What Centrex Software does

Centrex Software, founded in 2015 and headquartered in Costa Mesa, California, provides a unified, white-label fintech software suite targeting SMB alternative-finance operators. The platform combines a CRM backbone with loan origination, loan and MCA servicing, syndication and investor management, fund management with a digital wallet, a white-labeled mobile app, and embedded finance tooling — supported by proprietary ClixSign® e-signature, Lender Matchmaking, and TimeValue-powered amortization calculations. The technology stack runs on Linux/Nginx/MariaDB with Snowflake-synced Managed Data Cloud, Tier III+ hosting at ServerCentral, SOC 2 Type II compliance, and a documented REST API; 50+ natively integrated vendors span payments (Cuttlefish, Actum, ACH Works, Auth.net, NMI), credit bureaus (TransUnion, Xactus, MeridianLink), financial data (Plaid, Decision Logics), communications (Twilio, SendGrid, Microsoft 365, multiple dialers), and BI (Tableau, Google Data Studio).

Centrex monetizes through monthly SaaS subscriptions for its core CRM (billed in arrears), premium add-ons such as Managed Data Cloud, tiered consulting packages (CTX Professional, Executive, Diamond), custom development engagements, and WordPress plugin licensing. Go-to-market blends enterprise field sales (Request a Demo, dedicated sales line) with self-serve WordPress marketplace distribution and channel partnerships (SuperVest syndication network, Daily Funder referrals). Primary customer segments are business loan brokers/lenders, MCA brokers and funders, mortgage lenders, fintech companies, and finance-focused call centers. Centrex is owned by holding company FORTH, which received a majority equity investment from Milestone Partners in November 2025, and recently extended the platform into consumer and commercial loan products via the December 2025 TimeValue Software partnership.

Name

Centrex Software

Legal name

Centrex Software LLC

Website

https://centrexsoftware.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

Centrex Software is a Costa Mesa-based fintech SaaS provider offering a white-label, unified ecosystem — CRM, loan origination and servicing, MCA servicing, syndication, digital wallet, and mobile app — for SMB alternative-finance operators including brokers, funders, and fintechs.

Ownership category

akta.pro rank

Product category

Loan Origination Software (Fintech CRM)

NAICS

Software Publishers (513210)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH)

akta.pro secondary industries

Customer Service/Support CRM & Contact Center Platforms (BPAFAFAK), Embedded Lending & Credit (POS, Working Capital, Credit Lines) (FSAGALAD)

Keywords

• Loan origination software
• Merchant cash advance CRM
• Fintech servicing platform
• Syndication management software
• White label fintech

Headquarters

HQ city

Costa Mesa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. SaaS Subscription Revenue: Monthly/annual SaaS subscriptions for CRM platform access. Enterprise clients are billed in arrears within first 5 days of each month for prior month usage. Minimum charges apply for accounts with no active users. Enhancement add-ons available as separate billed items.
2. Managed Data Cloud: Snowflake data warehousing and Tableau BI tool access with 15-minute data sync. Offered as premium add-on to core CRM subscription.
3. Software Consulting & Implementation: Professional consulting and software development services. Three tiers: CTX Professional (Enhanced CRM Implementation), CTX Executive (includes Drip Email/SMS Marketing, Dynamic Data Management, Task Management), CTX Diamond (includes Onsite Training, Custom Reports, Syndicate Setup, Press Release).
4. WordPress Plugin Licensing: Free tier ($99/month), Pro tier ($500/year), Enterprise tier ($3,000 one-time setup + annual fee). Free tier includes CRM mapping, single-page forms, multiple field types. Pro adds multi-step forms and conditional logic. Enterprise adds automated underwriting.
5. Custom Software Development: Custom web and mobile application development services offered to clients requiring bespoke solutions.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels11 records

Core offering

Centrex Software provides a white-label, finance-dedicated fintech CRM ecosystem that unifies loan origination, loan and MCA servicing, syndication management, fund management with digital wallet, white-labeled mobile apps, and e-signature (ClixSign®) under one platform. The offering targets business loan brokers, direct lenders, MCA funders, mortgage lenders, fintech companies, and call centers, with native integrations to 50+ partners across payments, credit bureaus, telephony, email, and financial data. SaaS subscriptions are billed monthly in arrears; implementation is delivered through tiered consulting packages.

Product overview

Centrex Software offers a unified platform-plus-modules architecture of white label fintech solutions for the finance sector. The core platform is the CRM Software, which serves as the central hub for contact and deal management. This integrates with specialized Loan Origination Software (LOS) for managing applications from websites or affiliates, and Loan Servicing Software for managing loan portfolios after origination. The ecosystem also includes MCA Servicing Software for merchant cash advance portfolios, Syndication Software for managing investor networks, Fund Management Software with digital wallet technology, Embedded Finance Software Platform, and White Label Mobile App for iOS/Android. Supporting modules include ClixSign Documents (proprietary e-signature), Lender Matchmaking, Text & Email Marketing, Digital Wallet, Client Portal, Broker/ISO Management, and Managed Data Cloud for custom reporting. The platform also offers industry-specific sub-brands: Mortgage CRM, Business Loan CRM, Merchant Cash Advance CRM, Fintech CRM, and Commercial Mortgage CRM. All products integrate with various third-party tools including payment processors (Cuttlefish, ACH Works, Auth.net), credit bureaus (TransUnion, Xactus, MeridianLink), financial data providers (Plaid, Decision Logics), and communication tools (Twilio, SendGrid, Microsoft 365).

Differentiator

Problem solved

Functional benefit

Products and services

• CRM Software Finance-dedicated CRM platform with contact management, deal tracking, pipeline controls, email and SMS marketing, and client portal. Core platform for the entire Centrex ecosystem serving finance companies and their staff across all departments.
• Loan Origination Software (LOS) End-to-end loan origination platform for managing loan applications from website or affiliates. Includes web integration, customized workflows, lender matchmaking, client portal, and ClixSign e-signature.
• Loan Servicing Software Full loan servicing platform with ACH payment processing, amortization calculator, fee balances, consumer and corporate drafts, reports, payoff quote calculator, and investor platform.
• MCA Servicing Software Merchant cash advance servicing platform with daily/weekly/custom weekly/bi-weekly/semi-monthly drafts, MCA factor rate calculator, syndicate payouts, and ISO management.
• White Label Mobile App Fully branded mobile app (iOS and Android) for funders and brokers with Plaid integration, document upload, task management, loan/advance viewing, transaction monitoring, and push notifications.
• Syndication Software Complete syndication platform for fund managers and lenders to manage investor networks. Includes syndicate portal, automatic ACH payouts, daily remittance reports, and waterfall payout structures.
• Fund Management Software Digital wallet technology for managing fund liquidity and investor capital. Partnership with Cuttlefish Payments enables holding and pooling funds for syndicates and investors.
• Embedded Finance Software Platform Platform for embedded finance businesses with API documentation, loan/advance calculations, payment processing, and fund management. Integrates with TimeValue Software for amortization calculations.
• WordPress Plugin (Smart App Builder) Website application builder for WordPress to create dynamic loan and advance application forms with conditional logic, multi-page forms, Plaid integration, and credit data pulls.
• CRM Software Consulting Implementation and consulting services including onsite training, custom implementation, marketing campaigns, and website integrations. Three tiers: CTX Professional (Enhanced CRM Implementation), CTX Executive (includes Drip Email/SMS Marketing, Dynamic Data Management, Task Management), CTX Diamond (includes Onsite Training, Custom Reports, Syndicate Setup, Press Release).

Quantifiable outcome

• 29% increase in sales revenue from consulting engagements
• +5 more outcomes

Named customers10 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration32 records

Feature9 records

Partnerships

33 partnerships are on record, tiered core, strategic and standard.

• TimeValue SoftwarecoreTechnology or Integration · 3 December 2025Partnership with TimeValue Software (industry leader in North America for loan calculations) to power all amortization schedule calculations within the Centrex platform. All loan calculations and amortization schedules for Centrex's loans tab communicate with TimeValue. Enables consumer and commercial loan product calculations pulled into email and document templates.
• FORTHstrategicStrategic or Co-development PartnerCentrex Software is owned by FORTH, which received majority equity investment from Milestone Partners in November 2025.
• PlaidcoreTechnology or IntegrationFinancial data integration pulling bank statements and credit card transaction data for underwriting and financial health monitoring. Full Plaid integration in white-labeled mobile app and admin screens. Available for automated decisioning in website forms.
• XactuscoreTechnology or IntegrationCredit reporting and credit data integration for automated underwriting directly on website forms. Partnered for credit pull data within Centrex ecosystem.
• TransUnioncoreTechnology or IntegrationDirect credit bureau integration for credit report data within Centrex CRM and loan origination workflows.
• MeridianLinkcoreTechnology or IntegrationPass-through credit reporting gateway allowing clients to choose any credit reporting provider integrated with MeridianLink gateway.
• iSoftPullstandardTechnology or IntegrationCredit report data provider integrated into Centrex ecosystem.
• TwiliocoreTechnology or IntegrationText messaging integration for threaded text conversations, text message auto-responders, text message blasting, and text message notifications/triggers within the Centrex platform.
• ZapierstandardTechnology or IntegrationAutomation partnership enabling connections between Centrex and unlimited other services via Zapier workflows. Time and event-based triggers automate system functions.
• Cuttlefish PaymentscoreTechnology or IntegrationACH processing company powering Centrex fund management and digital wallet technology. Enables managing liquidity of entire fund within Centrex platform, digital wallet for syndicates/investors, transfer funds between VBA accounts. Client since 2024.
• First Premier BankcoreTechnology or IntegrationPartnered with Cuttlefish and First Premier Bank to offer digital wallet to all Centrex Software clients servicing loan or advance portfolios.
• Actum ProcessingcoreTechnology or IntegrationACH payment processing integration enabling merchant debits, syndicate credits, and full loan/advance portfolio servicing through Centrex CRM interface.
• ACH WorkscoreTechnology or IntegrationACH payment processing partner integrated into Centrex ecosystem for payment collection and disbursement.
• Auth.net / StripecoreTechnology or IntegrationCredit card processing integrations enabling automatic card processing debits alongside ACH processing within Centrex platform.
• NMI GatewaycoreTechnology or IntegrationPayment gateway integration for credit card and ACH processing within Centrex.
• yTelstandardTechnology or IntegrationPhone system and dialer integration with click-to-call, automatic call logging, and screen pops within Centrex CRM interface.
• Blue RockstandardTechnology or IntegrationPhone system and dialer integration for Centrex CRM.
• Five9standardTechnology or IntegrationCloud contact center integration with Centrex CRM for call management and reporting.
• VicistandardTechnology or IntegrationDialer integration with Centrex CRM for outbound calling operations.
• RingCentralstandardTechnology or IntegrationUCaaS phone system integration with Centrex CRM for unified communications.
• AugutechstandardTechnology or IntegrationPhone system and dialer integration partner for Centrex CRM.
• GooglestandardTechnology or IntegrationMaps integration within Centrex CRM interface for geographic visualization and routing.
• Microsoft 365coreTechnology or IntegrationEmail integration via native SMTP connection. Microsoft 365 integrated via SendGrid SMTP connection for email marketing, triggers, and notifications.
• Microsoft Entra IDcoreTechnology or IntegrationIdentity access management (IDP) and single sign-on (SSO) integration for enterprise authentication. Requires enterprise Microsoft account.
• SendGridcoreTechnology or IntegrationEmail marketing, dedicated IP email campaigns, email triggers, auto-responders, and Microsoft 365 SMTP integration. Used by ISOs and brokers for lender submissions.
• SMTP.comstandardTechnology or IntegrationAlternative SMTP email provider for dedicated IP email marketing and email automation.
• SnowflakecoreTechnology or IntegrationData warehousing partnership. Centrex data syncs every 15 minutes to secure Snowflake warehouse. Enables custom SQL queries and third-party data import.
• TableaucoreTechnology or IntegrationBusiness intelligence integration for custom dashboards, data visualization, and reporting. Integrated via Snowflake data warehouse.
• Google Data StudiostandardTechnology or IntegrationBusiness intelligence tool integration for reporting and dashboards alongside Snowflake data.
• ServerCentralcoreTechnology or IntegrationData center hosting provider. Six heavy-duty, caged, solely dedicated servers housed at ServerCentral's suburban Chicago 485,000 sq ft facility exceeding Tier III standards with Type II AT-101 SOC 2 compliance. 100% uptime SLAs on power and IP service.
• SuperVestcoreChannel Partner/ Reseller/ DistributorSyndication network partnership natively integrated into Centrex CRM. Connects funders looking for syndicate capital with investors seeking deals. Supervest has syndicate investors on backend and funders looking for syndicates on frontend.
• Decision LogicsstandardTechnology or IntegrationBank statement and financial record analysis for underwriting and monitoring, alongside Plaid.
• WordPresscoreTechnology or IntegrationWordPress plugin ecosystem partner. Centrex Smart App Builder plugin integrates with WordPress websites for lead capture and CRM connectivity.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat6 records

Key highlights7 records

Customer concentration

• Xx.com/centrexsoftware
• YouTubeyoutube.com/channel/UC-Clm1u24yHR93Qw8e-ZGxQ
• Facebookfacebook.com/Centrex-Software-822953751434330
• LinkedInlinkedin.com/company/centrex-software
• Instagraminstagram.com/centrexsoftware

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Centrex Software