What Bel Air Informatique does

Bel Air Informatique is a French software vendor (Société par actions simplifiée) founded in 1977 and headquartered in Courtaboeuf, France. The company designs, develops, and supports the BELAIR progiciel, a modular management platform purpose-built for insurance brokers (courtiers) and mutual insurance companies (mutuelles). BELAIR covers the full operational lifecycle of a brokerage: portfolio and prospect management, multi-carrier policy administration, premium collection (quittances) with SEPA-compliant direct debits, commission calculation and reversements, hierarchical commission structures, claims management with intervenor tracking, group contracts (collective health/provident under ANI 2013), accounting, integrated CRM with electronic document management (GED), and a white-label Extranet Client Final for end-policyholder self-service.

The technology is built on a Windows-compatible client architecture with OLE automation, XML-based EDI processing, SEPA XML generation (Pain.008.01.02/Pain.001.01.03), SOAP web services via the BAS (Belair Application Server), and native integrations to AGIRA/FVA, EDICourtage 2.0 (messages 500/502/503/504/602), and Docaposte's Maileva (postal/registered mail/SMS) and Contralia (electronic signature). Vertical-specific applications address Construction (decennial, dommage ouvrage), Marine/Aviation/Transport, Health/Provident, Business Risks, and Delegated Management/Group Policies.

The commercial model is direct enterprise sales plus a self-serve evaluation download, with ORIAS-verified lead capture for insurance professionals. Revenue is generated through module-based subscription licensing, annual maintenance contracts (ASSISTANCE, EVOLUTION, C.M.A.), DATADOCK-certified professional training, hotline support, installation/paramétrage, custom development, and data migration services. Customers are concentrated in France with a small international footprint (Canada, Belgium). The company reports a few hundred clients and thousands of users, operates with 1–10 employees, and is led by President Bruno ROCHE; no external investors or funding rounds are disclosed.

Name

Bel Air Informatique

Legal name

Bel Air Informatique

Website

https://belair-info.fr

Company type

Private

Founded year

1977

Operating status

Operating

Headcount range

1–10 employees

Short description

Bel Air Informatique develops and supports BELAIR, a modular insurance management software suite for French brokers and mutuelles, covering portfolio administration, claims, accounting, commissions, SEPA banking, and regulatory EDI compliance.

Ownership category

akta.pro rank

Product category

Insurance Management Software

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Other Insurance Related Activities (52429), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)

akta.pro secondary industries

Risk, Controls & Governance (GRC) Platforms (FSAFAOAG), Compliance Technology, GRC Platforms & Controls Automation Advisory (BPAHAFAO)

Keywords

• Insurance management software
• Broker portfolio management
• Mutual insurance solutions
• Insurance claims management
• Premium collection software

Headquarters

HQ city

Orsay

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Licensing - BELAIR Progiciel: Core revenue from licensing the BELAIR modular software platform. Customers acquire base module and add functional modules as needed. Modular approach allows incremental purchases without replacing existing setup. Pay-per-seat model with simultaneous user access rights.
2. Maintenance Contracts: Annual maintenance contracts including ASSISTANCE (personalized technical support, hotline), EVOLUTION (software updates at reduced cost), and C.M.A. (Application Maintenance Contract for custom adaptations at preferential rates).
3. Professional Services - Training: Professional training services on all BELAIR modules. DATADOCK certified training organization. Various courses including Automate, Accounting, CRM, Taking Over, Quittance Management, Queries, Pricing, and BAI-Webcom modules. Training duration typically 7 hours per module.
4. Technical Support and Assistance: Hotline support, online help access, and personalized technical assistance during business hours.
5. Installation and Customization Services: On-site installation and configuration services for complex environments. Custom development services for specific business workflows and specialized insurance portfolios (athletes, race horses, maritime vessels).
6. Data Migration Services: Data recovery and migration services from legacy software systems to BELAIR. Covers clients, contracts, products, receipts, claims, accounting, electronic files, and other relevant entities.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Bel Air Informatique designs, develops, and licenses the BELAIR progiciel, a modular insurance management software platform for insurance brokers (courtiers) and mutual insurance companies (mutuelles). The platform handles portfolio administration, accounting, CRM/GED, claims, commissions, group contracts, interbank SEPA operations, FVA reporting, and exposed SOAP web services for integration. The company also delivers professional services including installation, training, data migration, and custom development to insurance professionals in France and select international markets.

Product overview

Bel Air Informatique offers BELAIR, a modular insurance management software platform designed for insurance brokers and mutuelles. The core platform BELAIR Progiciel provides portfolio management with optional functional modules including accounting (Comptabilité), CRM/GED (GRC), claims management (Sinistres), group contracts (Contrats de Groupe), and interbank connections (Liaisons Interbancaires). Additional add-on modules cover premium collection (Gestion des Quittances), hierarchical commission management (Commissionnement Hiérarchisé), pricing (Tarification), coinsurance (Coassurance), and policy solicitation (Pollicitation). Specialized industry applications include Health/Provident (Santé Prévoyance), Management Delegation/Group Policies, Construction Insurance, Marine/Aviation/Transport, and Business/Technical Risks. The company also provides a client-facing Extranet portal (Extranet Client Final) and BAS API product for web service integration.

Differentiator

Problem solved

Functional benefit

Brands

• BELAIR: Core progiciel/management software product for insurance portfolio management, serving brokers and mutuals.

Products and services

• BELAIR Progiciel Comprehensive, modular insurance management software for insurance brokers (courtiers) and mutual insurance companies (mutuelles), offering a base portfolio management module augmented with optional functional modules for accounting, CRM/GED, claims, group contracts, interbank SEPA, FVA reporting, data import, commissions, pricing, and co-insurance.
• BELAIR Portefeuille Core administrative and commercial management module for insurance client portfolios, including prospect management, statistical searches, mailings, scheduling, and reminders.
• BELAIR Comptabilité General accounting module handling client, company, and general accounting with automatic journal entries, multi-entity support, and automated year-end closing.
• BELAIR GRC/CRM/GED Integrated Customer Relationship Management, CRM, and Electronic Document Management system including time management, marketing tools, CTI integration, and statistics.
• BELAIR Sinistres Claims management module for administrative follow-up and accounting, including opening, tracking, evaluations, intervenor management, and payments by insurer.
• BELAIR Contrats de Groupe Group contracts module covering multi-adhesion contracts and collective contracts with population management, college handling, and contribution calculations.
• BELAIR Liaisons Interbancaires Interbank connections module for SEPA-compliant direct debits and bank transfers, supporting multiple banks, RIB management, and automatic payment incident handling.
• BELAIR FVA (Fichier des Véhicules Assurés) Insured Vehicles File module for querying and updating the FVA via AGIRA Web Services, ensuring compliance with mandatory auto insurance declarations introduced in January 2019.
• BELAIR Editeur de Requêtes Query builder module allowing users to create custom statistical queries with multi-level conditions, database-wide access, and export capabilities.
• BELAIR Automate d'Import (EDI) Data import automation module supporting multiple file formats (text, CSV, XML, DBase, Paradox, Firebird, SQL Server) for EDI processing and external system integration.
• BELAIR Gestion des Quittances Premium collection and payment tracking module including premium emissions, collections, bad debt management, company reversements, and commission retrocessions.
• BELAIR Honoraires et Frais de gestion Fees and management costs module for adding custom fees to premium amounts with fully customizable rules and automatic accounting allocation.
• BELAIR Commissionnement Hiérarchisé Hierarchical commission management for pyramidal commercial structures with 1-3 arrangers per contract and cascading commission calculations.
• BELAIR Tarification Automatic premium calculation and emission module with parametrizable algorithms, index variations, CRM management, and automated renewals.
• BELAIR Pollicitation Optional coverage proposal module allowing clients to subscribe to additional guarantees through payment of optional premiums on premium notices.
• BELAIR Coassurance Coinsurance management module for recording participant shares, premium and commission distribution by insurer, and automatic accounting ventilation.
• BELAIR Extranet Client Final White-label client portal connected in real-time to BELAIR software, enabling end clients to access contracts, declare claims, view documents, and make online payments via PayPal.
• BAS - Belair Application Server SOAP-based web service enabling communication between customer websites and BELAIR, allowing custom extranet development for online subscription, claims reporting, document exchange, and billing.
• BELAIR Risques d'Entreprise et Techniques Specialized business and technical risks application for fleet management, property management, and multi-risk policies with detailed coverage management.
• BELAIR Marine/Aviation/Transport Specialized application for marine, aviation, and land transport insurance including goods insurance, carrier liability, and co-insurance management.
• BELAIR Assurance Construction Construction insurance application covering decennial liability, damage ouvrage, individual house builders (CMI), and BTP policies with specialized risk management.
• BELAIR Délégation de Gestion - Polices de Groupements Management delegation and group policies module for wholesale brokers handling white-label insurance and group policies with parametrizable pricing engine.
• BELAIR Santé Prévoyance Health and provident insurance application for collective and individual policies with employee management, college handling, and contribution calculations.

Quantifiable outcome

• Immediate ROI through elimination of time-consuming management tasks via Customer Extranet
• +2 more outcomes

Named customers11 records

Segments7 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature10 records

Partnerships

Three partnerships are on record, tiered core.

• Docaposte (Groupe La Poste)coreTechnology or IntegrationDocaposte provides postal mail services (Maileva) and electronic signature solutions (Contralia) integrated natively into BELAIR. Maileva enables sending of simple and registered mail plus SMS. Contralia provides API-based electronic signature capabilities for contract documents. Docaposte is a trusted third party, member of FNTC, with ISO 9001:2008 and ISO 27001 certifications, hosting data in France with GDPR compliance.
• AGIRA (Association pour la Gestion des Informations sur le Risque en Assurance)coreTechnology or IntegrationAGIRA operates the Fichier des Véhicules Assurés (FVA), the mandatory vehicle insurance file required since January 2019. BELAIR integrates Web Services for FVA data exchange, enabling brokers with auto insurance delegation to fulfill their regulatory reporting obligations within 72 hours. Access is secured and traced with SSL encryption.
• EDICourtagecoreTechnology or IntegrationEDICourtage is the electronic data interchange standard for French insurance brokers. BELAIR supports EDICourtage 2.0 including messages 500, 502, 503, 504, and 602 (quittancement-related). This enables automated data exchange with insurance companies.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Insurity: US insurance software and analytics provider for P&C carriers and MGAs. Comparable as a broad incumbent in core insurance administration, with overlapping distribution-side workflows for brokers.
• Majesco: US/India-based cloud insurance SaaS platform for P&C, life, and health insurers. Comparable as a broad InsurTech incumbent with policy-administration and distribution-management capabilities overlapping Bel Air's scope.
• Duck Creek Technologies: US-based cloud-native insurance SaaS provider for policy, claims, and billing across P&C insurers globally. Comparable as an InsurTech platform serving carrier and broker-adjacent distribution, with a modern cloud architecture contrast to Bel Air's Windows stack.
• Sapiens International: Global insurance software vendor offering core platforms for P&C, life, and reinsurance across Europe, North America, and EMEA. Comparable as a broad insurance core-systems incumbent, with European market overlap relevant to Bel Air.
• Guidewire Software: Large US-headquartered insurance core systems vendor (PolicyCenter, ClaimCenter, BillingCenter) serving global P&C insurers. Comparable as a broader incumbent InsurTech platform with insurance policy-administration focus, though at much greater scale.

Direct peers

• Cegedim Insurance Solutions: Insurance division of French health-tech group Cegedim providing management software (ACTIVUS, SGIP) for insurance brokers and mutuals in France. Directly overlaps with Bel Air's core customer base and product scope.
• Prima Solutions: French insurance software vendor offering policy administration, claims, and distribution solutions to insurers, mutuals, and brokers in France. Most directly comparable as a similarly scoped French InsurTech platform targeting the same broker and mutuelle customer base.

Regional players

• Keylane: Dutch-headquartered insurance SaaS vendor serving insurers and brokers across Northern Europe. Comparable as a regional European insurance platform addressing policy administration and broker/insurer distribution workflows.

Emerging players

• Fadata: Bulgaria-headquartered insurance core systems vendor serving life, health, and P&C insurers across EMEA. Comparable as an emerging InsurTech player with insurance policy-administration focus and European market overlap.

Others

• Tessi: French-listed BPO and document/process-services group with insurance-industry vertical solutions including back-office and digital transformation services. Comparable as a French insurance-services ecosystem participant, though not a direct broker-software competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/bel-air-informatique

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bel Air Informatique