ProcessPoint

What ProcessPoint does

ProcessPoint (legal entity Get Process Point Inc.) is a US-based payment processing company founded in 2004 by Joe and Jim, headquartered in Salt Lake City, Utah. The company operates as an independent sales organization (ISO) offering a comprehensive suite of payment acceptance solutions including card-present processing (EMV chip, tap, swipe via Dejavoo terminals and Apple Pay/Google Pay), mobile processing, ecommerce and online gateway integrations, and virtual terminal acceptance. The technology stack is built around multi-gateway integration (Authorize.Net, BridgePay, Chase Paymentech, Elavon, Fiserv, Global Payments, NMI, Shopify, TSYS, Worldpay) and broad POS interoperability (Clover, DishOut, On The Fly, Tracking Unlimited, Dejavoo with DejaPayPro), with PCI-validated point-to-point encryption and tokenization underpinning its security posture. The company's bridge/middleware approach (BridgePay zero-footprint middleware with Java SDK and JSON REST API) enables ISVs and POS vendors to integrate payments quickly.

ProcessPoint pursues a vertical-specialization go-to-market targeting six SMB verticals: Rent-to-Own, Healthcare, Food & Beverage (including food trucks), Hotel & Lodging, Photo Imaging & Printing, and High-Risk industries. Distribution combines an inside sales center (Mon-Fri 8am-10pm EST) with preferred-vendor partnerships through anchor industry associations (APRO, IPI Photo, TRIB, NSFVA) and ISV/POS referral partners. Revenue is generated primarily through payment processing transaction fees under a 'true' interchange pass-thru pricing model with no rate increases on existing clients, supplemented by hardware sales (free EMV terminals and mobile devices), zero-cost processing programs (cash discount, dual pricing, surcharging, convenience fees), and professional services added in 2010 covering PCI management consulting, alternative funding, POS consulting, and cost reduction. A sister company, Audit Advantage, extends the offering into revenue auditing and processing program optimization for merchants. Customer retention is reported at four times the industry average, with relationships spanning 15+ years in some cases.

Name

ProcessPoint

Legal name

Get Process Point Inc.

Website

https://getprocesspoint.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

ProcessPoint is a US-based payment processing company (founded 2004, Salt Lake City, UT) serving SMBs in rent-to-own, healthcare, food and beverage, hotel, photography, and high-risk industries via card-present, online, mobile, and virtual terminal acceptance, multi-gateway integrations, and industry association partnerships under transparent interchange pass-thru pricing.

Ownership category

akta.pro rank

Product category

Payment Processing Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Integrated POS Payments (ISVs & Vertical POS Platforms) (FSAMADAD)

akta.pro secondary industries

POS Payment Software & Middleware (Terminal OS, Apps, Device Management) (FSAMADAC), EMV Chip, Magstripe & PIN Debit Acceptance (FSAMADAG), POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), Payments, Billing & Invoicing (THALACAJ)

Keywords

• Payment processing services
• Merchant services
• Credit card processing
• POS solutions
• Payment gateway integration

Headquarters

HQ city

Edmonds

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Payment Processing / Transaction Fees: ProcessPoint earns revenue primarily through transaction fees charged on credit card payment processing. They offer competitive pricing with a focus on lowest overall cost for accepting credit card payments, including free contactless EMV terminals and waived fees. They pioneered 'true' interchange pass-thru pricing.
2. PCI Management Consulting: Since 2010, ProcessPoint has offered consulting services for PCI management, cost reduction, and auditing services, providing an additional revenue stream beyond core payment processing.
3. POS Systems and Hardware: ProcessPoint provides POS hardware (Dejavoo terminals) and POS system integrations, including standalone and integrated point-of-sale solutions for restaurants and retail environments.
4. Zero Cost Processing Solutions: ProcessPoint offers cash discount, dual pricing, surcharging, and convenience fee programs that enable merchants to offset or eliminate processing costs, generating revenue through program setup and management.
5. Loyalty and Gift Card Programs: Loyalty programs and gift card processing solutions offered as add-on services to existing merchant customers.
6. ACH Processing: ACH payment processing for direct bank transfers as a cost-effective alternative to card payments, with multiple bank provider partnerships.
7. Alternative Funding Solutions: Consulting services including alternative funding solutions for merchants, complementing their core payment processing offerings.

Pricing tiers

Go-to-market motion2 records

Distribution channels8 records

Marketing channels7 records

Core offering

ProcessPoint is a merchant services provider that processes credit and debit card payments for small and mid-sized businesses across card-present, online, mobile, and virtual-terminal channels. The company bundles its payment processing with POS hardware (Dejavoo, Clover integrations), gateway connectivity (Authorize.Net, BridgePay, Chase Paymentech, Elavon, Fiserv, Global Payments, NMI, Shopify, TSYS, Worldpay), industry-specific verticals (RTO, healthcare, food & beverage, hospitality, photography, high-risk), zero-cost processing programs, gift cards, ACH, loyalty, and PCI/cost-reduction consulting under a 'true' interchange pass-thru pricing model.

Product overview

ProcessPoint is a payment processing company founded in 2004 offering a comprehensive suite of payment solutions. The core product portfolio centers on Card Present Processing (in-person tap/chip/swipe payments), Virtual Terminal (remote payments without card reader), Mobile Payment Processing, and Ecommerce Payment Processing (with gateway integrations). The company provides industry-specific solutions across Healthcare (with Practice Management Bridge), Food & Beverage (DishOut, On The Fly POS partnerships), Hotels (PMS integration), RTO (Rent-to-Own), Photo Imaging, and High-Risk industries. Additional value-added services include Gift Cards, ACH Solutions, Loyalty Programs, Zero-Cost Processing options (Cash Discount, Dual Pricing, Surcharging, Convenience Fees), and consulting services for PCI management, funding solutions, POS systems, and cost reduction (added in 2010). The company pioneered 'true' interchange pass-thru pricing and offers a free terminal program. Their technology partners include multiple gateway providers (Authorize.Net, BridgePay, Chase Paymentech, Elavon, Fiserv, Global Payments, NMI, Shopify, TSYS, Worldpay) and POS systems (Dejavoo, Clover, Tracking Unlimited, DishOut, On The Fly).

Differentiator

Problem solved

Functional benefit

Brands

• Audit Advantage: Revenue auditing and optimization services for merchants looking to maximize their existing payment processing program

Products and services

• Virtual Terminal
• Card Present Processing
• Mobile Payment Processing
• Ecommerce Payment Processing
• Practice Management Bridge
• Loyalty Programs
• Gift Card Processing
• ACH Solutions
• Dejavoo Pro System
• Hotel PMS Integration
• Dual Pricing Program
• Cash Discount Program
• Surcharging Program
• Convenience Fee Program
• PCI Management Consulting
• Alternative Funding Solutions Consulting
• Cost Reduction & Auditing Consulting

Quantifiable outcome

• Clients stay 4x longer than industry average
• +4 more outcomes

Named customers1 record

Segments8 records

Ideal customer profiles7 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration19 records

Feature10 records

Partnerships

19 partnerships are on record, tiered minor and core.

• RNR (DX3 Franchise Conference)minorGTM or Marketing Partner · 22 February 2026RNR DX3 2026 Franchise Conference was an opportunity for ProcessPoint to build relationships, exchange ideas, and align on shared vision for growth with franchise partners. Attended the conference as a participant and partner.
• APRO (Association of Progressive RTO)coreChannel Partner/ Reseller/ DistributorProcessPoint is a preferred vendor with APRO, the leading Rent-to-Own industry association. They provide exclusive preferred pricing and industry expertise to APRO members, helping reduce costs and find better processing methods. ProcessPoint has been a proud preferred vendor with APRO for years.
• IPI PhotocoreChannel Partner/ Reseller/ DistributorProcessPoint is IPI's preferred processor providing customized payment solutions tailored for the photography and imaging industry. They offer processing solutions that help IPI members reach their financial goals with preferred pricing.
• TRIB GroupcoreChannel Partner/ Reseller/ DistributorProcessPoint has been in the RTO space for 17 years and is a preferred partner with TRIB Group delivering reliable services and exclusive preferred pricing tailored to support partners' success. The relationship is described as 'stellar' by ProcessPoint.
• NSFVA (National Food Truck Association)coreChannel Partner/ Reseller/ DistributorNSFVA partnership provides expert payment solutions designed for food trucks, offering seamless service and exclusive preferred pricing for NSFVA trusted partners. Includes wireless solutions, card present, ecommerce, and POS options.
• BridgePaycoreTechnology or IntegrationBridgePay provides zero-footprint middleware solution enabling ISVs and POS providers to integrate with ProcessPoint's gateway. Features include Java SDK, public JSON REST API, .NET assembly, EMV device support, and PCI Validated P2PE device options. Integration reduces installation and deployment time.
• Tracking UnlimitedcoreTechnology or IntegrationTracking Unlimited provides an all-in-one restaurant POS platform with mobile ordering and payments, integrated online ordering, third-party integrations, reporting and analytics, marketing and loyalty tools, QR code order and pay, gift cards, and reservations. ProcessPoint integrates payment processing with their POS system.
• DishOutcoreTechnology or IntegrationDishOut is one of the newest and most modern point-of-sale systems in the food industry. ProcessPoint partnered with DishOut to bring newest tech in food service to their customers, meeting many needs of food industry owners.
• Premier CompaniesminorChannel Partner/ Reseller/ DistributorPartnership with The Premier Companies (a trusted RTO industry leader since 1994) offering Premier Pay solutions for rent-to-own merchants. ProcessPoint participated in the Premier Companies National Convention 2026 in San Antonio.
• Authorize.NetcoreTechnology or IntegrationAuthorize.Net is a supported payment gateway integrated with ProcessPoint's platform, enabling merchants to accept online payments.
• Chase PaymentechcoreTechnology or IntegrationChase Paymentech gateway integrated with ProcessPoint's platform for ecommerce payment processing.
• ElavoncoreTechnology or IntegrationElavon payment gateway integrated with ProcessPoint's platform for ecommerce payment processing.
• FiservcoreTechnology or IntegrationFiserv payment gateway integrated with ProcessPoint's platform for ecommerce payment processing.
• Global PaymentscoreTechnology or IntegrationGlobal Payments gateway integrated with ProcessPoint's platform for ecommerce payment processing.
• NMI (Network Merchants Inc.)coreTechnology or IntegrationNMI payment gateway integrated with ProcessPoint's platform for ecommerce payment processing.
• ShopifycoreTechnology or IntegrationShopify platform integration with ProcessPoint's gateway enabling easy integration for Shopify merchants to accept payments.
• TSYScoreTechnology or IntegrationTSYS payment gateway integrated with ProcessPoint's platform for ecommerce payment processing.
• WorldpaycoreTechnology or IntegrationWorldpay payment gateway integrated with ProcessPoint's platform for ecommerce payment processing.
• Audit Advantage (Sister Company)coreStrategic or Co-development PartnerAudit Advantage is ProcessPoint's sister company specializing in revenue maximization and optimizing existing processing programs for merchants. Referenced as a complement to help RTO businesses retain revenue. Available through APRO, TRIB, and IPI member referrals.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Stax (formerly Fattmerchant): Stax is a subscription-based SMB payment processor offering interchange-plus pricing with no hidden markups — directly mirroring ProcessPoint's transparent pass-thru value proposition. It targets the same SMB merchant segment with similar software/terminal bundles.
• Helcim: Helcim provides transparent, interchange-plus payment processing to SMBs with a strong emphasis on education and pricing clarity — a close ideological match to ProcessPoint's 'true interchange pass-thru' positioning. It serves multi-vertical SMB merchants with software-enabled processing.
• Dharma Merchant Services: Dharma is an SMB payment processor known for transparent, no-markup interchange pricing — closely aligned with ProcessPoint's pricing philosophy. It competes for similar SMB merchants with transparent processing and software integrations.
• National Processing: National Processing is an SMB payment processor offering transparent pricing, multiple POS integrations, and vertical specialization. It mirrors ProcessPoint's inside-sales-driven, multi-vertical SMB go-to-market.
• Payment Depot: Payment Depot is an SMB ISO offering interchange-plus pricing and free terminal programs, very similar to ProcessPoint's pricing model and free hardware offering. Both companies position around cost transparency for SMB merchants.
• SpotOn: SpotOn is a software-led payments company specializing in restaurants and hospitality — directly overlapping ProcessPoint's Food & Beverage and Hotel & Lodging verticals with integrated POS + payments offerings. It represents a more software-forward vertical competitor.
• PaySimple: PaySimple is an SMB payment and billing platform offering card-present, online, ACH, and recurring billing — overlapping with ProcessPoint's recurring billing, ACH, and invoicing products. It targets a similar SMB vertical mix.

Emerging players

• Toast: Toast is a restaurant-specialized POS + payments platform that competes most directly with ProcessPoint's Food & Beverage vertical. While much larger and venture-backed, it exemplifies the kind of vertical software player encroaching on ProcessPoint's SMB niches.

Broad incumbents

• Clover (Fiserv): Clover is Fiserv's SMB POS and payments platform, integrated with ProcessPoint's offerings. As an acquirer-owned platform, it represents the broader incumbent threat — offering bundled hardware, software, and processing to the same SMB merchants ProcessPoint targets.
• Square (Block): Square is a leading SMB payments and POS provider offering card-present, online, and integrated software solutions (Square POS, Square for Restaurants, Square for Retail). It competes with ProcessPoint across most ProcessPoint verticals and represents the scaled, well-capitalized incumbent against which ProcessPoint's pricing-led model is positioned.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/p/ProcessPoint-61579395000332
• LinkedInlinkedin.com/company/processpoint

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ProcessPoint