Des Champs and Gregory

What Des Champs and Gregory does

Des Champs & Gregory, Inc. is a privately held, family-owned independent insurance agency headquartered in a single office at 1812 Manatee Ave W, Bradenton, Florida. The firm's heritage traces to a local independent agency founded in 1908, with the present-day entity formed through a 1964 acquisition. The company distributes personal lines (homeowners, auto, boat, condo, renters, personal articles, umbrella, flood), life and health products (life, major medical, disability, long-term care, Medicare supplements, dental, vision, annuities, supplemental), commercial lines (general liability, property, business interruption, workers' comp, commercial auto, cyber liability, EPLI, D&O, E&O, crime), and basic financial services (IRA, 401(k)) on behalf of 30+ carrier partners including Aetna, Cigna, Liberty Mutual, Progressive, Travelers, The Hartford, and United Healthcare.

The business model is commission-based: as an independent agency, revenue is earned via carrier commissions on placed personal, commercial, and life/health policies. Pricing is individually quoted per customer based on risk factors and carrier appetite, with monthly billing on recurring policies. Customer acquisition is direct-to-consumer through a physical office, phone sales at (941) 748-1812, website quote forms, Google Business Profile, and Facebook, supplemented by referrals through membership in FAIA and PIA. The firm operates with 11-50 employees and explicitly does not serve markets outside Florida's Gulf Coast.

Technology is limited to standard industry agency management software used for policy tracking, customer management, and carrier communications, with no disclosed proprietary features, APIs, AI/ML capabilities, or mobile applications. No revenue, funding, or financial performance figures are publicly disclosed. The firm maintains no parent company, subsidiaries, or external institutional investors, with Eric Anderson Gregory as owner and Andy Gregory as President and Managing General Partner.

Name

Des Champs and Gregory

Legal name

Des Champs & Gregory, Inc.

Website

https://deschampsgregory.com

Company type

Private

Founded year

1964

Operating status

Operating

Headcount range

11–50 employees

Short description

Des Champs & Gregory is a privately held, family-owned independent insurance agency in Bradenton, Florida, distributing personal, commercial, and life/health insurance policies on behalf of 30+ carrier partners to individuals and SMBs on Florida's Gulf Coast.

Ownership category

akta.pro rank

Headquarters

HQ city

Bradenton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, Des Champs & Gregory earns commissions from insurance carriers for policies placed on behalf of customers. The agency represents multiple insurance companies (over 30 carrier partners listed) and receives commission-based compensation for writing personal lines, commercial lines, and life & health insurance policies.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Des Champs & Gregory, Inc. is an independent insurance agency that distributes personal lines (home, auto, boat, umbrella, flood, renters, condo, personal articles), commercial lines (general liability, property, workers' comp, commercial auto, cyber, EPLI, D&O, E&O, crime), and life & health insurance (life, medical, disability, long-term care, Medicare supplements, dental, vision, annuities) plus retirement products (IRA, 401(k)). The agency places coverage on behalf of customers by representing more than 30 insurance carriers and provides advisory, quoting, and policy management services from its Bradenton, Florida office.

Product overview

Des Champs & Gregory, Inc. is an independent insurance agency providing a comprehensive portfolio of insurance and financial services. The company offers personal lines (homeowners, auto, boat, renters, condo, personal articles, umbrella, flood), personal life and health products (life, major medical, disability, long-term care, Medicare supplements, dental, vision, annuities, supplemental), commercial lines (general liability, property, business interruption, workers compensation, commercial auto, cyber liability, EPLI, D&O, E&O, crime), and financial services (IRA, 401(k) plans). As an independent agency, they represent multiple insurance carriers to provide tailored coverage solutions to individuals and businesses on Florida's Gulf Coast.

Differentiator

Problem solved

Functional benefit

Products and services

• Homeowners Insurance Homeowners insurance covering primary, secondary, seasonal, and rental properties, placed with multiple carriers.
• Condo Unit Owners Insurance

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

35 partnerships are on record, tiered minor and core.

• ACIminorOthersInsurance carrier partner represented by Des Champs & Gregory for distributing insurance products to customers.
• AetnacoreOthersMajor health insurance carrier partner providing health insurance products including medical, dental, and vision coverage through the agency.
• AmTrust FinancialminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• ASIminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• AssurantminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• BankersminorOthersInsurance carrier partner (Bankers Insurance Group) represented by Des Champs & Gregory.
• CignacoreOthersMajor health insurance carrier partner providing health and wellness insurance products through the agency.
• EdisonminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• Florida PeninsulaminorOthersRegional insurance carrier partner specializing in Florida coverage.
• Frontline InsuranceminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• HagertyminorOthersSpecialty insurance carrier partner known for classic car and boat insurance.
• HanoverminorOthersInsurance carrier partner (The Hanover Insurance Group) represented by Des Champs & Gregory.
• IMLminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• John HancockminorOthersLife insurance carrier partner represented by Des Champs & Gregory.
• Liberty MutualcoreOthersMajor national insurance carrier partner providing auto, home, and commercial insurance products.
• Lincoln National CorporationminorOthersLife insurance and retirement partner represented by Des Champs & Gregory.
• MercuryminorOthersInsurance carrier partner (Mercury Insurance) represented by Des Champs & Gregory.
• MRT LifeminorOthersLife insurance carrier partner represented by Des Champs & Gregory.
• Mutual of OmahaminorOthersLife insurance and health insurance carrier partner represented by Des Champs & Gregory.
• ProgressivecoreOthersMajor auto and home insurance carrier partner represented by Des Champs & Gregory.
• Philadelphia InsuranceminorOthersSpecialty insurance carrier partner represented by Des Champs & Gregory.
• RS TokiominorOthersInsurance carrier partner represented by Des Champs & Gregory.
• SafecominorOthersInsurance carrier partner (Safeco Insurance) represented by Des Champs & Gregory.
• Safe PointminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• Security FirstminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• Southern OakminorOthersRegional insurance carrier partner represented by Des Champs & Gregory.
• SummitminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• The CincinnatiminorOthersInsurance carrier partner (Cincinnati Insurance) represented by Des Champs & Gregory.
• The HartfordcoreOthersMajor national insurance carrier partner providing business and personal insurance products.
• Tower Hill Insurance GroupminorOthersRegional insurance carrier partner specializing in Florida coverage.
• TravelerscoreOthersMajor national insurance carrier partner providing property and casualty insurance products.
• TRUEminorOthersInsurance carrier partner represented by Des Champs & Gregory.
• United HealthcarecoreOthersMajor health insurance carrier partner providing health coverage products.
• Universal PropertyminorOthersProperty insurance carrier partner represented by Des Champs & Gregory.
• UPCminorOthersInsurance carrier partner represented by Des Champs & Gregory.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Brown & Brown, Inc. Large publicly traded insurance brokerage headquartered in Florida with a national retail and wholesale footprint. Highly comparable as a multi-line independent agency/broker model, though at vastly larger scale.
• Hub International: Major North American insurance brokerage serving personal, commercial, and employee benefits clients through independent agents. Comparable in product breadth and multi-carrier agency model.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with extensive retail and wholesale operations. Comparable in offering P&C, life, and benefits across many carrier partners.
• Acrisure: Rapidly growing insurance brokerage built largely through acquisition of independent agencies, including Florida-based firms. Highly relevant comparison for the roll-up trajectory of a regional agency.
• Lockton Companies: Largest privately held insurance brokerage in the U.S., offering commercial, personal, and benefits lines. Comparable in privately held multi-line agency/broker structure.
• USI Insurance Services: Major U.S. insurance brokerage serving middle-market commercial clients and individuals through a multi-carrier placement model. Comparable in P&C and benefits cross-sell.
• Marsh McLennan Agency: Middle-market arm of Marsh McLennan providing commercial, personal, and benefits brokerage. Comparable in delivering multi-line solutions through a broker-led model.

Direct peers

• Foundation Risk Partners: Florida-based insurance agency that has grown through acquisition of independent agencies across the state. Closest direct peer in terms of regional Florida orientation and full multi-line brokerage model.
• Higginbotham Insurance: Independent insurance and financial services firm offering personal, commercial, and employee benefits through a multi-carrier agency model, with a strong Texas/Southeast footprint.

Regional players

• Roper & Associates (Florida independent agency): Florida-based independent insurance agencies of similar size and multi-line model represent the most direct peer set for M&A benchmarking; specific names vary by region.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/DesChampsandGregory
• LinkedInlinkedin.com/company/des-champs-gregory-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Des Champs and Gregory