Next Payments
- Company typePrivate
- Founded2012
- HeadquartersCheltenham, Australia
- Headcount101–250
- GTM typeB2B
- OfferingServices
Next Payments firmographics
Firmographics- Name
- Next Payments
- Legal name
- Next Payments Pty Ltd
- Website
- https://nextpayments.com.au
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Next Payments industry classification
Industry- Product category
- Payment Processing & Cash Management Solutions
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
- akta.pro secondary industry
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)
Keywords
Where Next Payments is headquartered
LocationHeadquarters
- HQ city
- Cheltenham
- HQ country
- Australia
- HQ region
- Oceania
Offices4 records
Markets served
Next Payments business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- ATM Transaction Rebates: Businesses earn monthly rebates from every ATM transaction. Next Payments installs ATMs free at eligible businesses and provides ongoing maintenance at no cost.
- ATM Placement and Service Agreements: Platinum Service Agreement included with every ATM covering local 24/7 support, remote monitoring, and fast technician response for maximum uptime.
- CRT Purchase and Leasing: Cash Redemption Terminals available via outright purchase or lease options, with contracted return-to-service milestones and premium service packages.
- Cash Recycler Solutions: Automated cash management solutions for high-volume environments with integration to Concilio reconciliation software.
- Pago EFTPOS Subscription: Monthly subscription pricing for EFTPOS terminals - Pago Primo at $34.95/month and Pago Link at $24.95/month, with competitive transaction rates.
- Concilio Software Subscriptions: Concilio Essentials included free with ATM and Cash Recycler products; Concilio Premium with five individually purchasable modules for enhanced reconciliation and integration capabilities.
- Cash Xpress Rebates: Free installation at gaming venues with monthly rebates earned from Cash Xpress transactions.
- GSL Loyalty Program: Enhanced prepaid eftpos and loyalty program with retail partnerships, providing value-add for membership programs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Pago Primo EFTPOS Terminal |
| Subscription | Monthly | Pago Link EFTPOS Terminal |
| Other | Pay-as-you-go | ATM Installation |
| Other | Pay-as-you-go | Cash Xpress Installation |
| Subscription | Monthly | Concilio Essentials |
| Subscription | Monthly | Concilio Premium Modules |
| Other | Multi-year contract | Next Gen CRT Purchase/Lease |
| Subscription | Multi-year contract | GSL Loyalty Card Program |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
Next Payments product offering
Product offeringCore offering
Next Payments provides end-to-end cash management and payment solutions for Australian hospitality, gaming, retail, and financial institution sectors. Its portfolio spans ATM placement (free installation with monthly transaction rebates), cash recyclers, Cash Redemption Terminals, EFTPOS terminals under the Pago brand, the EAGLEi360 venue management and CRM platform, Concilio reconciliation software, and the GSL loyalty and prepaid eftpos program.
Product overview
Next Payments is a platform-plus-modules business offering integrated payment and cash management solutions for Australian hospitality, gaming, retail, and financial institution sectors. The core product portfolio spans ATM machines (ATM Range), EFTPOS terminals (Pago), loyalty programs (GSL Loyalty Card), venue management software (EAGLEi360), reconciliation tools (Concilio), cash recycling machines (Cash Recycler), and cash redemption terminals (Cash Redemption Terminal Range including Next Gen CRT). Pago EFTPOS terminals integrate with various POS systems, while EAGLEi360 connects gaming systems (MaxGaming, eBet, Odyssey, IGT) and POS platforms (SwiftPOS, H&L POS, SENPOS) for unified venue analytics. The products are designed to work together: Concilio validates cash data from Cash Recycler, CRTs, and ATMs; EAGLEi360 provides CRM, marketing automation, and compliance monitoring; and GSL Loyalty Card ties into gaming and kiosk systems for member engagement.
Differentiator
Problem solved
Functional benefit
Brands
- Pago: EFTPOS payment solution from Next Payments, built for Australian businesses offering portable and counter EFTPOS terminals (Pago Primo and Pago Link).
- EAGLEi360
- Concilio
- GSL Loyalty Card
- Cash Xpress
- Cash Recycler
Products and services
- ATM Range Range of ATM machines for Australian businesses including Premium ATM, High-Capacity ATM, 5800A ATM, Rewards Teller and TAB Enabled ATM, all with Tap & Go contactless functionality, 24/7 monitoring and monthly rebate income for venues. Free installation and complimentary maintenance.
- GSL Loyalty Card program Enhanced prepaid eftpos, loyalty and promotions management program combining membership, loyalty points and eftpos functionality; members can convert loyalty points into dollars spendable at eftpos locations across Australia via retail partnerships.
- Pago EFTPOS EFTPOS payment solution for Australian businesses with two terminal models: Pago Primo (portable, $34.95/month) and Pago Link (counter, $24.95/month), featuring dual-SIM 4G/Wi-Fi connectivity, POS integration capability and real-time transaction dashboard supporting Visa, Mastercard, Apple Pay and Google Pay.
- EAGLEi360 Venue management platform for Australian clubs, pubs, hotels, and casinos combining hospitality CRM, club membership management, EGM tracking, SMS/email marketing automation, AML/CTF compliance monitoring, SafeStakes harm minimisation and real-time analytics.
- Concilio Reconciliation Software Cloud-based reconciliation software displaying venue financial and operational data on one dashboard. Validates cash clearances from cash recycler, POS, gaming machines, CRTs and ATMs with automated variance identification, real-time notifications and reporting. Concilio Essentials is free with ATM and Cash Recycler products; Concilio Premium offers five individually purchasable modules.
- Cash Recycler Automated cash management machine that counts, sorts and securely stores cash with minimal staff involvement. Processes up to $100k in under 5 minutes, stores 15,000 notes and 14,000 coins, includes UL291 safe and integrates directly with Concilio for reconciliation.
- Cash Xpress EFTPOS-based cash-out solution for gaming venues providing compliant cash withdrawals with automated enforcement of legislated daily limits and staff activation requirements, secure safe with time lock delays and 99.5%+ average uptime.
- Cash Redemption Terminal Range Self-service machines for gaming venues to redeem cash payouts and split notes, including the Next Gen CRT and Recycling Depot models. Average uptime of 99.34%, available via outright purchase or lease, reducing staff workload and improving patron privacy.
- Cash Deposit Safes (NX Deposit and BHSD) Business cash deposit safes (NX Deposit and BHSD) that validate, secure and bank cash at speed with real-time visibility, stronger security and faster access to funds for retail and venue operators.
Quantifiable outcome
- 33% increase in monthly turnover and 111% lift in carded play with EAGLEi360
- +8 more outcomes
Companies that use Next Payments
Customer profileNamed customers21 records
Segments3 records
Ideal customer profiles3 records
Next Payments technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration26 records
AI capability4 records
Feature9 records
Next Payments partnerships and signals
Strategic signalPartnerships
25 partnerships are on record, tiered core, strategic and minor.
- TabcorpcorePartnership to launch the TAB Enabled ATM, combining standard withdrawals with TAB account access for the ultimate cash out terminal for gaming floors. The TAB ATM allows patrons to access TAB accounts, withdraw cash, or tap devices for card-free experience.
- HyosungcoreLong-standing and trusted manufacturing partnership for Cash Redemption Terminals. Hyosung manufactures the Next Gen CRT and other CRT models backed by nearly a decade of industry insight and real-world venue feedback.
- AHA Vic (Australian Hotels Association Victoria)strategicIndustry partnership providing preferred rates and referral pathways for AHA Victoria member venues.
- AHA NSW (Australian Hotels Association NSW)strategicIndustry partnership with Australian Hotels Association NSW for member venue referrals.
- ClubsNSWstrategicPartnership with ClubsNSW providing preferred services to member clubs across NSW.
- Clubs QueenslandstrategicGold sponsorship of Clubs Queensland with preferential access to member venues.
- ClubsNZstrategicPartnership with ClubsNZ supporting New Zealand hospitality venues.
- QHA (Queensland Hotels Association)strategicPartnership with Queensland Hotels Association for member referrals.
- AHA SA (Australian Hotels Association SA)strategicPartnership with Australian Hotels Association South Australia.
- Aristocrat (Gaming System)coreGaming system integration with Aristocrat platforms for EAGLEi360 venue management and GSL loyalty programs.
- IGT (Gaming System)coreGaming system integration with IGT for venue management and loyalty connectivity.
- eBet (Gaming System)coreGaming system integration with eBet for EAGLEi360 and GSL loyalty programs.
- Konami (Gaming System)coreGaming system integration with Konami for venue management platforms.
- MaxGaming (Gaming System)coreGaming system integration with MaxGaming for EAGLEi360 venue management.
- Odyssey (Gaming System)coreGaming system integration with Odyssey for venue management and analytics.
- Max (Gaming System)coreGaming system integration with Max for loyalty and venue management platforms.
- SwiftPOScorePOS system integration with SwiftPOS for EAGLEi360 venue management and Concilio reconciliation.
- H&L POScorePOS integration with H&L POS for EAGLEi360 and reconciliation software.
- SENPOScorePOS integration with SENPOS for venue management and analytics.
- RSL VictoriastrategicPreferred payments provider status with RSL Victoria, with Cash Xpress used at 44 RSL Victoria Sub-Branches.
- New SunriseminorPartnership with New Sunrise for hospitality industry solutions.
- UCB StoresminorPartnership with UCB Stores for retail solutions.
- CCVminorPartnership with CCV for venue technology solutions.
- Australian LottminorPartnership with Australian Lott for lottery and gaming venue solutions.
- Metro PetroleumminorPartnership with Metro Petroleum for retail and convenience sector solutions.
Scale indicators10 records
Recent moves6 records
Expansion highlights6 records
Next Payments competitors and assessment
Company assessmentDirect peers
- atm2go: Australian ATM operator placing free ATMs at venues on a transaction-rebate model — directly comparable to Next Payments' ATM placement and rebate business.
- Tyro Payments: Australian-headquartered EFTPOS and merchant-acquiring provider directly competing with Next Payments' Pago terminals for the same hospitality, gaming, and retail merchant base in Australia.
- Cash Connect: Australian cash management solutions provider offering cash recyclers, deposit safes, and reconciliation services to clubs and gaming venues — directly comparable to Next Payments' Cash Recycler and Concilio stack.
Emerging players
- Zeller: Australian EFTPOS and merchant payments startup competing directly with Pago in the same SMB and venue customer base, with broader ambitions across embedded payments.
Broad incumbents
- NCR Atleos (formerly Cardtronics): Global ATM operator and cash management services provider serving financial institutions and retailers; comparable to Next Payments in ATM placement and managed services, though at vastly larger global scale.
- Euronet Worldwide: Global payments processor with ATM outsourcing, EFTPOS, and software products; broadly comparable to Next Payments' end-to-end cash and payment ecosystem across multiple geographies.
- Glory Global Solutions: Global manufacturer of cash handling, recycling, and recognition technology sold to banks, retailers, and gaming operators — directly comparable to Next Payments' Cash Recycler and CRT product categories.
- Block (Square): Global payments and EFTPOS provider whose Square hardware competes with Pago for SMB and multi-location merchants in Australia.
- Micros Systems (Oracle): Enterprise hospitality POS and venue management suite used by global hotel and gaming operators; comparable to Next Payments' EAGLEi360 venue management functionality at the high end of the market.
Regional players
- Inenco Group: Australian hospitality-tech provider of loyalty and CRM solutions to clubs and gaming venues — comparable to Next Payments' EAGLEi360 and GSL offerings, though more focused on customer engagement than cash management.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Next Payments social profiles
Digital presenceNext Payments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Next Payments leadership team
Management profileNumber of profiles
Profiles1 record
Next Payments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Next Payments M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Next Payments
What does Next Payments do?
Next Payments provides end-to-end cash management and payment solutions for Australian hospitality, gaming, retail, and financial institution sectors. Its portfolio spans ATM placement (free installation with monthly transaction rebates), cash recyclers, Cash Redemption Terminals, EFTPOS terminals under the Pago brand, the EAGLEi360 venue management and CRM platform, Concilio reconciliation software, and the GSL loyalty and prepaid eftpos program.
Is Next Payments a public or private company?
Next Payments is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Next Payments founded?
Next Payments was founded in 2012. It employs 101 to 250 people.
Where is Next Payments based?
Next Payments is headquartered in Cheltenham, Australia, in the Oceania region.
How does Next Payments make money?
Eight revenue lines are on record. ATM Transaction Rebates are the primary driver. The others are ATM Placement and Service Agreements, CRT Purchase and Leasing, cash Recycler Solutions, pago EFTPOS Subscription, concilio Software Subscriptions, cash Xpress Rebates and GSL Loyalty Program.
Who are Next Payments's main competitors?
Direct peers on record are atm2go, Tyro Payments and Cash Connect. Zeller is listed as an emerging player. Broad incumbents are NCR Atleos (formerly Cardtronics), Euronet Worldwide, Glory Global Solutions, Block (Square) and Micros Systems (Oracle). Inenco Group is listed as a regional player.
Does Next Payments have an API?
No public API is recorded for Next Payments.
What industry is Next Payments in?
Next Payments's product category is Payment Processing & Cash Management Solutions. Its primary akta.pro industry code is FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets), with a secondary code of BPAMAFAF, Bill Pay, Invoicing & Payables Platforms. Its NAICS code is 522320 and its SIC code is 6199.