National Contracting Center
National Contracting Center is an independently owned Field Marketing Organization (FMO) providing independent insurance agents access to 50+ Medicare, ACA, life, and annuity carriers, along with proprietary enrollment technology, training, and production-based marketing support.
- Company typePrivate
- Founded1992
- HeadquartersKnoxville, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What National Contracting Center does
National Contracting Center (NCC) is an independently owned Field Marketing Organization (FMO) founded in 1992 and headquartered in Knoxville, Tennessee. The company serves independent insurance agents and small-to-mid-sized Medicare agencies across the United States, giving them access to over 50 carrier contracts spanning Medicare Advantage, Medicare Supplement, Prescription Drug Plans, ACA-compliant health insurance, life insurance, annuities, and ancillary products. NCC's core go-to-market is channel-partner distribution: agents contract with NCC, retain 100% of carrier commissions directly, and receive a bundled toolkit of back-office support, training, and marketing resources in exchange for production routed through NCC's carrier relationships.
NCC's proprietary technology stack centers on Enrollment Central 2.0, a quoting and enrollment platform with inbound/outbound call technology, extra help confirmation, current plan comparison, and comprehensive physician search, accessible through a logged-in Agent Dashboard alongside a Quick Quote Tool. The company supplements this with the Marketing Assistance Program (MAP), which issues flexible marketing dollars to agents based on production volume (5+ Medicare apps/month), and a content library of 24+ downloadable guides, ongoing Town Hall webinars, and Field Ready Fridays training events. The company is founder-led, with second-generation President Jackson Johnson (since 2023) and COO Heather Burley overseeing a 30+ named contact team organized across Executive, Recruiting, Contracting, Sales Development, Marketing, Operations, and Finance functions.
NCC's revenue model is anchored on carrier-level volume arrangements rather than agent fees or commission splits; agents receive 100% direct commission pay from carriers, and NCC monetizes through its carrier relationships and value-added services. The company reports a nationwide U.S. footprint, actively sells to both individual agents and agencies (including upline/downline structures), and operates a sister company, Senior Financial Group, under overlapping leadership.
National Contracting Center firmographics
Firmographics- Name
- National Contracting Center
- Legal name
- National Contracting Center
- Website
- https://nccagent.com
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- National Contracting Center is an independently owned Field Marketing Organization (FMO) providing independent insurance agents access to 50+ Medicare, ACA, life, and annuity carriers, along with proprietary enrollment technology, training, and production-based marketing support.
- Ownership category
- akta.pro rank
National Contracting Center industry classification
Industry- Product category
- Insurance Field Marketing Organization Services
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)
Keywords
Where National Contracting Center is headquartered
LocationHeadquarters
- HQ city
- Knoxville
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
National Contracting Center business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Commission Pass-Through: NCC does not take commissions from agents. Agents receive 100% direct pay from carriers into their own bank accounts. NCC generates revenue through carrier relationships and volume-based arrangements rather than agent commission splits.
- Marketing Assistance Program (MAP): Rewards program where agents earn marketing dollars based on production (5+ Medicare Supplement or Advantage apps per month). Funds can be used for lead generation, seminars, social media, technology costs, and other marketing expenses. Funds expire August 1st of the following year if unused.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | No Cost to Agents - Commission Pass-Through Model |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels11 records
National Contracting Center product offering
Product offeringCore offering
National Contracting Center is an independently owned Field Marketing Organization (FMO) that contracts independent Medicare insurance agents and agencies to access more than 50 insurance carriers for Medicare Advantage, Medicare Supplement, Prescription Drug Plans, ACA, Life Insurance, and Ancillary products. Agents contract directly with NCC at no membership cost, retain 100% of carrier commissions directly, and own their book of business from day one. NCC provides back-office support, training, marketing assistance, and proprietary enrollment technology (Enrollment Central 2.0, Agent Dashboard, Quick Quote Tool) so agents can focus on selling.
Product overview
National Contracting Center is an independently owned Medicare Field Marketing Organization (FMO) providing a comprehensive platform for independent insurance agents and agencies. The core offering centers on access to over 50 Medicare carriers through contracting partnerships, supported by proprietary technology tools including Enrollment Central 2.0 for quoting and enrollment, an Agent Dashboard with exclusive resources, and a Quick Quote Tool. Beyond Medicare Advantage, Supplement, and Prescription Drug Plans, NCC's portfolio includes Affordable Care Act (ACA) products, Life Insurance, and Ancillary products (dental, vision, cancer, hospital indemnity). The service is augmented by the Marketing Assistance Program (MAP) providing production-based marketing dollars, extensive training resources including sales guides and webinar series, and carrier incentives and trips. NCC positions itself as handling back-office operations so agents can focus on sales.
Differentiator
Problem solved
Functional benefit
Products and services
- National Contracting Center FMO Membership and Contracting Services The core FMO offering: independent Medicare insurance agents and agencies contract with NCC at no membership cost to access 50+ insurance carriers, retain 100% of commissions directly from carriers, own their book of business from day one, and receive back-office, training, and marketing support.
- Medicare Advantage Carrier Access Access to Medicare Advantage plans from multiple carrier partners (Aetna, Clover Health, Devoted Health, Humana, UnitedHealthcare, etc.) through NCC's contracting relationships, with quoting and enrollment via Enrollment Central 2.0.
- Medicare Supplement (Medigap) Carrier Access Access to Medicare Supplement insurance plans through carriers such as Globe Life, Government Personnel Mutual, INA, Wellabe, and Woodmen Life that help cover gaps in Original Medicare.
- Prescription Drug Plan (PDP) Carrier Access Access to Medicare Part D prescription drug plans that provide coverage for prescription medications for Medicare beneficiaries.
- Affordable Care Act (ACA) Carrier Access Access to ACA health insurance plans through carriers including Alliant Health Plans, Ambetter, Anthem BCBS, Blue Cross Blue Shield, CareSource, Molina Healthcare, Oscar, and UnitedHealthcare, with enrollment during Open Enrollment or Special Election Periods.
- Life Insurance Carrier Access Access to Life insurance products including Term Life, Whole Life, and Final Expense coverage through carriers such as Aetna, Aflac, Allianz Life, Gerber Life, Mutual of Omaha, and Transamerica.
- Ancillary Products Carrier Access Access to supplemental Medicare products including dental, vision, cancer policies, hospital indemnity, and critical illness coverage through carriers such as Ameritas, Arch Insurance, and National Care Dental.
- Enrollment Central 2.0 NCC's proprietary Medicare quoting and enrollment technology platform for contracted agents, featuring inbound and outbound call technology, extra help confirmation, current plan comparison, and comprehensive physician search.
- Marketing Assistance Program (MAP) Production-based rewards program that issues flexible marketing dollars to contracted agents submitting 5+ Medicare Supplement or Advantage applications per month. Funds can be applied to lead mailers, seminars, social media, technology costs, and other approved marketing expenses; unused funds expire August 1 of the following year.
- Agent Dashboard Password-protected online portal for contracted agents providing exclusive access to training videos, carrier information, contracting resources, and agent support tools.
- Quick Quote Tool Online Medicare quoting tool available to logged-in contracted agents for generating quick insurance quotes; requires free agent registration.
- Insurance Carrier Incentives and Trips Program Access to agent incentive programs and trips offered by insurance carriers accessible through NCC, including Assurity Leaders Conference, Corebridge Financial agent bonuses (up to $10,000 cumulative), Mutual of Omaha Sales Leaders trips (2026 Prague trip), Devoted Health Star Sellers loyalty program, and Physicians Mutual agent bonus programs.
Quantifiable outcome
- Agents can start earning Marketing Assistance Program funds with as few as 5 Medicare Supplement or Advantage apps per month
- +2 more outcomes
Companies that use National Contracting Center
Customer profileNamed customers3 records
Segments2 records
Ideal customer profiles2 records
National Contracting Center technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration16 records
Feature3 records
National Contracting Center partnerships and signals
Strategic signalPartnerships
73 partnerships are on record, tiered core, minor and strategic.
- AmeritascoreMedicare ancillary carrier partner offering dental products through NCC's agent network
- Arch InsurancecoreMedicare ancillary carrier partner providing insurance products through NCC's distribution network
- National Care DentalcoreMedicare ancillary carrier partner specializing in dental coverage through NCC's agent network
- Aetna (CVS Health)coreMajor Medicare carrier partner offering Medicare Advantage, Medicare Supplement, Prescription Drug Plans (Silverscript), and ancillary products including dental, vision, hearing, cancer, and hospital indemnity
- AflaccoreLife insurance and supplemental insurance carrier partner available through NCC agents
- Allianz LifecoreLife insurance carrier partner available through NCC's agent distribution
- Allstate Health SolutionscoreHealth insurance carrier partner available through NCC's agent network
- American Home LifecoreLife insurance carrier partner available through NCC's agent distribution
- AmericocoreLife insurance carrier partner available through NCC agents
- AssuritycoreLife insurance carrier with Leaders Conference incentive program for top producers. Exclusive 40% discount with RetireFlo for NCC agents.
- Bankers FidelitycoreMedicare and life insurance carrier partner available through NCC's agent network
- Cigna HealthcarecoreMajor health insurance carrier offering Medicare and healthcare products through NCC agents
- Corebridge FinancialcoreLife insurance and annuity carrier with Q3 2026 SIWL Agent Bonus program offering up to $10,000 in cumulative bonuses
- Fidelity & Guaranty Life (F&G)coreLife insurance and annuity carrier partner available through NCC's agent distribution
- Foresters FinancialcoreLife insurance carrier partner available through NCC agents
- Gerber Life InsurancecoreLife insurance carrier partner, known for final expense and senior life products, available through NCC
- Globe LifecoreMedicare Supplement carrier partner available through NCC agents
- Government Personnel Mutual (GPM)coreMedicare Supplement carrier partner available through NCC's agent network
- HealthSpringcoreMedicare Advantage carrier partner available through NCC agents
- Liberty BankerscoreLife insurance carrier partner available through NCC's agent distribution
- Manhattan LifecoreLife insurance carrier partner available through NCC agents
- MassMutual Ascend AnnuitiescoreAnnuity carrier partner available through NCC's agent network
- Mutual of OmahacoreMajor Medicare Supplement and life insurance carrier with Mutual Sales Leaders incentive trips (2026 Prague trip). Products include Critical Illness, Cancer, Heart Attack, Stroke, and Long-Term Care.
- New EracoreLife insurance carrier partner available through NCC agents
- Pekin LifecoreLife insurance carrier partner available through NCC's agent distribution
- Physicians MutualcoreMedicare Supplement carrier with agent bonus program based on production after meeting minimum of 7 Med Supp-eligible sales
- Protective LifecoreLife insurance carrier partner available through NCC agents
- TransamericacoreMajor life insurance and annuity carrier partner available through NCC's agent network
- UHC One Golden RulecoreLife insurance carrier partner available through NCC agents
- United AmericancoreMedicare Supplement and life insurance carrier partner available through NCC's distribution
- United Home LifecoreLife insurance carrier partner available through NCC agents
- United National Life (UNL)coreLife insurance carrier partner available through NCC's agent network
- Woodmen LifecoreMedicare Supplement carrier partner available through NCC agents
- Clover HealthcoreMedicare Advantage carrier partner available through NCC's agent network
- Devoted HealthcoreMedicare Advantage carrier with Star Sellers loyalty program for high-performing agents. Gold standard carrier for agents providing personalized Medicare options.
- Essence HealthcarecoreMedicare Advantage carrier partner available through NCC agents
- Florida BluecoreMedicare Advantage carrier partner available through NCC's agent network in Florida
- HAPcoreMedicare Advantage carrier partner available through NCC agents
- Healthy Mississippi, Inc.coreMedicare Advantage carrier partner available through NCC's agent network in Mississippi
- HighmarkcoreMedicare Advantage carrier partner available through NCC agents
- HumanacoreMajor Medicare carrier partner offering Medicare Advantage, Medicare Supplement, and Prescription Drug Plans. Known for robust training programs and marketing support for agents.
- InnovAgecoreMedicare Advantage carrier partner (PACE program) available through NCC agents
- Kaiser PermanentecoreMedicare Advantage carrier partner available through NCC's agent network
- Priority HealthcoreMedicare Advantage carrier partner available through NCC agents
- UPMCcoreMedicare Advantage carrier partner available through NCC's agent network
- WellCarecoreMedicare Advantage and Prescription Drug Plan carrier partner available through NCC agents
- WellpointcoreMedicare Advantage carrier partner (formerly Amerigroup) available through NCC's network
- Zing HealthcoreMedicare Advantage carrier partner available through NCC agents
- Alliant Health PlanscoreACA carrier partner in Georgia offering traditional health plans, high-deductible health plans, and managed care plans
- AmbettercoreLeading ACA-compliant health insurance carrier partner with focus on affordability and comprehensive coverage
- Anthem BCBScorePart of Elevance Health network, operating in 14 states with 32 million members. Major health benefits company providing medical, behavioral health, pharmacy, dental, and vision plans.
- Blue Cross Blue Shield of ILcorePart of HCSC, major health insurance carrier available through NCC agents in Illinois
- Blue Cross Blue Shield of MIcoreBlue Cross Blue Shield carrier partner available through NCC agents in Michigan
- Blue Cross Blue Shield of MTcoreBlue Cross Blue Shield carrier partner available through NCC agents in Montana
- Blue Cross Blue Shield of NCcoreBlue Cross Blue Shield carrier partner available through NCC agents in North Carolina
- Blue Cross Blue Shield of NMcoreBlue Cross Blue Shield carrier partner available through NCC agents in New Mexico
- Blue Cross Blue Shield of OKcoreBlue Cross Blue Shield carrier partner available through NCC agents in Oklahoma
- Blue Cross Blue Shield of SCcoreBlue Cross Blue Shield carrier partner available through NCC agents in South Carolina
- Blue Cross Blue Shield of TNcoreMajor healthcare insurance carrier in Tennessee offering ACA, Medicare Advantage, and Medicare Supplement plans with extensive provider network
- Blue Cross Blue Shield of TXcoreBlue Cross Blue Shield carrier partner available through NCC agents in Texas
- CareSourcecoreACA and Medicaid carrier partner available through NCC agents
- MedicacoreHealth insurance carrier partner available through NCC's agent network
- Molina HealthcarecoreHealth insurance carrier partner available through NCC agents for ACA products
- Mountain Health CO-OPcoreConsumer-operated health insurance CO-OP partner available through NCC agents
- OscarcoreACA health insurance carrier partner available through NCC agents
- OneShare HealthcoreACA health care sharing ministry partner available through NCC agents
- UnitedHealthcarecoreLeading health insurance provider offering Medicare Advantage, Medicare Supplement, and individual/group health plans. Major carrier partner with extensive provider network.
- WellabecoreMedicare Supplement carrier partner (formerly Medico) available through NCC agents
- INA (Insurance Company of North America)coreMedicare Supplement carrier partner available through NCC agents
- Guarantee Trust Life (GTL)coreMedicare supplemental insurance carrier with over 8 decades of history. Products include accident coverage, cancer/heart attack/stroke, hospital indemnity, critical illness, and home care.
- HealthSherpacoreEnrollment platform partner used by NCC for ACA quoting and enrollment. NCC provides but does not require agents to use this platform.
- RetireFlominorExclusive discount partner offering NCC agents 40% savings. Annuity referral partner allowing agents to refer annuities and get paid without handling the sale.
- Senior Financial GroupstrategicSister company overseen by NCC leadership (Jackson Johnson). Part of the broader NCC organizational structure.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
National Contracting Center competitors and assessment
Company assessmentDirect peers
- Ritter Insurance Marketing: Ritter Insurance Marketing is one of the largest independent Medicare FMOs in the U.S., offering independent agents access to dozens of carriers, contracting, training, and marketing support. It is the most direct comparable to NCC given its similar FMO model, multi-carrier distribution, and independent-agent focus.
- Senior Market Sales: Senior Market Sales is an independent FMO specializing in Medicare, life, and senior market insurance products with carrier access, training, and back-office support for independent agents. Directly comparable to NCC in product scope, target market, and FMO distribution model.
- Beneficial Insurance Marketing: Beneficial Insurance Marketing is an independent FMO providing Medicare carriers, contracting, and agent support services to independent agents. Overlaps with NCC's core FMO offering for Medicare Advantage, Supplement, and prescription drug plan distribution.
- Excel Impact: Excel Impact is a Medicare-focused FMO offering agents multi-carrier access, training, and back-office support. Comparable to NCC in that both serve independent Medicare agents with carrier-agnostic distribution and agent services.
- American Senior Benefits: American Senior Benefits is an independent Medicare FMO and insurance agency providing agents carrier access, training, and lead-generation support. Directly comparable to NCC in its senior-market distribution focus and FMO service model.
Broad incumbents
- eHealth: eHealth is a publicly traded health insurance marketplace offering Medicare and ACA plans directly to consumers online. A broader incumbent in Medicare and ACA distribution with a tech-led, direct-to-consumer model that competes for the same end consumer.
- SelectQuote: SelectQuote is a publicly traded senior-market insurance distribution company that sells Medicare, life, and health products through its own call-center agents. A broader incumbent in the Medicare distribution space, contrasting with NCC's independent-agent FMO model.
- GoHealth: GoHealth is a large Medicare-focused insurance distribution platform that uses proprietary technology and call centers to enroll consumers. A broader incumbent competing for the same Medicare end-customer with a tech-and-call-center model rather than NCC's independent-agent FMO model.
- Ash Brokerage: Ash Brokerage is a large, established insurance distribution firm offering life insurance, annuities, and Medicare products through independent agents. A broader incumbent that competes with NCC in distribution scale, technology, and multi-line carrier relationships.
Emerging players
- HealthSherpa: HealthSherpa is an ACA-focused insurance technology and enrollment platform that integrates with NCC's agent dashboard for ACA quoting. Comparable as a technology-enabled distribution partner in the ACA market where NCC also distributes, though it focuses on ACA rather than Medicare.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
National Contracting Center social profiles
Digital presenceNational Contracting Center financial estimates
Financial estimateRevenue estimate
Valuation estimate
National Contracting Center leadership team
Management profileNumber of profiles
Profiles8 records
National Contracting Center funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
National Contracting Center M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about National Contracting Center
What does National Contracting Center do?
National Contracting Center is an independently owned Field Marketing Organization (FMO) that contracts independent Medicare insurance agents and agencies to access more than 50 insurance carriers for Medicare Advantage, Medicare Supplement, Prescription Drug Plans, ACA, Life Insurance, and Ancillary products. Agents contract directly with NCC at no membership cost, retain 100% of carrier commissions directly, and own their book of business from day one. NCC provides back-office support, training, marketing assistance, and proprietary enrollment technology (Enrollment Central 2.0, Agent Dashboard, Quick Quote Tool) so agents can focus on selling.
Is National Contracting Center a public or private company?
National Contracting Center is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was National Contracting Center founded?
National Contracting Center was founded in 1992. It employs 11 to 50 people.
Where is National Contracting Center based?
National Contracting Center is headquartered in Knoxville, United States, in the North America region.
How does National Contracting Center make money?
Two revenue lines are on record. Commission Pass-Through is the primary driver. The others are marketing Assistance Program (MAP).
Who are National Contracting Center's main competitors?
Direct peers on record are Ritter Insurance Marketing, Senior Market Sales, Beneficial Insurance Marketing, Excel Impact and American Senior Benefits. Broad incumbents are eHealth, SelectQuote, GoHealth and Ash Brokerage. HealthSherpa is listed as an emerging player.
Does National Contracting Center have an API?
No public API is recorded for National Contracting Center.
What industry is National Contracting Center in?
National Contracting Center's product category is Insurance Field Marketing Organization Services. Its primary akta.pro industry code is FSAIAGAH, Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs). Its NAICS code is 5242 and its SIC code is 6411.