Boost Payment Solutions
- Company typePrivate
- Founded2009
- HeadquartersNew York, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Boost Payment Solutions does
Boost Payment Solutions is a privately held B2B payments company founded in 2009 and headquartered in New York City, operating in 180+ countries with a 51-100 employee organization that runs a 100% virtual workforce. The company optimizes the use and acceptance of commercial cards through a proprietary, multi-patented technology platform built around Boost Intercept, a straight-through processing (STP) engine that automates virtual card acceptance, CEDP parsing and validation, funding, and enhanced remittance reporting. Boost holds 6 utility patents (multiple U.S. patents plus a Canadian patent) and is certified at PCI DSS Level 1, SOC 2 Type 2, and HIPAA, processing over $12 billion in 2023 with cumulative volume exceeding $20 billion.
The core platform is layered: Boost Intercept serves as the STP backbone, Dynamic Boost is a patented rules-based pricing engine for real-time interchange flexibility, Boost 100 is the buyer-focused platform for paying suppliers by card regardless of acceptance willingness, Boost 100XB extends the platform cross-border to 180+ countries without foreign BIN requirements, and Boost Vault enables static-card tokenization. A Payments-as-a-Service (PaaS) gateway layer licenses Boost Intercept to acquirers, software platforms, and ERPs including FIS, Worldpay, Bill.com, AvidXchange, Coupa, Esker, and SAP Taulia.
The business model is per-transaction take rate plus technology licensing. Boost earns a share of interchange, network, assessment, and acquirer fees on each commercial card transaction (domestic all-in costs as low as 1.99%, cross-border Boost 100XB as low as 2.25%), with proprietary interchange rates granted by both Visa and Mastercard enhancing net economics. The customer base spans three primary constituencies: enterprise buyers (including 64 Fortune 100 clients), suppliers/merchants of all sizes, and commercial card issuers (JPMorgan Chase, Capital One, Wells Fargo, Bank of America, Citi, HSBC, MUFG, PNC, and others) using Boost as their supplier enablement and STP layer. AI-powered transaction validation, predictive analytics, and CEDP data structuring are integral to the platform.
Boost Payment Solutions firmographics
Firmographics- Name
- Boost Payment Solutions
- Legal name
- Boost Payment Solutions, Inc.
- Website
- https://boostb2b.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Boost Payment Solutions industry classification
Industry- Product category
- B2B Payment Processing
- akta.pro primary industry
- Processor-Agnostic / White-Label Acquiring Platforms (Acquiring-as-a-Service) (FSAMABAI)
- akta.pro secondary industry
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
Keywords
Where Boost Payment Solutions is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Boost Payment Solutions business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Transaction-based interchange and processing fees: Per-transaction revenue model. Boost earns a share of interchange, network, assessment, and acquirer fees on each commercial card transaction it processes through Boost Intercept and Boost 100. Fee responsibility can be buyer-funded, supplier-funded, or shared between both parties based on contract. Pricing is not publicly listed — all-in transaction costs are quoted as low as 1.99% (domestic) and 2.25% (cross-border). Boost also has proprietary interchange rates that further lower cost of acceptance.
- Technology licensing and embedded/PaaS partnerships: Boost licenses its patented Boost Intercept STP technology to acquirers, processors, and software platforms (e.g., Moneris licenses Boost Intercept as its B2B gateway for Canada; FIS, Worldpay, Bill.com, AvidXchange, CoupaPay, Esker, Paymerang, Nuvei embed Boost technology). Generates licensing/royalty revenue alongside transaction volume.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Per-transaction fee model with buyer-paid, supplier-paid, or shared-cost options; no subscription, monthly fees, or minimums on Boost 100 platform access. |
| Transaction based/ take rate | Pay-as-you-go | Cross-border Boost 100XB per-transaction pricing; not subject to cross-border card assessment fees. |
| Other | Multi-year contract | Embedded/OEM and PaaS licensing to acquirers and software platforms (custom enterprise contracts). |
Go-to-market motion5 records
Distribution channels6 records
Marketing channels8 records
Boost Payment Solutions product offering
Product offeringCore offering
Boost Payment Solutions is a B2B acquirer and payments technology company that operates a patented straight-through processing (STP) platform purpose-built for commercial card acceptance. Its core products — Boost Intercept (STP), Dynamic Boost (rules-based pricing), Boost 100 and Boost 100XB (cross-border) — automate the use and acceptance of commercial cards between buyers, suppliers, and card-issuing banks across 180+ countries. Boost also licenses its patented technology as a Payments-as-a-Service (PaaS) gateway to acquirers, software platforms, and ERP vendors.
Product overview
Boost Payment Solutions is a platform-plus-modules B2B digital payments company offering a unified suite of proprietary commercial card acceptance and optimization products. The core architecture is built around Boost Intercept®, the patented straight-through processing (STP) technology that serves as the central automation engine, layered with Dynamic Boost®, a patented rules-based payment engine for interchange flexibility, and Boost 100®, the overarching buyer-focused platform that maximizes card-based payments. Boost 100XB® extends the platform cross-border to 180+ countries, while Boost Vault securely handles static card transactions and CEDP Essentials supports Visa Commercial Enhanced Data Program compliance. A Payments-as-a-Service (PaaS) gateway extends these capabilities to acquirers, merchant service providers, and embedded software platforms. Together, these products serve buyers (AP), suppliers (AR), card issuers, and strategic partners across 180+ countries with AI-powered transaction validation, data parsing, and real-time interchange optimization.
Differentiator
Problem solved
Functional benefit
Brands
- Boost 100®: Platform of solutions purpose-built to maximize commercial card spend; enables buyers to pay 100% of suppliers by card, 100% of the time.
- Boost Intercept®
- Dynamic Boost®
- Boost 100XB®
- Boost Vault℠
- CEDP Essentials
Products and services
- Boost Intercept Patented straight-through processing (STP) platform and the industry's first virtual card lockbox solution. Automates processing, funding, and reporting of commercial card payments, eliminating manual workflows and data entry for buyers and suppliers.
- Dynamic Boost Patented dynamic rules-based payment engine that enables buyers and suppliers to enforce contractual constructs, control which invoices can be paid by card, and apply flexible pricing based on dynamic variables in real time.
- Boost 100 Platform of solutions and services that gives enterprise buyers complete control and flexibility over how and when they use their commercial card, regardless of supplier willingness to accept. Expands working capital and increases supplier acceptance.
- Boost 100XB Cross-border B2B payments solution enabling buyers to pay suppliers in 180+ countries using their existing U.S.-issued commercial card without foreign BIN requirements, avoiding expensive cross-border assessment fees.
- Boost Vault Secure registry for static commercial cards that enables buyers to securely pay invoices without a virtual card program. Tokens are stored and processed via Boost Intercept for straight-through processing with no technical integration required.
- CEDP Essentials Solution suite helping clients understand, prepare for, and navigate Visa's Commercial Enhanced Data Program (CEDP) interchange and data-validation rules, including a pre-funding model that ensures customers benefit from qualified CEDP rates immediately.
- Payments-as-a-Service (PaaS) Gateway CEDP-ready PaaS gateway solution for acquirers and software platforms that handles parsing, validation, and submission directly, ensuring transactions meet Visa's CEDP schema and helping merchants and partners earn Verified status.
Quantifiable outcome
- Reduces supplier cost of acceptance by up to 50% via Boost Intercept
- +7 more outcomes
Companies that use Boost Payment Solutions
Customer profileNamed customers4 records
Segments7 records
Ideal customer profiles4 records
Boost Payment Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability10 records
Feature7 records
Boost Payment Solutions partnerships and signals
Strategic signalPartnerships
60 partnerships are on record, tiered flagship (global strategic alliance), flagship (cedp co-development partner), core, regional, vertical (healthcare), regional (canada), flagship (issuer), regional (emea), vertical (restaurant/restaurant-tech), regional (europe/canada), vertical, regional (caribbean) and regional (apac).
- Mastercardflagship (global strategic alliance)Multi-phase strategic alliance spanning a decade: Phase 1 in 2012, Phase 2 in 2014, Caribbean alliance (2017), Global Framework Agreement (2019), and a global partnership in 2021 to expand the use and acceptance of commercial cards worldwide. Mastercard itself is also a Boost customer using Boost to transform its own AP process.
- Visaflagship (cedp co-development partner)Boost and Visa partnered to increase business payments acceptance via the Dynamic Boost® platform (2019). Visa granted Boost proprietary interchange rates to match Mastercard (2019). Boost is a Visa-approved service provider listed on the Visa Global Registry and displays a 2026 Visa badge. Boost is fully prepared for Visa's CEDP.
- SAP TauliacoreSAP Taulia partners with Boost Payment Solutions to accelerate virtual cards momentum, enhancing B2B payments infrastructure for enterprise clients.
- FIScoreBoost and FIS announced a strategic partnership to integrate Boost's patented straight-through processing (STP) technology into FIS's Automated Finance suite, improving virtual card acceptance automation for enterprise customers. Announced July 2025.
- Conferma PaycoreConferma Pay and Boost have an evolving partnership to transform B2B virtual payments. Initially teamed up in travel, with subsequent extensions across the wider B2B industry. Jason Lalor is CEO of Conferma Pay.
- EskercoreEsker and Boost Payment Solutions announced a partnership to revolutionize virtual card processing. Esker's U.S. COO Steve Smith described card issuance growth on the AP side as a driver of the partnership, focused on meeting customers' evolving needs for innovative and efficient payment solutions.
- OneSource Virtual (OSV)coreBoost Payment Solutions and OneSource Virtual partner on automated AP, integrating Boost's technology into OSV's Invoice Pay service for Workday financials customers. OSV CFO John Bax cited increased vendor matching and conversion rates as a key benefit.
- RobobairegionalBoost Payment Solutions partnered with Australian FinTech leader Robobai to expand B2B payments in the APAC region.
- GHX (Global Healthcare Exchange)vertical (healthcare)Boost Payment Solutions and GHX teamed up to drive cost savings to healthcare organizations by automating commercial card payments in the healthcare supply chain.
- Coupa (CoupaPay)coreBoost entered into a strategic partnership agreement with CoupaPay to enable B2B virtual card payments within Coupa's spend management platform.
- AvidXchangecoreAvidXchange embeds Boost's Boost Intercept STP technology into its AP automation platform to provide automated commercial card acceptance to its customers.
- Bill.comcoreBill.com is listed as a Boost partner leveraging Boost's STP technology to enable automated commercial card payments on its platform.
- PaymerangregionalPaymerang is listed as a Boost strategic partner leveraging Boost's commercial card automation for AP workflows.
- BottomlinecoreBottomline is listed as a Boost strategic partner, integrating Boost's STP technology into its B2B payments solutions.
- Monerisregional (canada)Moneris licenses Boost Intercept as its B2B gateway for Canada and launched B2B payment solutions to optimize commercial card acceptance in the Canadian market.
- American Express (Amex)coreAmerican Express and Boost Payment Solutions partnered to bring optimized virtual card payments to suppliers, combining Amex's virtual card network with Boost's STP technology.
- TransferMatecoreBoost Payment Solutions partnered with TransferMate to enhance cross-border payment capabilities, integrating TransferMate's international payments infrastructure with Boost's commercial card platform.
- JPMorgan Chase (J.P. Morgan)flagship (issuer)Boost Payment Solutions collaborates with J.P. Morgan to offer fully integrated automated payments. Forms a strategic alliance to expand commercial card acceptance through JPMorgan's commercial card program.
- BMO Harris BankcoreBoost Payment Solutions collaborated with BMO Harris Bank to deliver automated B2B payment solutions to its corporate card clients.
- Wells Fargo BankcoreBoost executed a supplier enablement agreement with Wells Fargo Bank in 2013, enabling Wells Fargo's commercial card clients to use Boost's supplier enablement services.
- Citi (Citibank)coreBoost executed a supplier enablement agreement with Citibank in 2014, integrating Boost's supplier enablement services with Citi's commercial card program.
- U.S. BankcoreBoost executed a supplier enablement agreement with U.S. Bank in 2015, providing Boost's supplier enablement and STP services to U.S. Bank's commercial card clients.
- WEXcoreBoost executed a supplier enablement agreement with WEX in 2014 to support WEX's commercial card clients.
- Bilt RewardscoreBoost integrated into Bilt Rewards to provide a first-of-its-kind offering that allows renters to pay their landlords with a credit card (2022).
- Allied Irish Bank (AIB)regional (emea)Boost executed an ISO agreement with Allied Irish Bank in Europe to expand its Boost Intercept distribution in the European market.
- Worldpay (formerly Vantiv)coreBoost executed a payment facilitator agreement with Vantiv (now Worldpay) and a Boost Intercept gateway agreement with TransFirst (now TSYS, owned by Global Payments). Worldpay is listed as a Boost strategic partner.
- Global Payments (Nuvei, TSYS)coreGlobal Payments (TSYS) is listed as a Boost strategic partner; Nuvei is also listed as a Boost partner. Boost also executed a Boost Intercept gateway agreement with TSYS (via TransFirst acquisition).
- ElavoncoreElavon is listed as a Boost strategic partner distributing Boost Intercept for B2B virtual card acceptance.
- Capital OnecoreCapital One is listed among Boost's integrated commercial card issuer partners and partner logos, supporting supplier enablement on its commercial card program.
- HSBCcoreHSBC is listed among Boost's integrated commercial card issuer partners and partner logos.
- MUFGcoreMUFG is listed among Boost's integrated commercial card issuer partners and partner logos.
- PNCcorePNC is listed among Boost's integrated commercial card issuer partners and partner logos.
- TruistcoreTruist is listed among Boost's integrated commercial card issuer partners and partner logos.
- Bank of AmericacoreBank of America is listed among Boost's integrated commercial card issuer partners and partner logos.
- MarginEdgevertical (restaurant/restaurant-tech)MarginEdge is listed as a Boost strategic partner, integrating Boost's B2B payments into restaurant industry workflows.
- TrustCommerceregionalTrustCommerce is listed as a Boost strategic partner for B2B payment processing distribution.
- Worldline (formerly Bambora)regional (europe/canada)Worldline (formerly Bambora) is listed as a Boost strategic partner for B2B payment distribution.
- Cass Information SystemsverticalCass Information Systems is listed as a Boost strategic partner.
- Corpay (formerly Nvoicepay)coreCorpay (formerly Nvoicepay) is listed as a Boost strategic partner.
- LucrotecregionalLucrotec is listed as a Boost strategic partner.
- Swipe2BregionalSwipe2B is listed as a Boost strategic partner.
- Huntington BankcoreHuntington Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- Key BankcoreKey Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- Sagicorregional (caribbean)Sagicor is listed as a Boost strategic partner, supporting Caribbean B2B payments.
- Regions BankcoreRegions Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- National Bank of Canada (NBC)regional (canada)National Bank of Canada (NBC) is listed among Boost's integrated commercial card issuer partners and partner logos.
- Scotia Bankregional (canada)Scotia Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- Bank UnitedregionalBank United is listed among Boost's integrated commercial card issuer partners and partner logos.
- EdenRedregionalEdenRed is listed among Boost's integrated commercial card issuer partners and partner logos.
- Commerce BankcoreCommerce Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- Fifth Third BankcoreFifth Third Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- WestPacregional (apac)WestPac is listed among Boost's integrated commercial card issuer partners and partner logos.
- SVB (Silicon Valley Bank)coreSVB is listed among Boost's integrated commercial card issuer partners and partner logos.
- FNBOcoreFNBO is listed among Boost's integrated commercial card issuer partners and partner logos.
- Citizens BankcoreCitizens Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- Mutual of OmahacoreMutual of Omaha is listed among Boost's integrated commercial card issuer partners and partner logos.
- SantanderregionalSantander is listed among Boost's integrated commercial card issuer partners and partner logos.
- Zions BankcoreZions Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- Umpqua BankcoreUmpqua Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
- OneSource (separate from OSV)regionalOneSource is listed as a Boost strategic partner.
Scale indicators13 records
Recent moves11 records
Expansion highlights6 records
Boost Payment Solutions competitors and assessment
Company assessmentEmerging players
- Tipalti: AP automation and global supplier payments platform with virtual card and cross-border payment capabilities; comparable to Boost on the supplier enablement and global payment network side.
- Plastiq: B2B payments platform that lets businesses pay suppliers by credit card; overlaps with Boost's Boost 100 use case of paying non-card-accepting suppliers via card.
Direct peers
- Conferma Pay: Direct competitor in commercial virtual card processing for B2B travel and corporate payments. Conferma Pay partners with issuers and corporates to issue and accept virtual cards globally and is explicitly referenced in Boost's partnership history.
- Corpay (formerly Nvoicepay): Direct peer in B2B payments automation and virtual card programs, with comparable AP automation and supplier enablement offerings. Corpay/Nvoicepay is listed as a Boost strategic partner, reflecting their direct overlap in the AP automation space.
- AvidXchange: Direct peer in AP automation and B2B payments for mid-market and enterprise; embeds Boost Intercept and competes head-to-head with Boost's supplier enablement capabilities in adjacent AP automation workflows.
- Bill.com: B2B payments platform for SMBs and mid-market that embeds Boost Intercept while also competing with Boost in the broader AP/AR payments and virtual card space.
- Bottomline Technologies: Direct peer in B2B payments, commercial card, and AP automation for corporates and banks; embeds Boost technology while also offering its own competitive B2B payments solutions.
- Coupa (CoupaPay): Direct peer in B2B spend management and virtual card payments; has a strategic partnership with Boost via CoupaPay, and competes as a broader AP/spend platform with embedded payments.
- Esker: AP automation and order-to-cash software vendor that has a commercial card partnership with Boost; competes in adjacent AP automation while integrating Boost's STP for virtual card acceptance.
Broad incumbents
- WEX: Large commercial card and B2B payments incumbent; has a supplier enablement agreement with Boost and overlaps with Boost in commercial card issuing/processing for fleets and corporate payments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Boost Payment Solutions social profiles
Digital presenceBoost Payment Solutions compliance and trust
Trust signalCompliance4 records
Boost Payment Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Boost Payment Solutions leadership team
Management profileNumber of profiles
Profiles14 records
Boost Payment Solutions funding detail
Funding detailFunding overview
Funding rounds4 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Boost Payment Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Boost Payment Solutions
What does Boost Payment Solutions do?
Boost Payment Solutions is a B2B acquirer and payments technology company that operates a patented straight-through processing (STP) platform purpose-built for commercial card acceptance. Its core products — Boost Intercept (STP), Dynamic Boost (rules-based pricing), Boost 100 and Boost 100XB (cross-border) — automate the use and acceptance of commercial cards between buyers, suppliers, and card-issuing banks across 180+ countries. Boost also licenses its patented technology as a Payments-as-a-Service (PaaS) gateway to acquirers, software platforms, and ERP vendors.
Is Boost Payment Solutions a public or private company?
Boost Payment Solutions is a private company. It is classified as venture growth investor backed and is currently operating.
When was Boost Payment Solutions founded?
Boost Payment Solutions was founded in 2009. It employs 51 to 100 people.
Where is Boost Payment Solutions based?
Boost Payment Solutions is headquartered in New York, United States, in the North America region.
How does Boost Payment Solutions make money?
Two revenue lines are on record. Transaction-based interchange and processing fees are the primary driver. The others are technology licensing and embedded/PaaS partnerships.
Who are Boost Payment Solutions's main competitors?
Emerging players on record are Tipalti and Plastiq. Direct peers are Conferma Pay, Corpay (formerly Nvoicepay), AvidXchange, Bill.com, Bottomline Technologies, Coupa (CoupaPay) and Esker. WEX is listed as a broad incumbent.
Does Boost Payment Solutions have an API?
Yes. Boost offers a Payments-as-a-Service (PaaS) gateway solution for partners and embedded software platforms. Boost Intercept serves as a plug-and-play straight-through processing solution that partners can directly integrate. Boost provides a gateway for partners to pass CEDP-qualified data efficiently, and offers an API for CEDP readiness (delivers fully CEDP-ready data without rebuilding existing payment workflows). No public developer documentation URL is published.
What industry is Boost Payment Solutions in?
Boost Payment Solutions's product category is B2B Payment Processing. Its primary akta.pro industry code is FSAMABAI, Processor-Agnostic / White-Label Acquiring Platforms (Acquiring-as-a-Service), with a secondary code of FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets).