Le Courtier Du Motard

What Le Courtier Du Motard does

Le Courtier Du Motard SAS is a French insurance brokerage (intermédiaire en assurances) registered in Pérols, France, operating as a wholly-owned subsidiary of Mutuelle des Motards, the mutual insurer founded in 1983 that specializes in 2 and 3-wheeled motor vehicle coverage. The company functions as the dedicated distribution arm of Mutuelle des Motards, distributing its insurance products through an exclusive network of approximately 2,000 independent insurance brokers (courtiers) across France. Its portfolio comprises 20 distinct insurance products segmented into Particulier (individual riders — covering gros cube motorcycles, 125cc, vintage bikes, urban and maxi scooters, custom and collection bikes), Fun/pro enthusiast products (off-road, quads, side-cars, electric scooters, e-bikes), and Professionnel offerings (couriers, rental fleets, associations, taxi-moto, tour guides, company vehicles). Technical infrastructure is limited: there is no proprietary underwriting or AI platform, no mobile application, and no public API; the core technology is the compte.amdm.pro partner portal that brokers use for pricing and contract management, supplemented by two dedicated phone lines for partner support. Differentiated product features include exclusive guarantees such as the SAVE accident-victim support program, helmet reimbursement without deductible, and tiered accessory coverage up to €9,000.

The company operates a single-channel GTM, reaching end customers only through its 2,000-strong broker network rather than direct-to-consumer. It generates revenue via insurance brokerage commissions paid by its parent carrier Mutuelle des Motards on each policy placed through the broker channel. Pricing is quote-based and varies by vehicle type, driver profile, coverage level, and add-ons; specific premiums are not publicly disclosed and contracts renew annually. Marketing is conducted through content marketing (a blog and expert advice articles), LinkedIn, and selective industry events such as the Salon du 2 Roues de Lyon. The company holds ORIAS registration (#09 052 520) and is supervised by ACPR.

Le Courtier Du Motard is structured as a SAS with share capital of €40,000 and approximately 5 employees, suggesting a lean distribution-orchestration entity rather than a full-service insurance operation. Recent performance signals from the Baromètre Courtiers 2026 show 85% broker-partner satisfaction — the highest in six years — and a Net Promoter Score of +31, up 16 points year-over-year, indicating strong channel health despite the small operational footprint.

Name

Le Courtier Du Motard

Legal name

Le Courtier Du Motard SAS

Website

https://lecourtierdumotard.fr

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

1–10 employees

Short description

Le Courtier Du Motard is a French insurance brokerage that distributes Mutuelle des Motards 2 and 3-wheel vehicle insurance products through a network of approximately 2,000 independent partner brokers across France, serving individual riders and professional users.

Ownership category

akta.pro rank

Product category

Two-Wheeler Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

akta.pro primary industry

Rideshare (TNC) Personal Auto Insurance (FSAJAAAI)

Keywords

• Motorcycle insurance
• Two-wheeler insurance
• Insurance brokerage
• Scooter insurance
• Professional rider insurance

Headquarters

HQ city

Pérols

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Le Courtier Du Motard generates revenue as an insurance broker intermediary, earning commissions from the Mutuelle des Motards for distributing their 2-wheel and 3-wheel insurance products through their network of approximately 2,000 partner brokers. The company manages partnership contracts and commissions for the broker network.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Le Courtier Du Motard is a French insurance brokerage (courtier) that distributes Mutuelle des Motards 2-wheel and 3-wheel motor insurance products through a network of approximately 2,000 partner brokers across France. The company offers a portfolio of 20 specialized insurance products covering individual riders, enthusiasts, and professional users of motorcycles, scooters, quads, electric mobility vehicles, and side-cars. As a wholly-owned subsidiary of Mutuelle des Motards (founded 1983), it channels 40+ years of specialist 2-wheel insurance expertise via dedicated partner pricing tools, a partner portal, and exclusive guarantees such as SAVE victim support and helmet reimbursement.

Product overview

Le Courtier Du Motard distributes the Mutuelle des Motards insurance portfolio through a network of approximately 2,000 broker partners across France. The product portfolio comprises 20 distinct insurance products organized into three segments: Particulier (individual riders) covering 9 motorcycle and scooter categories including gros cube (100%), 125cc (Starter), vintage bikes (Authentik), urban scooters (UrbanScoot 50/125), maxi scooters (MaxiScoot), custom bikes (Ma Perso), collection bikes (Collector), and track bikes (Full Power); Fun/pro enthusiast coverage for off-road (Tout Terrain), quads (Le 2x2), side-cars (Side by Side), electric scooters (On Street), and electric bikes (On Cycle); and Professionnel (business) coverage for couriers (Coursier), fleet operators (Loueur), associations, taxi-moto services, tour guides (Guideur), and company vehicles (Entreprise). Core differentiators include exclusive guarantees such as SAVE victim support, helmet reimbursement, and tiered accessory coverage (Eco/Privilège/Optimal up to €9,000).

Differentiator

Problem solved

Functional benefit

Products and services

• 100% (Assurance moto gros cube)

Quantifiable outcome

• 85% courtier satisfaction — best level in six years
• +3 more outcomes

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Mutuelle des MotardscoreStrategic or Co-development PartnerMutuelle des Motards is the parent company of which Le Courtier Du Motard is a 100% subsidiary. Founded in 1983, Mutuelle des Motards is the specialist insurer of 2 and 3-wheel vehicles in France. Le Courtier Du Motard distributes Mutuelle des Motards products through its network of approximately 2,000 broker partners. The company has over 40 years of expertise in 2-wheel insurance.
• IMA (Inter Mutuelle Assistance)coreTechnology or IntegrationIMA provides breakdown and accident assistance services for policyholders, including vehicle recovery, repatriation, accommodation, and replacement vehicle provision. The partnership has existed for over 30 years. IMA assistance is available 24/7 with no kilometer excess for accident-related cases.
• GPS Tracker Manufacturers (Charte Traceurs)minorStrategic or Co-development PartnerMultiple GPS tracker manufacturers including Georide, Monimoto, Sentidrive, Tecno Globe, Trakmy, S'Pion, Beepings, Invoxia, and Motorsfit have signed the Mutuelle des Motards tracker charter, making their devices recognized as protection means against theft with potential franchise reduction benefits.
• Liberty RiderminorGTM or Marketing PartnerLiberty Rider is a connected luggage and safety application partner referenced for group ride tracking and emergency contact features.
• CasebookminorGTM or Marketing PartnerCasebook provides connected baggage solutions for travelers including motorcyclists, mentioned as part of service offerings for 2-wheel enthusiasts.
• Vintage RidesminorGTM or Marketing PartnerVintage Rides is a motorcycle travel agency offering all-inclusive trips, recommended as an option for motorcyclists planning longer journeys.

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Emerging players

• Acheel: French digital insurance broker offering multi-line personal insurance with a partner-assisted advisory model. Comparable as a French personal insurance intermediary with a digital-first GTM, though broader in product scope than LCDM's 2-wheel specialty.
• Luko: French neo-insurance provider offering home and personal lines via embedded digital distribution. Comparable as a French digital-native insurance intermediary pursuing modern distribution, though focused on home rather than 2-wheel insurance.

Broad incumbents

• Matmut: Major French mutual insurer offering auto (including 2-wheel), home, and personal insurance. Comparable as a French mutualist insurance provider with overlapping motorcycle coverage, but operates at significantly broader scale across multiple insurance lines.
• Direct Assurance: AXA-owned French direct auto insurer selling car and 2-wheel policies online. Comparable as a large French personal-motor insurance distributor with overlapping customer base (motorcycle owners), but operates at much broader scope and scale with a direct-to-consumer model rather than a broker channel.
• Leocare: French neo-insurance broker offering multi-line personal insurance (auto, home, health) via a digital-first model. Comparable as a French personal insurance intermediary with a similar target customer, though broader in product scope than LCDM's 2-wheel specialty.

Regional players

• Zego: UK-based motor insurance specialist focused on gig-economy drivers, ride-share, and delivery couriers — including motorcycles. Comparable in courier/professional-use motorcycle coverage and digital distribution, but operates in the UK rather than France.
• Bikesure Insurance Services: UK specialist motorcycle insurance broker distributing 2-wheel coverage via its own partner network. Directly comparable in business model (specialty motorcycle broker with multi-product portfolio), but operating in the UK market rather than France.

Direct peers

• AMV Assurance: AMV is a French insurance specialist exclusively focused on 2-wheel vehicles (motorcycles, scooters, quads). Directly comparable to Le Courtier Du Motard as a French motorcycle insurance specialist with overlapping product scope and competing broker/distribution models.
• April Moto: April Moto is the dedicated 2-wheel vertical within the April insurance broker group in France, selling motorcycle/scooter insurance through partner brokers. Directly comparable to LCDM as a French motorcycle insurance intermediary distributing specialized policies via a third-party broker network.

Others

• Mutuelle des Motards: LCDM's parent mutual and exclusive product underwriter; operates in the same 2-wheel insurance vertical with policy issuance authority, but functions as supplier rather than competitor to LCDM. Included because it defines LCDM's product set and strategic boundaries.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/le-courtier-du-motard

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Le Courtier Du Motard