow solution providing legally-binding, tamper-proof electronic signing capabilities integrated into Connect lending workflows.
• Adobe SignstandardTechnology or IntegrationElectronic signature solution from Adobe with scalable document signing options integrated into Connect for loan contract and document acceptance.
• DocuSignstandardTechnology or IntegrationLeading eSignature platform for online document approvals and electronic document signing within finPOWER Connect workflows.
• Credit SensecoreTechnology or IntegrationAutomated bank statement retrieval and financial insights provider delivering income and affordability assessments for credit decisioning within Connect.
• illioncoreTechnology or IntegrationCredit risk management and data analysis provider offering credit checks, risk insights, and identity verification solutions. Dun & Bradstreet member with global data access.
• EquifaxcoreTechnology or IntegrationGlobal credit reporting and decisioning partner with data on over 820 million consumers and 91 million businesses globally. Provides credit score retrieval and risk profiling within Connect.
• ClickSendcoreTechnology or IntegrationSMS and multi-channel messaging platform for borrower communications at significant milestones. API-driven messaging solutions for engagement throughout the lending lifecycle.
• KudositystandardTechnology or IntegrationSMS and multi-channel communication solutions tailored for the lending and finance industry with API-first approach for personalised borrower updates.
• SMS FusionstandardTechnology or IntegrationUser-friendly SMS and multi-channel marketing platform integrated with Connect for borrower and customer correspondence.
• GreenIDcoreTechnology or IntegrationIdentity verification solution for automating customer identity checks and streamlining KYC compliance workflows within finPOWER Connect.
• APLYiDcoreTechnology or IntegrationIdentity verification platform providing automated ID verification and KYC checks integrated into Connect borrower onboarding workflows.
• RealAMLcoreTechnology or IntegrationReal-time KYC and AML solution provider reducing financial crime risks and ensuring regulatory compliance for lenders using finPOWER Connect.
• XerocoreTechnology or IntegrationOnline accounting software integration for small businesses, enabling streamlined accounting functions and bookkeeping within finPOWER Connect.
• MYOBcoreTechnology or IntegrationAustralian bookkeeping, tax, and accounting solutions provider integrated with Connect for accounting and business management functions.
• InfoAgentstandardTechnology or IntegrationVehicle data provider offering API access to detailed data on cars, trucks, motorbikes and other vehicles in Australia for asset lenders using Connect.
• PPSR (Personal Property Securities Register)coreTechnology or IntegrationAsset security registration and search platform integrated with Connect for registering and searching security interests on personal property collateral.
• AddressFinderstandardTechnology or IntegrationReal-time address validation and autocomplete service for accurate data capture and customer address verification within Connect.
• Australian Business Registry (ABRS)standardTechnology or IntegrationAccess to Australian Business Registry services for regulatory support, compliance, and business data verification within Connect.
• Interactive (Cloud Hosting)coreTechnology or IntegrationCloud hosting partner providing Australian-based infrastructure for finPOWER Connect Cloud with shared or dedicated deployment options.

Scale indicators10 records

Recent moves4 records

Expansion highlights6 records

Emerging players

• Provenir: AI-powered credit decisioning and risk analytics platform. Competes with finPOWER's Credit Decisioning Cards and HEM/Serviceability calculators, particularly as lenders adopt AI-driven underwriting.

Direct peers

• Sandstone Technology: Australian lending technology provider focused on loan origination and decisioning for banks, mutuals, and non-bank lenders. Closest direct ANZ peer competing for similar mid-market and enterprise lender customers with comparable full-lifecycle capabilities.
• Turnkey Lender: Cloud-based LendTech platform offering loan origination, servicing, and collections automation. Competes head-to-head with finPOWER in the non-bank, fintech, and SME lender segments with similar end-to-end lending lifecycle coverage.
• Lendscape: Specialist loan servicing and origination software platform for commercial, asset, and invoice finance lenders. Comparable in its configurability, end-to-end servicing scope, and focus on complex commercial lending workflows.
• LoanPro: API-first loan servicing and origination platform serving consumer, commercial, and specialty lenders. Overlaps with FinPOWER on servicing, collections, and configurability - differentiated by modern cloud-native architecture.

Broad incumbents

• nCino: Cloud banking platform with strong loan origination and onboarding modules widely used by banks and credit unions globally. Competes for larger enterprise lender deals where broader banking workflow suite is required.
• Temenos: Global core banking and lending software vendor serving tier 1-3 banks with full lending lifecycle capabilities. Competes at the top of the ANZ market where incumbent banks buy integrated core-plus-lending suites.
• Finastra: Large financial software vendor offering lending, retail, and corporate banking solutions. Competes for ANZ bank and large non-bank deals where broader product portfolio is required.
• FIS Loan Origination (Mortgage Cadence): Global banking and lending technology vendor with mortgage origination, servicing, and asset finance capabilities. Overlaps with FinPOWER for mortgage and asset lenders, particularly at the enterprise end.

Regional players

• Ultradata: Australian core banking and lending software vendor serving mutual banks, credit unions, and building societies. Closest ANZ regional peer competing for mutual and community lender customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xmaps.app.goo.gl/rURj9ynUQ246XxE17
• YouTubeyoutube.com/@finPowerAU
• LinkedInlinkedin.com/company/finpower-australia-pty-ltd

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FinPOWER Australia